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Loan Review Officer Salary in the United States

How much does a Loan Review Officer make in the United States?

As of August 01, 2026, the average salary for a Loan Review Officer in the United States is $75,339 per year, which breaks down to an hourly rate of $36.

However, a Loan Review Officer's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $80,734
  • Majority Range (25th-75th percentile): $65,355 to $78,163
  • Entry-Level (10th percentile): $56,265
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Loan Review Officer Salaries

A Loan Review Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Loan Review Officer Salaries?

Experience is a primary driver of a Loan Review Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Loan Review Officer (2-4 years): $75,339
  • Loan Review Officer II (4-7 years): $97,783
  • Loan Review Manager (7+ years): $135,117
Job Role Years of Experience Average Salary
Loan Review Officer2-4 years$75,339
Loan Review Officer II4-7 years$97,783
Loan Review Manager7+ years$135,117
View as Graph

How Do Loan Review Officers Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Loan Review Officers. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $83,415.
  • California: $83,099.
  • Massachusetts: $81,991.

Top Paying Cities for Loan Review Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $95,025
  • San Francisco: $93,985
  • Oakland: $92,004

What Skills Can Increase a Loan Review Officer's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 8.13% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Retail Banking (Mentioned in 2.56% Job Postings): Retail banking, also known as consumer banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking. Banking services which are regarded as retail include provision of savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards. Retail banking is also distinguished from investment banking or commercial banking. It may also refer to a division or department of a bank which deals with individual customers. In the U.S., the term commercial bank is used for a normal bank to distinguish it from an investment bank. After the Great Depression, the Glass–Steagall Act restricted normal banks to banking activities, and investment banks were limited to engaging capital market activities. That distinction was repealed in the 1990s. Commercial bank can also refer to a bank or a division of a bank that deals mostly with deposits and loans from corporations or large businesses, as opposed to individual members of the public (retail banking).
  • Commercial Loans (Mentioned in 1.36% Job Postings): A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
Skills Demand Percentage
Analysis 8.13%
Retail Banking 2.56%
Commercial Loans 1.36%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Loan Review Officer's salary.

  • Process Improvement: Can increase your salary by up to 17%.
  • Continuous Monitoring: Can increase your salary by up to 10%.
  • Credit Risk: Can increase your salary by up to 8%.
Skill Salary Salary % Increase
Process Improvement $88,147
17%
Continuous Monitoring $82,873
10%
Credit Risk $81,366
8%
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Loan Review Officer Salary by Company Size: Startups vs. Enterprise

Loan Review Officer salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $81,527. While startup companies pay approximate $69,021.

Loan Review Officer Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $69,021
Growth Stage 51~500 $72,993
Established 501~5000 $78,742
Enterprise 5000+ $81,527

Loan Review Officer Salary by Industry: Top Paying Sectors

For Loan Review Officer roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Loan Review Officer positions in Business Services typically offer lower base pay, as this sector often view Loan Review Officer as a support function rather than a direct revenue driver.

The top paying industry for a Loan Review Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$90,407$43.020%

How Education impacts an Loan Review Officer's Salary?

Your level of education can impact your salary potential. While many Loan Review Officer enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Loan Review Officer with a Bachelor's Degree is between $64,727 and $71,810.

Loan Review Officer Salaries by Degree Level

Typical Education for Loan Review Officer
Degree Level % of user with this level of education
No Diploma 2.9%
High School 11.8%
Associates 5.9%
Bachelors 73.5%
Masters 5.9%
Doctorate 0.0%
View as Graph

Loan Review Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Loan Review Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$65,355
Average $75,339/year
$78,163
$5,446
Average $6,278/month
$6,514
$1,257
Average $1,449/week
$1,503
$31
Average $36/hour
$38
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $78,163 $6,514 $1,503 $38
Average $75,339 $6,278 $1,449 $36
25th Percentile $65,355 $5,446 $1,257 $31

Loan Review Officer Salary Growth & Career Path

Loan Review Officer

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As a Loan Review Officer, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Commercial Loan Review Officer III $118,137 57%
Loan Review Senior Officer $97,783 30%

Most common benefits for Loan Review Officer

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Loan Review Officer

Here are companies hiring for Loan Review Officer and their salaries, click below for more details.

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FAQ about Loan Review Officer

1. Where can a Loan Review Officer earn the most?

A Loan Review Officer's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Loan Review Officer earns the most in San Jose, CA, where the annual salary of a Loan Review Officer is $95,025.

2. What is the highest pay for Loan Review Officer?

The highest pay for Loan Review Officer is $80,734.

3. What is the lowest pay for Loan Review Officer?

The lowest pay for Loan Review Officer is $56,265.

4. What are the responsibilities of Loan Review Officer?

Conducts internal reviews of loans to assess an institution's credit quality, regulatory compliance, and risk exposure. Evaluates individual loan files to ensure adherence to internal policies and regulatory requirements. Reviews loan risk grades for accuracy and ensures credit standards are maintained. Prepares detailed reports summarizing findings and recommends corrective actions or risk rating changes. Supports internal audits and regulatory examinations by providing documentation and analysis. Collaborates with lending teams to improve underwriting and monitoring practices. Requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience.

5. What industry pays the highest salary for Loan Review Officer?

The Financial Services industry offers the highest average compensation for Loan Review Officer roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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