Mortgage Lending Processor I Salary in the United States
How much does a Mortgage Lending Processor I make in the United States?
As of July 01, 2026, the average salary for a Mortgage Lending Processor I in the United States is $45,090 per year, which breaks down to an hourly rate of $22.
However, a Mortgage Lending Processor I's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $51,203
Majority Range (25th-75th percentile): $41,690 to $48,290
Key Factors That Influence Mortgage Lending Processor I Salaries
A Mortgage Lending Processor I's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
How Experience Level Affects Mortgage Lending Processor Salaries?
Experience is a primary driver of a Mortgage Lending Processor I's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
How Do Mortgage Lending Processor I Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Mortgage Lending Processor Is.
For example, consider the average annual salaries in these key locations:
Top Paying Cities for Mortgage Lending Processor Is
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $56,790
San Francisco: $56,190
Oakland: $54,990
San Jose, CA$56,790
San Francisco, CA$56,190
Oakland, CA$54,990
New York, NY$51,890
Paramus, NJ$51,290
Queens Village, NY$51,290
Passaic, NJ$51,190
Bergenfield, NJ$51,190
Huntington, NY$51,090
Stamford, CT$51,090
Newark, NJ$50,790
Bridgeport, CT$50,690
Vallejo, CA$50,590
New Brunswick, NJ$50,590
Petaluma, CA$50,490
Middlesex, NJ$50,390
Somerset, NJ$50,390
Santa Cruz, CA$50,290
Boston, MA$50,090
Monterey, CA$49,890
Seattle, WA$49,790
Santa Rosa, CA$49,790
Los Angeles, CA$49,790
Juneau, AK$49,690
Washington, DC$49,590
Orange, CA$49,490
Anaheim, CA$49,290
Anchorage, AK$49,290
Santa Ana, CA$49,290
Long Beach, CA$49,290
Santa Maria, CA$49,090
Everett, WA$49,090
Danbury, CT$48,990
Bremerton, WA$48,890
Santa Barbara, CA$48,690
Tacoma, WA$48,690
New Suffolk, NY$48,690
Sacramento, CA$48,690
Brockton, MA$48,590
Trenton, NJ$48,590
San Diego, CA$48,590
Fairbanks, AK$48,490
Lompoc, CA$48,390
Lowell, MA$48,290
Ventura, CA$48,290
Nashua, NH$48,290
Stockton, CA$48,290
Modesto, CA$47,990
Poughkeepsie, NY$47,890
New Haven, CT$47,790
Olympia, WA$47,790
Kennewick, WA$47,790
Lawrence, MA$47,590
Hartford, CT$47,590
Riverside, CA$47,490
New Bedford, MA$47,490
Richland, WA$47,490
Norwich, CT$47,390
Portsmouth, NH$47,390
New London, CT$47,390
New Britain, CT$47,390
San Bernardino, CA$47,390
Bakersfield, CA$47,390
Atlantic City, NJ$47,390
Boulder, CO$47,290
Portland, OR$47,190
Worcester, MA$47,190
Minneapolis, MN$47,090
Philadelphia, PA$46,990
Honolulu, HI$46,890
Saint Paul, MN$46,790
Vineland, NJ$46,790
Providence, RI$46,690
Chicago, IL$46,590
Bellingham, WA$46,490
Springfield, MA$46,490
Baltimore, MD$46,490
Chico, CA$46,390
Pittsfield, MA$46,190
Manchester, NH$46,090
Spokane, WA$45,990
Denver, CO$45,890
Albany, NY$45,690
Troy, NY$45,690
Nassau, NY$45,690
Schenectady, NY$45,590
Wilmington, DE$45,590
Burlington, VT$45,490
Salem, OR$45,490
Portland, ME$45,390
Yakima, WA$45,290
Rochester, MN$45,190
Reno, NV$45,190
Fresno, CA$45,190
Milwaukee, WI$45,090
Detroit, MI$45,090
Ann Arbor, MI$45,090
Allentown, PA$45,090
