What are the main factors that influence an Insurance Actuary II's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change An Insurance Actuary 's salary?

An Insurance Actuary 's salary grows with experience: an Actuarial Analyst I (0-2 years)earns $88,482, an Insurance Actuary II (2-4 years)earns $98,687, an Actuarial Analyst III (4-7 years)earns $115,894, an Actuarial Analyst IV (7+ years)earns $154,177, an Actuarial Analyst V (7-10 years)earns $180,648,

What are the highest paying cities for an Insurance Actuary II?

Insurance Actuary II salary varies significantly by city. The top 3 highest paying cities in California for Insurance Actuary II roles are San Jose $113,680, San Francisco $112,580, Oakland $110,080.

How much do different types of Insurance Actuary roles make?

Salaries for Insurance Actuary level roles vary by specialization: Insurance Actuary Director: $238,590; Insurance Actuary Senior Manager: $226,010; Insurance Actuary Manager: $172,060; Insurance Actuary V: $164,943; Insurance Actuary IV: $140,783.

What specialized skills increase an Insurance Actuary II's salary?

Skills with high demand and low supply, such as Coaching (up to 5% premium), Data Science (up to 5% premium), Consulting (up to 3% premium), directly translate to higher compensation. Employers pay more for these capabilities to gain a competitive edge.

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Insurance Actuary II Salary in Walnut, CA

How much does an Insurance Actuary II make in Walnut, CA?

As of January 01, 2026, the average salary for an Insurance Actuary II in Walnut, CA is $98,680 per year, which breaks down to an hourly rate of $47.

However, an Insurance Actuary II's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $110,334
Majority Range (25th-75th percentile): $87,280 to $104,780
Entry-Level (10th percentile): $76,901

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Insurance Actuary II Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$104,780	$8,732	$2,015	$50
Average	$98,680	$8,223	$1,898	$47
25th Percentile	$87,280	$7,273	$1,678	$42

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Key Factors That Influence Insurance Actuary II Salaries

An Insurance Actuary II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Insurance Actuary Salaries?

Experience is a primary driver of an Insurance Actuary II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Actuarial Analyst I (0-2 years): $88,482
Insurance Actuary II (2-4 years): $98,687
Actuarial Analyst III (4-7 years): $115,894
Actuarial Analyst IV (7+ years): $154,177
Actuarial Analyst V (7-10 years): $180,648

Job Role	Years of Experience	Average Salary
Actuarial Analyst I	0-2 years	$88,482
Insurance Actuary II	2-4 years	$98,687
Actuarial Analyst III	4-7 years	$115,894
Actuarial Analyst IV	7+ years	$154,177
Actuarial Analyst V	7-10 years	$180,648

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What Am I Worth?

Top Paying Cities for Insurance Actuary IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $113,680
San Francisco: $112,580
Oakland: $110,080

