Problem Loan Restructuring/Resolution Officer Salary in the United States

How much does a Problem Loan Restructuring/Resolution Officer make in the United States?

As of January 01, 2026, the average salary for a Problem Loan Restructuring/Resolution Officer in the United States is $200,090 per year, which breaks down to an hourly rate of $96.

However, a Problem Loan Restructuring/Resolution Officer's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $234,096
  • Majority Range (25th-75th percentile): $179,490 to $217,890
  • Entry-Level (10th percentile): $160,735
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View as table View as graph 25% $179,490 10% $160,735 90% $234,096 75% $217,890 $200,090 50%(Median) Didn’t find job title? Click

Problem Loan Restructuring/Resolution Officer Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $217,890 $18,158 $4,190 $105
Average $200,090 $16,674 $3,848 $96
25th Percentile $179,490 $14,958 $3,452 $86
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Key Factors That Influence Problem Loan Restructuring/Resolution Officer Salaries

A Problem Loan Restructuring/Resolution Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Problem Loan Restructuring/Resolution Officer Salaries?

Experience is a primary driver of a Problem Loan Restructuring/Resolution Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $192,403
  • Early Career (1-2 years): $193,326
  • Mid-Level (2-4 years): $196,400
  • Senior-Level (5-8 years): $200,090
  • Expert (over 8 years): $204,606
Levels Salary
Entry Level Problem Loan Restructuring/Resolution Officer$192,403
Intermediate Level Problem Loan Restructuring/Resolution Officer$193,326
Senior Level Problem Loan Restructuring/Resolution Officer$196,400
Specialist Level Problem Loan Restructuring/Resolution Officer$200,090
Expert Level Problem Loan Restructuring/Resolution Officer$204,606
$192,403 0 yr
$193,326 < 2 yrs
$196,400 2-4 yrs
$200,090 5-8 yrs
$204,606 > 8 yrs
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What Am I Worth?

Top Paying Cities for Problem Loan Restructuring/Resolution Officers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $252,290
  • San Francisco: $249,890
  • Oakland: $244,290

What Skills Can Increase a Problem Loan Restructuring/Resolution Officer's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 6.67% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Business Administration (Mentioned in 6.67% Job Postings): It is the management of all aspects of a business's performance, decisions, and organization. It includes the day to day operations, aspects including finances and human resources, and ensures the company stays aligned to the goal or mission.
  • Portfolio Management (Mentioned in 6.67% Job Postings): Portfolio management is the selection, prioritisation and control of an organisation's programmes and projects. The goal is to balance the implementation of change initiatives and the maintenance of business-as-usual, while optimising ROI.
See More Skills
Skills Demand Percentage
Analysis 6.67%
Business Administration 6.67%
Portfolio Management 6.67%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Problem Loan Restructuring/Resolution Officer's salary.
  • Portfolio Management: Can increase your salary by up to 7%.
  • Risk Management: Can increase your salary by up to 7%.
  • Problem Solving: Can increase your salary by up to 6%.
Skill Salary Salary % Increase
Portfolio Management
 $214,096
7%
Risk Management
 $214,096
7%
Problem Solving
 $212,095
6%
Leadership
 $210,095
5%
Commercial Banking
 $204,092
2%
Credit Risk
 $202,091
1%
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How Education impacts a Problem Loan Restructuring/Resolution Officer's Salary?

Your level of education can impact your salary potential. While many Problem Loan Restructuring/Resolution Officers enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Problem Loan Restructuring/Resolution Officer with a Associate's Degree is between $161,977 and $176,312).

Problem Loan Restructuring/Resolution Officer Salaries by Degree Level

Typical Education for Problem Loan Restructuring/Resolution Officer
Degree Level % of user with this level of education
No Diploma 14.2%
High School 14.2%
Associates 9.4%
Bachelors 50.9%
Masters 21.7%
Doctorate 3.8%
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Problem Loan Restructuring/Resolution Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Problem Loan Restructuring/Resolution Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on January 01, 2026
$179,490
Average $200,090/year
$217,890
$14,958
Average $16,674/month
$18,158
$3,452
Average $3,848/week
$4,190
$86
Average $96/hour
$105
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $217,890 $18,158 $4,190 $105
Average $200,090 $16,674 $3,848 $96
25th Percentile $179,490 $14,958 $3,452 $86

Salaries of jobs related to Problem Loan Restructuring/Resolution Officer

Salary Trends for Problem Loan Restructuring/Resolution Officer

Salaries for a Problem Loan Restructuring/Resolution Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $104,881 in 2023 to around $104,300 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Problem Loan Restructuring/Resolution Officer salary trends, .

Average Annual Salary of Problem Loan Restructuring/Resolution Officer Over Time

2022
$???
2023
$104,881
2024
$105,277
2025
$104,300
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $104,881
2024 $105,277
2025 $104,300
2026
View More
2027
View More

Most common benefits for Problem Loan Restructuring/Resolution Officer

Social Security
401(k)
Disability
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Pension
Time Off (days)
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Common company salaries for Problem Loan Restructuring/Resolution Officer

Here are companies hiring for Problem Loan Restructuring/Resolution Officer and their salaries, click below for more details.

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FAQ about Problem Loan Restructuring/Resolution Officer

1. How much does a loan servicing rep make?

A Loan Servicing Representative typically earns significantly less than a Problem Loan Restructuring/Resolution Officer. The salary for the latter ranges from a minimum of $150,990 to a maximum of $203,590, with a mid-salary of $176,190. In contrast, Loan Servicing Representatives in top cities earn around $54,000 annually.

2. Can loan officers make a lot of money?

Yes, loan officers can earn a substantial income. For a Problem Loan Restructuring/Resolution Officer, the salary ranges from a minimum of $150,990 to a maximum of $203,590, with a mid-salary of $176,190. This figure does not include potential commissions, which can significantly boost overall earnings.

3. How much do loan servicers get paid?

Loan Servicers, specifically in the role of Problem Loan Restructuring/Resolution Officer, earn between $150,990 and $203,590 annually. The average salary for this position is approximately $176,190, reflecting the specialized skills and responsibilities involved in managing loan resolutions effectively.

4. What is the highest paid loan officer?

The highest paid loan officer, specifically a Problem Loan Restructuring/Resolution Officer, can earn a maximum salary of $203,590. The salary range for this position starts at a minimum of $150,990, with a mid-level salary of $176,190, reflecting the expertise and responsibilities associated with managing complex loan resolutions.

5. How much does a loan operations specialist earn in Florida?

A Loan Operations Specialist in Florida can expect to earn between $150,990 and $203,590 annually, with a mid-salary of $176,190. This reflects the specialized nature of the role, particularly in problem loan restructuring and resolution.

6. What does a loan operations officer do?

A Loan Operations Officer is responsible for processing, booking, and filing commercial loans while delivering exceptional customer service with enthusiasm and accuracy. This role involves regular interaction with commercial loan officers and customers, as well as occasional contact with outside vendors and regulators. The salary for this position ranges from $150,990 to $203,590, with a midpoint of $176,190.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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