As of January 01, 2026, the average salary for a Loan Restructuring Officer I in the United States is $68,600 per year, which breaks down to an hourly rate of $33.
However, a Loan Restructuring Officer I's salary can vary significantly. Here’s a look at the typical salary range:
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Loan Restructuring Officer I Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $78,900 | $6,575 | $1,517 | $38 |
| Average | $68,600 | $5,717 | $1,319 | $33 |
| 25th Percentile | $58,600 | $4,883 | $1,127 | $28 |
Ascent Developer Solutions - ENCINO, CA
Ascent Developer Solutions - ENCINO, CA
Loanplex Mortgage Inc. - BELLFLOWER, CA
K'ima:w Medical Center - HOOPA, CA
A Loan Restructuring Officer I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how geographic location and company size can directly affect your earning potential.
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Loan Restructuring Officer Is. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Understanding how a Loan Restructuring Officer I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $78,900 | $6,575 | $1,517 | $38 |
| Average | $68,600 | $5,717 | $1,319 | $33 |
| 25th Percentile | $58,600 | $4,883 | $1,127 | $28 |
Promotions are the fastest way to increase your earnings. As a Loan Restructuring Officer I, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Commercial Loan Restructuring Officer II | $95,100 | 39% |
| Entry Loan Workout Officer | $76,600 | 12% |
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation PlanningHere are companies hiring for Loan Restructuring Officer I and their salaries, click below for more details.
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Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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