San Jose, CA $113,680

San Francisco, CA $112,580

Oakland, CA $110,080

New York, NY $104,480

Queens Village, NY $103,780

Paramus, NJ $103,080

Passaic, NJ $102,980

Bergenfield, NJ $102,880

Stamford, CT $102,780

Huntington, NY $102,680

Newark, NJ $102,080

Bridgeport, CT $101,880

New Brunswick, NJ $101,580

Vallejo, CA $101,380

Middlesex, NJ $101,380

Somerset, NJ $101,280

Petaluma, CA $101,080

Santa Cruz, CA $100,680

Boston, MA $100,480

Monterey, CA $100,080

Fairbanks, AK $99,980

Los Angeles, CA $99,880

Washington, DC $99,780

Seattle, WA $99,580

Santa Rosa, CA $99,580

Juneau, AK $99,380

Orange, CA $99,080

Anchorage, AK $98,880

Anaheim, CA $98,780

Nassau, NY $98,680

Santa Ana, CA $98,680

Long Beach, CA $98,580

Danbury, CT $98,580

Santa Maria, CA $98,280

Everett, WA $98,280

Bremerton, WA $97,780

Trenton, NJ $97,680

Sacramento, CA $97,580

San Diego, CA $97,580

Tacoma, WA $97,480

Brockton, MA $97,480

Santa Barbara, CA $97,380

Lowell, MA $96,980

New Suffolk, NY $96,980

Nashua, NH $96,880

Lompoc, CA $96,680

Ventura, CA $96,580

Stockton, CA $96,580

New Haven, CT $96,380

Atlantic City, NJ $96,180

Hartford, CT $95,980

Modesto, CA $95,980

Poughkeepsie, NY $95,780

New Britain, CT $95,680

Olympia, WA $95,580

Kennewick, WA $95,580

New London, CT $95,580

Norwich, CT $95,480

Lawrence, MA $95,480

Bakersfield, CA $95,180

Riverside, CA $95,080

New Bedford, MA $95,080

Richland, WA $94,980

Portsmouth, NH $94,980

Vineland, NJ $94,880

San Bernardino, CA $94,880

Boulder, CO $94,580

Worcester, MA $94,480

Portland, OR $94,480

Minneapolis, MN $94,280

Saint Paul, MN $94,280

Philadelphia, PA $94,180

Honolulu, HI $93,680

Springfield, MA $93,380

Providence, RI $93,380

Chicago, IL $93,180

Bellingham, WA $93,080

Baltimore, MD $92,980

Chico, CA $92,680

Wilmington, DE $92,580

Pittsfield, MA $92,480

Manchester, NH $92,280

Spokane, WA $91,880

Denver, CO $91,880

Albany, NY $91,480

Troy, NY $91,380

Schenectady, NY $91,280

Burlington, VT $91,080

Yakima, WA $90,680

Portland, ME $90,680

Salem, OR $90,680

Ann Arbor, MI $90,580

Rochester, MN $90,380

Fresno, CA $90,280

Reno, NV $90,280

Milwaukee, WI $90,180

Detroit, MI $90,180

Carson City, NV $90,080

Allentown, PA $90,080

Houston, TX $89,980

Colorado Springs, CO $89,980

Syracuse, NY $89,880

Eugene, OR $89,780

Bismarck, ND $89,680

Gary, IN $89,680

Galveston, TX $89,680

Springfield, OR $89,580

Medford, OR $89,380

Fort Collins, CO $89,280

Austin, TX $89,280

Mesa, AZ $89,080

Phoenix, AZ $89,080

Dallas, TX $88,980

Reading, PA $88,980

Saint Cloud, MN $88,880

Concord, NH $88,880

Madison, WI $88,780

Utica, NY $88,580

Las Vegas, NV $88,480

Raleigh, NC $88,480

Rochester, NY $88,380

Des Moines, IA $88,380

Atlanta, GA $88,280

Battle Creek, MI $88,180

Salt Lake City, UT $88,180

Lancaster, PA $88,080

Champaign, IL $88,080

Harrisburg, PA $87,980

Kansas City, KS $87,880

Durham, NC $87,880

Kansas City, MO $87,880

Columbus, OH $87,780

Fort Worth, TX $87,780

Boca Raton, FL $87,780

Cleveland, OH $87,780

Pittsburgh, PA $87,780

Richmond, VA $87,680

Indianapolis, IN $87,680

Cincinnati, OH $87,580

Petersburg, VA $87,480

Billings, MT $87,280

Lansing, MI $87,280

Huntsville, AL $87,280

Lebanon, PA $87,280

Dayton, OH $87,180

Pueblo, CO $87,180

Appleton, WI $87,180

Buffalo, NY $87,180

Racine, WI $87,080

Charlotte, NC $87,080

Saint Louis, MO $87,080

Springfield, IL $87,080

Elkhart, IN $87,080

York, PA $87,080

Beaumont, TX $86,980

Lorain, OH $86,980