Carson City, NV$44,990
Syracuse, NY$44,990
Colorado Springs, CO$44,990
Houston, TX$44,890
Eugene, OR$44,890
Gary, IN$44,790
Springfield, OR$44,790
Bismarck, ND$44,790
Galveston, TX$44,690
Medford, OR$44,690
Fort Collins, CO$44,690
Austin, TX$44,590
Concord, NH$44,590
Mesa, AZ$44,490
Reading, PA$44,490
Phoenix, AZ$44,490
Dallas, TX$44,490
Saint Cloud, MN$44,490
Madison, WI$44,390
Utica, NY$44,290
Raleigh, NC$44,190
Des Moines, IA$44,190
Rochester, NY$44,190
Atlanta, GA$44,090
Battle Creek, MI$44,090
Salt Lake City, UT$44,090
Lancaster, PA$43,990
Harrisburg, PA$43,990
Indianapolis, IN$43,890
Richmond, VA$43,890
Pittsburgh, PA$43,890
Boca Raton, FL$43,890
Champaign, IL$43,890
Fort Worth, TX$43,890
Kansas City, KS$43,890
Kansas City, MO$43,890
Columbus, OH$43,890
Las Vegas, NV$43,790
Cleveland, OH$43,790
Cincinnati, OH$43,790
Huntsville, AL$43,690
Petersburg, VA$43,690
Charlotte, NC$43,590
Lansing, MI$43,590
Lebanon, PA$43,590
Pueblo, CO$43,590
Appleton, WI$43,590
Buffalo, NY$43,590
Dayton, OH$43,590
Racine, WI$43,590
Lorain, OH$43,490
Beaumont, TX$43,490
Billings, MT$43,490
York, PA$43,490
Elkhart, IN$43,490
Saint Louis, MO$43,490
Benton Harbor, MI$43,490
Gastonia, NC$43,490
Toledo, OH$43,490
Fargo, ND$43,390
Flagstaff, AZ$43,390
Elyria, OH$43,390
Rock Hill, SC$43,390
Rockford, IL$43,390
Binghamton, NY$43,390
Springfield, IL$43,390
Fort Lauderdale, FL$43,290
Duluth, MN$43,290
Miami, FL$43,290
Grand Forks, ND$43,290
Cheyenne, WY$43,290
Bangor, ME$43,190
Cedar Rapids, IA$43,090
Durham, NC$43,090
Louisville, KY$43,090
Grand Rapids, MI$43,090
Hialeah, FL$43,090
Casper, WY$42,990
Scranton, PA$42,990
New Orleans, LA$42,990
Virginia Beach, VA$42,990
Peoria, IL$42,890
Sarasota, FL$42,890
Akron, OH$42,890
Tucson, AZ$42,790
Nashville, TN$42,790
Omaha, NE$42,790
Green Bay, WI$42,790
Baton Rouge, LA$42,790
Charleston, SC$42,790
Davenport, IA$42,790
Jamestown, NY$42,790
Saint Petersburg, FL$42,690
Tampa, FL$42,690
Evansville, IN$42,690
Port Arthur, TX$42,690
Bradenton, FL$42,690
Santa Fe, NM$42,590
Clearwater, FL$42,490
Orlando, FL$42,490
High Point, NC$42,390
Newport News, VA$42,390
Albuquerque, NM$42,390
La Crosse, WI$42,390
Canton, OH$42,390
Ogden, UT$42,290
Corpus Christi, TX$42,290
Norfolk, VA$42,290
Laramie, WY$42,290
Rock Island, IL$42,290
Tulsa, OK$42,190
Memphis, TN$42,190
Fort Myers, FL$42,190
Moline, IL$42,190
Salisbury, NC$42,190
Jacksonville, FL$42,190
Saginaw, MI$42,190
Boise, ID$42,190
Waterloo, IA$42,090
Spartanburg, SC$42,090
Lincoln, NE$42,090
Greensboro, NC$41,990
San Antonio, TX$41,990
Fort Wayne, IN$41,990
Provo, UT$41,990
Cedar Falls, IA$41,990
South Bend, IN$41,890
Savannah, GA$41,890
Muskegon, MI$41,890
Birmingham, AL$41,890
Winston Salem, NC$41,890
Tuscaloosa, AL$41,690
Wichita, KS$41,690
Lima, OH$41,690
Greenville, SC$41,690
Anderson, IN$41,690
Lexington, KY$41,690
Lake Charles, LA$41,690
Augusta, GA$41,690
Columbia, SC$41,590
Springfield, OH$41,590
Bloomington, IN$41,490
Asheville, NC$41,490
Knoxville, TN$41,390
Shreveport, LA$41,390
Wilmington, NC$41,290
Roanoke, VA$41,290
Chillicothe, OH$41,190
Oklahoma City, OK$41,190
Longview, TX$41,190
Topeka, KS$41,190
Frankfort, KY$41,190
