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Annuities Licensed Sales Associate Salary in the United States

How much does an Annuities Licensed Sales Associate make in the United States?

As of August 01, 2026, the average salary for an Annuities Licensed Sales Associate in the United States is $48,505 per year, which breaks down to an hourly rate of $23.

However, an Annuities Licensed Sales Associate's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $60,002
  • Majority Range (25th-75th percentile): $44,728 to $54,523
  • Entry-Level (10th percentile): $41,289
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Annuities Licensed Sales Associate Salaries

An Annuities Licensed Sales Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Annuities Licensed Sales Associate Salaries?

Experience is a primary driver of an Annuities Licensed Sales Associate's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Annuities Licensed Sales Associate (0-2 years): $48,505
  • Annuities Customer Service Representative (2-4 years): $56,369
  • Annuities Customer Service Supervisor (4+ years): $78,017
  • Annuities Supervisor (New Business) (3-5 years): $86,660
  • Annuity Services Director (5+ years): $111,000
Job Role Years of Experience Average Salary
Annuities Licensed Sales Associate0-2 years$48,505
Annuities Customer Service Representative2-4 years$56,369
Annuities Customer Service Supervisor4+ years$78,017
Annuities Supervisor (New Business)3-5 years$86,660
Annuity Services Director5+ years$111,000
View as Graph

How Do Annuities Licensed Sales Associates Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Annuities Licensed Sales Associates. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $53,705.
  • California: $53,501.
  • Massachusetts: $52,788.

Top Paying Cities for Annuities Licensed Sales Associate

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $61,179
  • San Francisco: $60,510
  • Oakland: $59,234

What Skills Can Increase an Annuities Licensed Sales Associate's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 4.41% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Cold Calling (Mentioned in 2.77% Job Postings): Cold calling is the solicitation of business from potential customers who have had no prior contact with the salesperson conducting the call. It is an attempt to convince potential customers to purchase either the salesperson's product or service. Generally, it is referred as an over-the-phone process, making it a source of telemarketing, but can also be done in-person by door-to-door salespeople. Though cold calling can be used as a legitimate business tool, scammers can use cold calling as well.
  • Sales and Marketing (Mentioned in 2.17% Job Postings): Marketing consists of the strategies your company employs to generate interest in your business. Sales are the methods by which you convert that interest into a transaction.
Skills Demand Percentage
Customer Service 4.41%
Cold Calling 2.77%
Sales and Marketing 2.17%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Annuities Licensed Sales Associate's salary.

  • Direct Sales: Can increase your salary by up to 40%.
  • Building Relationships: Can increase your salary by up to 18%.
  • Relationship Management: Can increase your salary by up to 14%.
Skill Salary Salary % Increase
Direct Sales $67,907
40%
Building Relationships $57,236
18%
Relationship Management $55,296
14%
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Annuities Licensed Sales Associate Salary by Company Size: Startups vs. Enterprise

Annuities Licensed Sales Associate salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $52,223. While startup companies pay approximate $44,260.

Annuities Licensed Sales Associate Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $44,260
Growth Stage 51~500 $46,798
Established 501~5000 $50,448
Enterprise 5000+ $52,223

Annuities Licensed Sales Associate Salary by Industry: Top Paying Sectors

For Annuities Licensed Sales Associate roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Edu., Gov't. & Nonprofit and Insurance sectors offer the strongest compensation, at 20% above the average. In contrast, Annuities Licensed Sales Associate positions in Business Services or Financial Services typically offer lower base pay, as these industries often view Annuities Licensed Sales Associate as a support function rather than a direct revenue driver.

The top paying industries for an Annuities Licensed Sales Associate

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Edu., Gov't. & Nonprofit$58,206$28.020%
Insurance$53,356$26.010%

How Education impacts an Annuities Licensed Sales Associate's Salary?

Your level of education can impact your salary potential. While many Annuities Licensed Sales Associate enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Annuities Licensed Sales Associate with a Bachelor's Degree is between $45,594 and $48,394.

Annuities Licensed Sales Associate Salaries by Degree Level

Typical Education for Annuities Licensed Sales Associate
Degree Level % of user with this level of education
No Diploma 2.2%
High School 11.1%
Associates 2.2%
Bachelors 80.0%
Masters 2.2%
Doctorate 2.2%
View as Graph

Annuities Licensed Sales Associate Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Annuities Licensed Sales Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$44,728
Average $48,505/year
$54,523
$3,727
Average $4,042/month
$4,544
$860
Average $933/week
$1,049
$22
Average $23/hour
$26
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $54,523 $4,544 $1,049 $26
Average $48,505 $4,042 $933 $23
25th Percentile $44,728 $3,727 $860 $22

Annuities Licensed Sales Associate Salary Growth & Career Path

Annuities Licensed Sales Associate

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As an Annuities Licensed Sales Associate, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Annuities Sales Supervisor $86,660 79%
Health Policy Sales Representative II $71,306 47%
Sales Representative - Medicare Products $63,558 31%
Insurance Sales Agent II $90,729 87%

Most common benefits for Annuities Licensed Sales Associate

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Annuities Licensed Sales Associate

Here are companies hiring for Annuities Licensed Sales Associate and their salaries, click below for more details.

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FAQ about Annuities Licensed Sales Associate

1. Where can an Annuities Licensed Sales Associate earn the most?

An Annuities Licensed Sales Associate's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, an Annuities Licensed Sales Associate earns the most in San Jose, CA, where the annual salary of an Annuities Licensed Sales Associate is $61,179.

2. What is the highest pay for Annuities Licensed Sales Associate?

The highest pay for Annuities Licensed Sales Associate is $60,002.

3. What is the lowest pay for Annuities Licensed Sales Associate?

The lowest pay for Annuities Licensed Sales Associate is $41,289.

4. What are the responsibilities of Annuities Licensed Sales Associate?

Sells annuity products and services to individuals, financial advisors, or institutional clients by identifying customer needs and recommending suitable financial solutions. Explains annuity product features, benefits, risks, fees, payout options, and tax implications in accordance with regulatory and compliance standards. Develops and maintains relationships with clients, agents, brokers, and distribution partners to support business growth and customer retention. Prepares sales proposals, completes applications, and coordinates with underwriting, operations, and compliance teams to facilitate accurate and timely processing of annuity transactions. Monitors market trends, competitor offerings, and product performance to identify sales opportunities and support strategic initiatives. Maintains detailed records of client interactions, sales activities, and suitability documentation in compliance with insurance and securities regulations. Requires a bachelor's degree. Requires Passing of FINRA SIE Exam. Typically reports to a manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience.

5. What industry pays the highest salary for Annuities Licensed Sales Associate?

The Edu., Gov't. & Nonprofit industry offers the highest average compensation for Annuities Licensed Sales Associate roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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