Gastonia, NC $86,980

Benton Harbor, MI $86,980

Rock Hill, SC $86,880

Toledo, OH $86,880

Binghamton, NY $86,880

Rockford, IL $86,780

Fargo, ND $86,780

Elyria, OH $86,780

Flagstaff, AZ $86,680

Fort Lauderdale, FL $86,680

Miami, FL $86,580

Duluth, MN $86,480

Bangor, ME $86,380

Cedar Rapids, IA $86,280

Louisville, KY $86,180

Grand Rapids, MI $86,180

Hialeah, FL $86,180

Casper, WY $86,080

Scranton, PA $85,980

New Orleans, LA $85,880

Virginia Beach, VA $85,880

Akron, OH $85,880

Peoria, IL $85,780

Green Bay, WI $85,680

Sarasota, FL $85,680

Baton Rouge, LA $85,580

Charleston, SC $85,580

Nashville, TN $85,580

Jamestown, NY $85,580

Davenport, IA $85,580

Tucson, AZ $85,480

Cheyenne, WY $85,480

Saint Petersburg, FL $85,480

Bradenton, FL $85,380

Evansville, IN $85,380

Omaha, NE $85,380

Tampa, FL $85,380

Port Arthur, TX $85,380

Santa Fe, NM $85,180

Orlando, FL $85,080

Clearwater, FL $84,980

Tulsa, OK $84,780

Newport News, VA $84,780

Albuquerque, NM $84,780

Canton, OH $84,780

Grand Forks, ND $84,780

La Crosse, WI $84,780

High Point, NC $84,680

Ogden, UT $84,680

Corpus Christi, TX $84,580

Norfolk, VA $84,580

Laramie, WY $84,580

Salisbury, NC $84,480

Jacksonville, FL $84,480

Saginaw, MI $84,480

Rock Island, IL $84,480

Memphis, TN $84,380

Moline, IL $84,380

Fort Myers, FL $84,380

Waterloo, IA $84,280

Spartanburg, SC $84,180

Fort Wayne, IN $84,080

Lincoln, NE $84,080

Birmingham, AL $83,980

Cedar Falls, IA $83,980

Provo, UT $83,980

Springfield, OH $83,980

San Antonio, TX $83,980

Greensboro, NC $83,880

South Bend, IN $83,880

Winston Salem, NC $83,880

Boise, ID $83,880

Savannah, GA $83,780

Muskegon, MI $83,580

Lima, OH $83,480

Lake Charles, LA $83,480

Anderson, IN $83,480

Lexington, KY $83,480

Greenville, SC $83,380

Augusta, GA $83,380

Columbia, SC $83,280

Tuscaloosa, AL $83,280

Wichita, KS $83,280

Bloomington, IN $82,980

Roanoke, VA $82,980

Asheville, NC $82,880

Knoxville, TN $82,680

Shreveport, LA $82,680

Wilmington, NC $82,580

Oklahoma City, OK $82,380

Frankfort, KY $82,380

Chillicothe, OH $82,280

Longview, TX $82,280

Topeka, KS $82,280

Altoona, PA $82,080

Mobile, AL $82,080

Terre Haute, IN $82,080

Erie, PA $82,080

Amarillo, TX $81,980

Killeen, TX $81,980

Melbourne, FL $81,980

Fayetteville, AR $81,880

Sioux Falls, SD $81,780

Chattanooga, TN $81,780

Idaho Falls, ID $81,780

Gainesville, FL $81,580

Lafayette, LA $81,480

Portsmouth, OH $81,480

Little Rock, AR $81,480

Lynchburg, VA $81,480

Youngstown, OH $81,480

Temple, TX $81,380

Daytona Beach, FL $81,380

Clarksville, TN $81,380

Pensacola, FL $81,380

Charleston, WV $81,080

Florence, SC $81,080

Hopkinsville, KY $81,080

Sioux City, IA $80,980

Tallahassee, FL $80,780

Macon, GA $80,780

Fayetteville, NC $80,680

Wichita Falls, TX $80,680

Waco, TX $80,680

Pine Bluff, AR $80,680

Vincennes, IN $80,480

Lubbock, TX $80,480

Alamogordo, NM $80,380

Great Falls, MT $80,380

Abilene, TX $80,280

Rapid City, SD $80,180

Monroe, LA $80,180

Albany, GA $80,180

Huntington, WV $80,180

Jackson, MS $80,180

Parkersburg, WV $80,080

Greenville, MS $80,080

Springfield, MO $79,980

Johnstown, PA $79,980

Montgomery, AL $79,980

Biloxi, MS $79,880

Sumter, SC $79,680

Columbus, GA $79,680

Twin Falls, ID $79,680

Pascagoula, MS $79,480

Kingsport, TN $79,280

Gulfport, MS $79,280

Alexandria, LA $78,980

Fort Smith, AR $78,780

El Paso, TX $78,480

Helena, MT $78,380

Las Cruces, NM $78,080

Harlingen, TX $77,880

Pocatello, ID $77,780

Florence, AL $77,680