Melbourne, FL$41,090
Sioux Falls, SD$41,090
Mobile, AL$41,090
Terre Haute, IN$41,090
Altoona, PA$40,990
Amarillo, TX$40,990
Killeen, TX$40,990
Idaho Falls, ID$40,890
Sioux City, IA$40,890
Chattanooga, TN$40,890
Fayetteville, AR$40,890
Lynchburg, VA$40,790
Gainesville, FL$40,790
Portsmouth, OH$40,790
Little Rock, AR$40,790
Temple, TX$40,690
Pensacola, FL$40,690
Clarksville, TN$40,690
Youngstown, OH$40,690
Lafayette, LA$40,690
Daytona Beach, FL$40,690
Hopkinsville, KY$40,590
Erie, PA$40,590
Florence, SC$40,490
Charleston, WV$40,490
Fayetteville, NC$40,390
Tallahassee, FL$40,390
Waco, TX$40,390
Great Falls, MT$40,390
Macon, GA$40,390
Helena, MT$40,290
Pine Bluff, AR$40,290
Vincennes, IN$40,290
Lubbock, TX$40,190
Alamogordo, NM$40,190
Twin Falls, ID$40,190
Rapid City, SD$40,190
Jackson, MS$40,090
Huntington, WV$40,090
Greenville, MS$40,090
Biloxi, MS$39,990
Parkersburg, WV$39,990
Montgomery, AL$39,990
Wichita Falls, TX$39,990
Springfield, MO$39,990
Columbus, GA$39,890
Sumter, SC$39,890
Monroe, LA$39,890
Johnstown, PA$39,890
Pascagoula, MS$39,790
Abilene, TX$39,790
Kingsport, TN$39,590
Albany, GA$39,590
Gulfport, MS$39,590
Alexandria, LA$39,490
Fort Smith, AR$39,390
El Paso, TX$39,290
Las Cruces, NM$38,990
Harlingen, TX$38,890
Pocatello, ID$38,890
Florence, AL$38,890
Brownsville, TX$38,890
Mcallen, TX$38,790
Dothan, AL$38,690
Columbus, MS$38,390
Altus, OK$38,190
Lawton, OK$38,090
Pierre, SD$37,990
What Skills Can Increase a Mortgage Lending Processor I's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 6.81% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Loan Processing (Mentioned in 3.3% Job Postings): The steps taken by an institution lender from the time a request for a loan application is received to the time the loan is approved or denied, including taking the application, credit investigation, evaluation of the loan and other steps.
Onboarding (Mentioned in 1.72% Job Postings): Onboarding, also known as organizational socialization, is management jargon first created in the 1970's that refers to the mechanism through which new employees acquire the necessary knowledge, skills, and behaviors in order to become effective organizational members and insiders. It is the process of integrating a new employee into the organization and its culture. Tactics used in this process include formal meetings, lectures, videos, printed materials, or computer-based orientations to introduce newcomers to their new jobs and organizations. Research has demonstrated that these socialization techniques lead to positive outcomes for new employees such as higher job satisfaction, better job performance, greater organizational commitment, and reduction in occupational stress and intent to quit.. These outcomes are particularly important to an organization looking to retain a competitive advantage in an increasingly mobile and globalized workforce. In the United States, for example, up to 25% of workers are organizational newcomers engaged in an onboarding process. The term induction is used instead in regions such as Australia, New Zealand, Canada, and parts of Europe. This is known in some parts of the world as training.
