As of January 01, 2026, the average salary for a Consumer Loan Credit Analyst IV in the United States is $103,800 per year, which breaks down to an hourly rate of $50.
However, a Consumer Loan Credit Analyst IV's salary can vary significantly. Here’s a look at the typical salary range:
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A Consumer Loan Credit Analyst IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Consumer Loan Credit Analyst IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Consumer Loan Credit Analyst II | 2-4 years | $69,374 |
| Consumer Loan Credit Analyst III | 4-7 years | $85,464 |
| Consumer Loan Credit Analyst IV | 7+ years | $103,770 |
| Consumer Loan Credit Supervisor I | 7+ years | $95,494 |
| Consumer Loan Credit Supervisor II | 7+ years | $106,565 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Loan Credit Analyst IVs. For example, consider the average annual salaries in these key locations:
Understanding how a Consumer Loan Credit Analyst IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Salaries for a Consumer Loan Credit Analyst IV can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $109,490 in 2023 to around $107,772 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Consumer Loan Credit Analyst IV salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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| 2023 | $109,490 |
| 2024 | $108,368 |
| 2025 | $107,772 |
| 2026 |
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| 2027 |
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Credit analysts can earn competitive salaries, with the minimum at $89,300, a mid-range salary of $103,900, and a maximum of $118,200. Among the highest-paying cities in the U.S., New York, NY leads with an average of $112,826, followed by Greenville, SC at $103,453, and Los Angeles, CA at $97,947.
Credit Analysts focus on analyzing bonds and default risk, earning between $89,300 and $118,200, with a median salary of $103,900. In contrast, Equity Analysts assess investment performance and management effectiveness, typically earning different salary ranges based on their specific roles and responsibilities.
Credit analysts at New Day USA can expect a salary range between $89,300 and $118,200, with a median salary of approximately $103,900. This data reflects the compensation structure for consumer loan credit analysts, providing a clear picture of potential earnings in this role.
The estimated total pay range for a Consumer Loan Credit Analyst at Citi is $89,300–$118,200 per year, which includes base salary and additional pay. The average base salary for this role is approximately $103,900 per year.
Credit Analysts generally work standard business hours, typically between 40 to 45 hours per week. Their salary ranges from a minimum of $89,300 to a maximum of $118,200, with a midpoint of $103,900, reflecting the stability and structure of this role compared to more demanding finance positions.
In the US, Consumer Loan Credit Analysts earn between $89,300 and $118,200 annually. The average salary is around $103,900, reflecting the competitive nature of the field. This data highlights the potential for growth and earning in this profession, making it an attractive career choice for many.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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