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Loan Review Officer -Small Loans Salary in the United States

How much does a Loan Review Officer -Small Loans make in the United States?

As of January 01, 2026, the average salary for a Loan Review Officer -Small Loans in the United States is $75,280 per year, which breaks down to an hourly rate of $36.

However, a Loan Review Officer -Small Loans's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $80,610
  • Majority Range (25th-75th percentile): $65,320 to $78,070
  • Entry-Level (10th percentile): $56,252
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View as table View as graph 25% $65,320 10% $56,252 90% $80,610 75% $78,070 $75,280 50%(Median) Didn’t find job title? Click

Loan Review Officer -Small Loans Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $78,070 $6,506 $1,501 $38
Average $75,280 $6,273 $1,448 $36
25th Percentile $65,320 $5,443 $1,256 $31
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Key Factors That Influence Loan Review Officer -Small Loans Salaries

A Loan Review Officer -Small Loans's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Loan Review Officer -Small Loans Salaries?

Experience is a primary driver of a Loan Review Officer -Small Loans's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $72,010
  • Early Career (1-2 years): $72,307
  • Mid-Level (2-4 years): $74,239
  • Senior-Level (5-8 years): $76,321
  • Expert (over 8 years): $76,737
Levels Salary
Entry Level Loan Review Officer -Small Loans$72,010
Intermediate Level Loan Review Officer -Small Loans$72,307
Senior Level Loan Review Officer -Small Loans$74,239
Specialist Level Loan Review Officer -Small Loans$76,321
Expert Level Loan Review Officer -Small Loans$76,737
$72,010 0 yr
$72,307 < 2 yrs
$74,239 2-4 yrs
$76,321 5-8 yrs
$76,737 > 8 yrs
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What Am I Worth?

How Do Loan Review Officer -Small Loans Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Loan Review Officer -Small Loans. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $83,350.
  • California: $83,030.
  • Massachusetts: $81,930.

Top Paying Cities for Loan Review Officer -Small Loans

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $94,950
  • San Francisco: $94,020
  • Oakland: $91,930

What Skills Can Increase a Loan Review Officer -Small Loans's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 8.13% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Retail Banking (Mentioned in 2.56% Job Postings): Retail banking, also known as consumer banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking. Banking services which are regarded as retail include provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards. Retail banking is also distinguished from investment banking or commercial banking. It may also refer to a division or department of a bank which deals with individual customers. In the U.S., the term commercial bank is used for a normal bank to distinguish it from an investment bank. After the Great Depression, the Glass–Steagall Act restricted normal banks to banking activities, and investment banks were limited to engaging capital market activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a bank or a division of a bank that deals mostly with deposits and loans from corporations or large businesses, as opposed to individual members of the public (retail banking).
  • Commercial Loans (Mentioned in 1.36% Job Postings): A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
See More Skills
Skills Demand Percentage
Analysis 8.13%
Retail Banking 2.56%
Commercial Loans 1.36%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Loan Review Officer -Small Loans's salary.
  • Process Improvement: Can increase your salary by up to 17%.
  • Continuous Monitoring: Can increase your salary by up to 10%.
  • Credit Risk: Can increase your salary by up to 8%.
Skill Salary Salary % Increase
Process Improvement
$88,078
17%
Continuous Monitoring
$82,808
10%
Credit Risk
$81,302
8%
Economics
$80,550
7%
Written Communication
$80,550
7%
Risk Management
$80,550
7%
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How Education impacts a Loan Review Officer -Small Loans's Salary?

Your level of education can impact your salary potential. While many Loan Review Officer -Small Loans enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Loan Review Officer -Small Loans with a Associate's Degree is between $63,855 and $70,994).

Loan Review Officer -Small Loans Salaries by Degree Level

Typical Education for Loan Review Officer -Small Loans
Degree Level % of user with this level of education
No Diploma 2.9%
High School 11.8%
Associates 5.9%
Bachelors 73.5%
Masters 5.9%
Doctorate 0.0%
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Loan Review Officer -Small Loans Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Loan Review Officer -Small Loans's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Loan Review Officer -Small Loans Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Loan Review Officer -Small Loans, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Loan Review Officer -Small Loans Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Entry Commercial Loan Review Officer $75,300 0%
Loan Review Officer - Large Loans $97,700 30%

Salary Trends for Loan Review Officer -Small Loans

Salaries for a Loan Review Officer -Small Loans can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $57,925 in 2023 to around $57,443 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Loan Review Officer -Small Loans salary trends, .

Average Annual Salary of Loan Review Officer -Small Loans Over Time

2022
$???
2023
$57,925
2024
$57,821
2025
$57,443
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $57,925
2024 $57,821
2025 $57,443
2026
View More
2027
View More

Most common benefits for Loan Review Officer -Small Loans

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Loan Review Officer -Small Loans

Here are companies hiring for Loan Review Officer -Small Loans and their salaries, click below for more details.

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FAQ about Loan Review Officer -Small Loans

1. Which bank pays highest salary in USA?

The salary for a Loan Review Officer - Small Loans ranges from $57,130 to $82,030, with a midpoint of $70,580. While Goldman Sachs is known for high overall compensation, specific roles like Loan Review Officers have different salary scales, reflecting the unique demands and responsibilities of the position.

2. What income do you need for a 200k mortgage?

To qualify for a $200,000 mortgage, your income should typically be around 3 to 4 times the mortgage amount, depending on your debt-to-income ratio and other factors. Based on the salary data for a Loan Review Officer - Small Loans, with a minimum salary of $57,130, a mid-salary of $70,580, and a maximum salary of $82,030, you would likely need an income in this range to comfortably afford the mortgage.

3. Is loan officer a good career?

Working as a loan officer can be a rewarding career, offering the chance to help individuals achieve their financial goals. The role provides a positive work environment, opportunities for career advancement, and competitive compensation, with salaries ranging from $57,130 to $82,030, depending on experience and location.

4. How do loan officers make so much money?

Loan officers can earn competitive salaries, with a range from $57,130 to $82,030, depending on experience and performance. They may receive higher commissions for loans with elevated interest rates or fees, along with bonuses based on their performance. Borrowers should be aware of how loan officers are compensated and inquire about any associated fees and costs.

5. How much does a loan officer make on a loan?

A Loan Review Officer for Small Loans typically earns a salary ranging from $57,130 to $82,030, with a median salary of $70,580. In addition to their salary, loan officers often receive commissions between 0.2% and 2% of the total loan amount, which can significantly enhance their overall earnings.

6. How do I become a loan review officer?

To become a Loan Review Officer, you need a bachelor's degree in Accounting, Finance, or a related field. A strong understanding of bank loan and credit regulations, as well as accounting and credit review standards, is essential. Excellent written and oral communication skills are also important. The salary for this position ranges from $57,130 to $82,030, with a midpoint of $70,580.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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