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Credit Risk Control Analyst II Salary in the United States

How much does a Credit Risk Control Analyst II make in the United States?

As of January 01, 2026, the average salary for a Credit Risk Control Analyst II in the United States is $92,800 per year, which breaks down to an hourly rate of $45.

However, a Credit Risk Control Analyst II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $118,209
  • Majority Range (25th-75th percentile): $81,300 to $106,100
  • Entry-Level (10th percentile): $70,830
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View as table View as graph 25% $81,300 10% $70,830 90% $118,209 75% $106,100 $92,800 50%(Median) Didn’t find job title? Click

Credit Risk Control Analyst II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $106,100 $8,842 $2,040 $51
Average $92,800 $7,733 $1,785 $45
25th Percentile $81,300 $6,775 $1,563 $39
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Key Factors That Influence Credit Risk Control Analyst II Salaries

A Credit Risk Control Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Credit Risk Control Analyst II Salaries?

Experience is a primary driver of a Credit Risk Control Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $89,024
  • Early Career (1-2 years): $89,367
  • Mid-Level (2-4 years): $89,882
  • Senior-Level (5-8 years): $94,190
  • Expert (over 8 years): $99,351
Levels Salary
Entry Level Credit Risk Control Analyst II$89,024
Intermediate Level Credit Risk Control Analyst II$89,367
Senior Level Credit Risk Control Analyst II$89,882
Specialist Level Credit Risk Control Analyst II$94,190
Expert Level Credit Risk Control Analyst II$99,351
$89,024 0 yr
$89,367 < 2 yrs
$89,882 2-4 yrs
$94,190 5-8 yrs
$99,351 > 8 yrs
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What Am I Worth?

How Do Credit Risk Control Analyst II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Risk Control Analyst IIs. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $102,700.
  • California: $102,300.
  • Massachusetts: $101,000.

Top Paying Cities for Credit Risk Control Analyst IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $117,000
  • San Francisco: $115,800
  • Oakland: $113,300

What Skills Can Increase a Credit Risk Control Analyst II's Salary?

Demanded Skills for the Role:

  • Risk Management (Mentioned in 15.84% Job Postings): Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
  • Financial Services Industry (Mentioned in 1.56% Job Postings): Financial services is a broad term used to describe the various offerings within the finance industry–encompassing everything from insurance and money management to payments and digital banking technology.
  • PowerPoint (Mentioned in 1.16% Job Postings): A computer software created by Microsoft which allows the user to create slides with recordings, narrations, transitions and other features in order to present information.
See More Skills
Skills Demand Percentage
Risk Management 15.84%
Financial Services Industry 1.56%
PowerPoint 1.16%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit Risk Control Analyst II's salary.
  • Business Strategy: Can increase your salary by up to 11%.
  • Information Security: Can increase your salary by up to 9%.
  • Planning: Can increase your salary by up to 6%.
Skill Salary Salary % Increase
Business Strategy
$103,008
11%
Information Security
$101,152
9%
Planning
$98,368
6%
Transaction Processing
$98,368
6%
Investment Banking
$97,440
5%
Presentation
$97,440
5%
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How Education impacts a Credit Risk Control Analyst II's Salary?

Your level of education can impact your salary potential. While many Credit Risk Control Analyst IIs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Credit Risk Control Analyst II with a Bachelor's Degree is between $95,936 and $104,184).

Credit Risk Control Analyst II Salaries by Degree Level

Typical Education for Credit Risk Control Analyst II
Degree Level % of user with this level of education
No Diploma 5.9%
High School 35.3%
Associates 5.9%
Bachelors 35.3%
Masters 52.9%
Doctorate 5.9%
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Credit Risk Control Analyst II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Risk Control Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Credit Risk Control Analyst II Salary Growth & Career Path

For a Credit Risk Control Analyst II, the most direct path to higher earnings is advancing to the Credit Risk Control Analyst III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $105,100 - a projected growth of 13% over your current level.

Salary Trends for Credit Risk Control Analyst II

Salaries for a Credit Risk Control Analyst II can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $76,457 in 2023 to around $75,812 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Risk Control Analyst II salary trends, .

Average Annual Salary of Credit Risk Control Analyst II Over Time

2022
$???
2023
$76,457
2024
$76,554
2025
$75,812
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $76,457
2024 $76,554
2025 $75,812
2026
View More
2027
View More

Most common benefits for Credit Risk Control Analyst II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit Risk Control Analyst II

Here are companies hiring for Credit Risk Control Analyst II and their salaries, click below for more details.

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Ready to take the next step in your career? Browse thousands of current Credit Risk Control Analyst II job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Credit Risk Control Analyst II

1. What is the salary of risk analyst in Goldman Sachs?

The salary of a Credit Risk Control Analyst typically ranges from ₹88,100 to ₹118,500, with a mid-salary of ₹103,000. This reflects the compensation for professionals in this role, which may vary based on experience and location.

2. How much do credit risk managers make in the US?

The salary for a Credit Risk Control Analyst in the US ranges from $88,100 to $118,500, with a median salary of $103,000 per year. Entry-level positions typically start at $88,100, while experienced analysts can earn up to $118,500 annually.

3. Which company pays highest to risk analyst?

The salary range for a Credit Risk Control Analyst typically falls between $88,100 and $118,500, with a mid-salary of $103,000. Companies like Trafigura, American Express, and JPMorgan Chase & Co. are known for competitive salaries, but specific figures may vary based on location and experience.

4. What is the salary of credit risk analyst in JP Morgan?

The salary for a Credit Risk Control Analyst at JPMorgan Chase & Co. ranges from $88,100 to $118,500 annually, with a midpoint of $103,000. This range reflects the compensation for professionals in this role, depending on experience and performance.

5. Does risk analysis pay well?

Yes, risk analysis can pay well. For a Credit Risk Control Analyst, salaries range from a minimum of $88,100 to a mid-level of $103,000, reaching up to a maximum of $118,500. This reflects the potential for a lucrative career in risk analysis, especially as one gains experience and expertise in the field.

6. How much does a credit risk manager make at American Express?

The salary for a Credit Risk Control Analyst typically ranges from $88,100 to $118,500, with a median salary of around $103,000. While specific figures for American Express may vary, this range provides a general idea of what to expect for similar roles in the industry.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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