As of April 01, 2026, the average salary for a Consumer Credit Analyst in the United States is $60,134 per year, which breaks down to an hourly rate of $29.
However, a Consumer Credit Analyst's salary can vary significantly. Here’s a look at the typical salary range:
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A Consumer Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Consumer Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Consumer ... Level Consumer Credit Analyst | $58,918 |
| Loan Unde... Level Consumer Credit Analyst | $68,808 |
| Loan Unde... Level Consumer Credit Analyst | $84,762 |
| Loan Unde... Level Consumer Credit Analyst | $102,921 |
| Loan Unde... Level Consumer Credit Analyst | $94,711 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Credit Analysts. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 18.89% |
| Commercial Loans | 2.27% |
| Billing | 1.5% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Portfolio Management
|
$81,181 |
35%
|
|
Decision Making
|
$81,181 |
35%
|
|
Balance Sheet
|
$81,181 |
35%
|
|
Integrity
|
$78,174 |
30%
|
|
Critical Thinking
|
$78,174 |
30%
|
|
Flexibility
|
$75,167 |
25%
|
Your level of education can impact your salary potential. While many Consumer Credit Analysts enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Consumer Credit Analyst with a Bachelor's Degree is between $57,844 and $62,737).
Consumer Credit Analyst Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 2.8% |
| High School | 5.6% |
| Associates | 2.8% |
| Bachelors | 77.8% |
| Masters | 11.1% |
| Doctorate | 0.0% |
Understanding how a Consumer Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on April 01, 2026Salaries for a Consumer Credit Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $57,726 in 2023 to around $57,509 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Consumer Credit Analyst salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $57,726 |
| 2024 | $57,614 |
| 2025 | $57,509 |
| 2026 |
View More
|
| 2027 |
View More
|
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Compensation PlanningHere are companies hiring for Consumer Credit Analyst and their salaries, click below for more details.
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