As of April 01, 2025, the average annual salary for a Construction Loan Officer in El Cajon, CA is $105,000. Salary.com reports that pay typically ranges from $94,169 to $123,316, with most professionals earning between $84,308 and $139,992.
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $123,316 | $10,276 | $2,371 | $59 |
| Average | $105,000 | $8,750 | $2,019 | $50 |
| 25th Percentile | $94,169 | $7,847 | $1,811 | $45 |
An entry-level Construction Loan Officer with under 1 year experience makes about $101,443. With less than 2 years of experience, a mid-level Construction Loan Officer makes around $103,383. After 2-4 years, the Construction Loan Officer pay rises to about $109,647. Those senior Construction Loan Officer with 5-8 years of experience earn roughly $114,021, and those Construction Loan Officer having 8 years or more experience are expected to earn about $114,568 on average.
| Levels | Salary |
|---|---|
| Entry Level Construction Loan Officer | $101,443 |
| Intermediate Level Construction Loan Officer | $103,383 |
| Senior Level Construction Loan Officer | $109,647 |
| Specialist Level Construction Loan Officer | $114,021 |
| Expert Level Construction Loan Officer | $114,568 |
| Entry Level | 4% |
| Mid Level | 6% |
| Senior Level | 13% |
| Top Level | 17% |
| Experienced | 18% |
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Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Customer Service: Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Underwriting: Underwriting services are provided by some large financial institutions, such as banks, or insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. An underwriting arrangement may be created in a number of situations including insurance, issue of securities in a public offering, and bank lending, among others. The person or institution that agrees to sell a minimum number of securities of the company for commission is called the underwriter. The name derives from the Lloyd's of London insurance market. Financial bankers, who would accept some of the risk on a given venture (historically a sea voyage with associated risks of shipwreck) in exchange for a premium, would literally write their names under the risk information that was written on a Lloyd's slip created for this purpose.
Mortgage Lending: A mortgage loan is a secured loan that allows you to avail funds by providing an immovable asset, such as a house or commercial property, as collateral to the lender.
| Skill | Salary | Demand |
|---|---|---|
|
Analytical Skills
|
$135,450 |
29%
|
|
Relationship Management
|
$132,300 |
26%
|
|
Hard Working
|
$123,900 |
18%
|
|
Finance and Accounting
|
$122,850 |
17%
|
|
Tax Return
|
$120,750 |
15%
|
|
Communication Skills
|
$116,550 |
11%
|
