How much does a Commercial Credit Analyst IV make in Alabama? The average Commercial Credit Analyst IV salary in Alabama is $99,827 as of April 24, 2024, but the range typically falls between $84,687 and $120,400. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your profession.

Commercial Credit Analyst IV Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Commercial Credit Analyst IV Salary $70,902 AL April 24, 2024
25th Percentile Commercial Credit Analyst IV Salary $84,687 AL April 24, 2024
50th Percentile Commercial Credit Analyst IV Salary $99,827 AL April 24, 2024
75th Percentile Commercial Credit Analyst IV Salary $120,400 AL April 24, 2024
90th Percentile Commercial Credit Analyst IV Salary $139,131 AL April 24, 2024
25% $84,687 10% $70,902 90% $139,131 75% $120,400 $99,827 50%(Median) Didn’t find job title? Click
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What skills does a Commercial Credit Analyst IV need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.

Credit Card: A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.

3.

Commercial Loans: A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.

Analysis 13.46%
Credit Card 1.34%
Commercial Loans 2.79%
Others 82.41%

Job Description for Commercial Credit Analyst IV

Commercial Credit Analyst IV collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst IV calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst IV presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst IV work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. To be a Commercial Credit Analyst IV typically requires 7+ years of related experience. (Copyright 2024 Salary.com)... View full job description

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Job Openings for Commercial Credit Analyst IV in Alabama
  • Overview. Sign-on Bonus & relocation available for qualified candidates. Schedule a call with the recruiter to learn more: Have more questions about this o...
    - 2 Months Ago
  • Benefits Overview. A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you ...
    - 2 Months Ago
  • Credit Analyst. Corporate Headquarters. 12575 Uline Drive, Pleasant Prairie, WI 53158. Join our growing Finance team as a Credit Analyst evaluating financi...
    - 1 Month Ago
  • ECU Health. About ECU Health Edgecombe Hospital. ECU Health Edgecombe Hospital is a full-service, 117-bed acute care facility where residents of Tarboro an...
    - 14 Days Ago
  • ECU Health. About ECU Health Medical Center. ECU Health Medical Center, one of four academic medical centers in North Carolina, is the 974-bed flagship hos...
    - 14 Days Ago

Select a city to view specific salary and bonus information for Commercial Credit Analyst IV

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Location Avg. Salary Date Updated
Location Georgiana, AL Avg. Salary $95,590 Date Updated April 24, 2024
Location Tanner, AL Avg. Salary $101,022 Date Updated April 24, 2024
Location Abbeville, AL Avg. Salary $92,766 Date Updated April 24, 2024
Location Abernant, AL Avg. Salary $100,804 Date Updated April 24, 2024
Location Adamsville, AL Avg. Salary $101,456 Date Updated April 24, 2024
Location Addison, AL Avg. Salary $98,849 Date Updated April 24, 2024
Location Adger, AL Avg. Salary $100,804 Date Updated April 24, 2024
Location Akron, AL Avg. Salary $101,022 Date Updated April 24, 2024
Location Alabaster, AL Avg. Salary $100,804 Date Updated April 24, 2024
Location Alberta, AL Avg. Salary $98,306 Date Updated April 24, 2024

Career Path for Commercial Credit Analyst IV

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Commercial Credit Analyst IV, the first career path typically progresses to Commercial Credit Analysis Manager.

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Jobs with a similar salary range to Commercial Credit Analyst IV : Senior Credit Underwriter

Commercial Credit Analyst IV Salary in Alabama
Commercial Credit Analyst IV Salary Graph, Regional Distribution and Summary