See More Skills
Skills
Demand Percentage
Customer Service
6.81%
Loan Processing
3.3%
Onboarding
1.72%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Mortgage Lending Processor I's salary.
Leadership: Can increase your salary by up to 9%.
Sense Of Urgency: Can increase your salary by up to 7%.
Wholesale: Can increase your salary by up to 7%.
Skill
Salary
Salary % Increase
Leadership
$49,148
9%
Sense Of Urgency
$48,246
7%
Wholesale
$48,246
7%
Initiative
$47,345
5%
Dedication
$47,345
5%
Onboarding
$47,345
5%
Get Latest Data
Mortgage Lending Processor I Salary by Company Size: Startups vs. Enterprise
Mortgage Lending Processor I salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $48,097.
While startup companies pay approximate $40,816.
Mortgage Lending Processor I Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$40,816
Growth Stage
51~500
$43,137
Established
501~5000
$46,490
Enterprise
5000+
$48,097
Mortgage Lending Processor I Salary by Industry: Top Paying Sectors
For Mortgage Lending Processor I roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Business Services,
offers compensation 20% above the average. Conversely,
Mortgage Lending Processor positions in Edu., Gov't. & Nonprofit typically offer lower base pay,
as this sector often view Mortgage Lending Processor I as a support function rather than a direct revenue driver.
The top paying industry for a Mortgage Lending Processor I
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Business Services
$54,108
$26.0
20%
Mortgage Lending Processor I Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Mortgage Lending Processor I's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on July 01, 2026
$41,690
Average$45,090/year
$48,290
$3,474
Average$3,758/month
$4,024
$802
Average$867/week
$929
$20
Average$22/hour
$23
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$48,290
$4,024
$929
$23
Average
$45,090
$3,758
$867
$22
25th Percentile
$41,690
$3,474
$802
$20
Mortgage Lending Processor I Salary Growth & Career Path
Promotions are the fastest way to increase your earnings.
As a Mortgage Lending Processor I, you have the following paths for advancement.
The table below compares the salary raises for common next-step roles.
By comparing these figures, you can choose the career path that best meets your financial goals.
Mortgage Lending Processor I Salary Growth and Career Path
Next Step Role
Estimate Salary
Projected Raise
Loan Closer II
$50,500
12%
Intermediate Consumer Loan Processor
$49,000
9%
Business Loan Processor II
$49,790
10%
Intermediate Mortgage Loan Processor
$50,200
11%
Salaries of jobs related to Mortgage Lending Processor I
Salaries for a Mortgage Lending Processor I can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $41,205 in 2023
to around $41,006 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Mortgage Lending Processor I salary trends,
.
Average Annual Salary of Mortgage Lending Processor I Over Time
2022
$???
2023
$41,205
2024
$41,245
2025
$41,006
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$41,205
2024
$41,245
2025
$41,006
2026
View More
2027
View More
Most common benefits for Mortgage Lending Processor I
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Common company salaries for Mortgage Lending Processor I
Here are companies hiring for Mortgage Lending Processor I and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
Find Your Next Mortgage Lending Processor I Job
Ready to take the next step in your career?
Browse thousands of current Mortgage Lending Processor I job openings on our job board.
Use the search bar below to find your perfect match.
For Employees
Get a Salary Increase
Analyze the market and your qualifications to negotiate your salary with confidence.
Search Job Openings
Search thousands of open positions to find your next opportunity.
For Employers
Adjust Employee Salary
Individualize employee pay based on unique job requirements and personal qualifications.
Price My Industry Jobs
Get the latest market price for benchmark jobs and jobs in your industry.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.