Wire Transfer Representative II Salary in the United States

How much does a Wire Transfer Representative II make in the United States?

As of May 01, 2026, the average salary for a Wire Transfer Representative II in the United States is $43,453 per year, which breaks down to an hourly rate of $21.

However, a Wire Transfer Representative II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $51,400
  • Majority Range (25th-75th percentile): $39,993 to $47,613
  • Entry-Level (10th percentile): $36,843
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View as table View as graph 25% $39,993 10% $36,843 90% $51,400 75% $47,613 $43,453 50%(Median) Didn’t find job title? Click

Wire Transfer Representative II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $47,613 $3,968 $916 $23
Average $43,453 $3,621 $836 $21
25th Percentile $39,993 $3,333 $769 $19
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Key Factors That Influence Wire Transfer Representative II Salaries

A Wire Transfer Representative II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Wire Transfer Representative Salaries?

Experience is a primary driver of a Wire Transfer Representative II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Wire Transfer Clerk I (1-3 years): $38,968
  • Wire Transfer Representative II (3-5 years): $43,435
  • Wire Transfer Clerk III (5-7 years): $49,326
  • Wire Transfer Manager (7+ years): $78,367
Job Role Years of Experience Average Salary
Wire Transfer Clerk I1-3 years$38,968
Wire Transfer Representative II3-5 years$43,435
Wire Transfer Clerk III5-7 years$49,326
Wire Transfer Manager7+ years$78,367
$38,968 Wire Tran...
$43,435 Wire Tran...
$49,326 Wire Tran...
$78,367 Wire Tran...
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What Am I Worth?

How Do Wire Transfer Representative II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Wire Transfer Representative IIs. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $48,113.
  • California: $47,923.
  • Massachusetts: $47,293.

Top Paying Cities for Wire Transfer Representative IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $54,803
  • San Francisco: $54,203
  • Oakland: $53,063

What Skills Can Increase a Wire Transfer Representative II's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 10.06% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Cash Management (Mentioned in 2.51% Job Postings): Cash management refers to a broad area of finance involving the collection, handling, and usage of cash. It involves assessing market liquidity, cash flow, and investments. In banking, cash management, or treasury management, is a marketing term for certain services related to cash flow offered primarily to larger business customers. It may be used to describe all bank accounts (such as checking accounts) provided to businesses of a certain size, but it is more often used to describe specific services such as cash concentration, zero balance accounting, and clearing house facilities. Sometimes, private banking customers are given cash management services. Financial instruments involved in cash management include money market funds, treasury bills, and certificates of deposit.
  • Microsoft Word (Mentioned in 1.68% Job Postings): Microsoft Word or MS Word is a popular word-processing program used mainly for creating documents, such as brochures, letters, learning activities, quizzes, tests, and students' homework assignments
See More Skills
Skills Demand Percentage
Customer Service 10.06%
Cash Management 2.51%
Microsoft Word 1.68%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Wire Transfer Representative II's salary.
  • Wealth Management: Can increase your salary by up to 70%.
  • Compliance Audit: Can increase your salary by up to 34%.
  • Effective Communication: Can increase your salary by up to 27%.
Skill Salary Salary % Increase
Wealth Management
$73,870
70%
Compliance Audit
$58,227
34%
Effective Communication
$55,185
27%
Dedication
$54,316
25%
Treasury
$50,840
17%
Teamwork
$50,840
17%
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How Education impacts a Wire Transfer Representative II's Salary?

Your level of education can impact your salary potential. While many Wire Transfer Representative IIs enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Wire Transfer Representative II with a High School Diploma or Technical Certificate is between $39,903 and $42,307).

Wire Transfer Representative II Salaries by Degree Level

Typical Education for Wire Transfer Representative II
Degree Level % of user with this level of education
No Diploma 33.3%
High School 33.3%
Associates 8.3%
Bachelors 58.3%
Masters 8.3%
Doctorate 0.0%
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Wire Transfer Representative II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Wire Transfer Representative II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on May 01, 2026

Wire Transfer Representative II Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Wire Transfer Representative II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Wire Transfer Representative II Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Bankcard Products Operations Manager $87,800 102%
Manager of Digital Banking $77,600 79%
ATM Support and Service Manager $99,300 129%
Financial Services Operations Supervisor $63,000 45%

Salary Trends for Wire Transfer Representative II

Salaries for a Wire Transfer Representative II can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $42,587 in 2023 to around $42,241 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Wire Transfer Representative II salary trends, .

Average Annual Salary of Wire Transfer Representative II Over Time

2022
$???
2023
$42,587
2024
$42,411
2025
$42,241
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $42,587
2024 $42,411
2025 $42,241
2026
View More
2027
View More

Most common benefits for Wire Transfer Representative II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Wire Transfer Representative II

Here are companies hiring for Wire Transfer Representative II and their salaries, click below for more details.

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Ready to take the next step in your career? Browse thousands of current Wire Transfer Representative II job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Wire Transfer Representative II

1. What is the highest paying job at Wells Fargo?

Wells Fargo employees rate the overall compensation and benefits package 3.8/5 stars. For positions like Wire Transfer Representative, the salary ranges from $37,913 to $47,293, with a mid-salary of $41,983. While this role may not be the highest paying, it offers competitive compensation within the company.

2. How much do wire transfer managers make?

Wire Transfer Representatives typically earn between $37,913 and $47,293 annually. This role involves resolving complex wire transfer issues while providing excellent customer service and building strong relationships with stakeholders. A minimum of 4 years of management experience is often required for higher-level positions.

3. What is the highest paid electrical?

The highest paid positions in the electrical field include roles like Senior Electrical Estimator, with salaries ranging from $103,000 to $135,500 per year. Other high-paying jobs include Senior Electrical Designer ($83,500-$124,000) and Electrical Inspector. In comparison, a Wire Transfer Representative earns between $37,913 and $47,293 annually.

4. How much does a transfer specialist make?

A Wire Transfer Representative typically earns between $37,913 and $47,293 annually, with a median salary of $41,983. Salaries can vary significantly based on location, with some cities offering higher compensation. For instance, in San Francisco, the annual salary can reach up to $51,115.

5. Who manages wire transfers?

In the US, the Federal Reserve manages the network for wire transfers through the Federal Reserve Wire Network (Fedwire). This real-time settlement system uses central bank money to facilitate electronic transactions between financial institutions. Wire Transfer Representatives typically earn between $37,913 and $47,293, with a median salary of $41,983.

6. How much do transfer managers make?

Transfer managers, specifically Wire Transfer Representatives, earn an annual salary ranging from approximately $37,913 to $47,293, with a mid-salary of about $41,983. This reflects the typical compensation for this role, varying based on experience and specific job responsibilities.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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