Brownsville, TX $77,680

Dothan, AL $77,580

Mcallen, TX $77,480

Columbus, MS $76,880

Altus, OK $76,480

Lawton, OK $76,280

Pierre, SD $75,980

What Skills Can Increase an Insurance Actuary II's Salary?

Demanded Skills for the Role:

Analysis (Mentioned in 9.58% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Economics (Mentioned in 2.26% Job Postings): Economics is a social science that focuses on the production, distribution, and consumption of goods and services, and analyzes the choices that individuals, businesses, governments, and nations make to allocate resources.
Collective Bargaining (Mentioned in 1.45% Job Postings): Collective bargaining is a process of negotiation between employers and a group of employees aimed at agreements to regulate working salaries, working conditions, benefits, and other aspects of workers' compensation and rights for workers. The interests of the employees are commonly presented by representatives of a trade union to which the employees belong. The collective agreements reached by these negotiations usually set out wage scales, working hours, training, health and safety, overtime, grievance mechanisms, and rights to participate in workplace or company affairs. The union may negotiate with a single employer (who is typically representing a company's shareholders) or may negotiate with a group of businesses, depending on the country, to reach an industry-wide agreement. A collective agreement functions as a labour contract between an employer and one or more unions. Collective bargaining consists of the process of negotiation between representatives of a union and employers (generally represented by management, or, in some countries such as Austria, Sweden and the Netherlands, by an employers' organization) in respect of the terms and conditions of employment of employees, such as wages, hours of work, working conditions, grievance procedures, and about the rights and responsibilities of trade unions. The parties often refer to the result of the negotiation as a collective bargaining agreement (CBA) or as a collective employment agreement (CEA).

See More Skills

Skills	Demand Percentage
Analysis	9.58%
Economics	2.26%
Collective Bargaining	1.45%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Insurance Actuary II's salary.

Coaching: Can increase your salary by up to 5%.
Data Science: Can increase your salary by up to 5%.
Consulting: Can increase your salary by up to 3%.

Skill	Salary	Salary % Increase
Coaching	$103,614	5%
Data Science	$103,614	5%
Consulting	$101,640	3%
Collaboration	$100,654	2%
Project Management	$100,654	2%
Reinsurance	$100,654	2%

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Insurance Actuary II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Actuary II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

$87,280

Average $98,680/year

$104,780

$7,273

Average $8,223/month

$8,732

$1,678

Average $1,898/week

$2,015

$42

Average $47/hour

$50

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$104,780	$8,732	$2,015	$50
Average	$98,680	$8,223	$1,898	$47
25th Percentile	$87,280	$7,273	$1,678	$42

Insurance Actuary II Salary Growth & Career Path

Insurance Actuary II

Actuarial Analyst III

Chief Actuarial Executive

For an Insurance Actuary II, the most direct path to higher earnings is advancing to the Actuarial Analyst III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $115,900 - a projected growth of 17% over your current level.

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