As of May 01, 2026, the average salary for a Consumer Lending Manager in the United States is $102,401 per year, which breaks down to an hourly rate of $49.
However, a Consumer Lending Manager's salary can vary significantly. Here’s a look at the typical salary range:
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A Consumer Lending Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Consumer Lending Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Consumer Lending Manager | 7+ years | $102,401 |
| Consumer Lending Senior Manager | 7+ years | $119,365 |
| Consumer Lending Director | 7+ years | $181,603 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Lending Managers. For example, consider the average annual salaries in these key locations:
Understanding how a Consumer Lending Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on May 01, 2026For a Consumer Lending Manager, the most direct path to higher earnings is advancing to the Consumer Lending Senior Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $119,365 - a projected growth of 17% over your current level.
Salaries for a Consumer Lending Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $100,354 in 2023 to around $99,353 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Consumer Lending Manager salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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| 2023 | $100,354 |
| 2024 | $100,423 |
| 2025 | $99,353 |
| 2026 |
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| 2027 |
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A Consumer Lending Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Consumer Lending Manager earns the most in San Jose, CA, where the annual salary of a Consumer Lending Manager is $129,158.
The highest pay for Consumer Lending Manager is $125,334.
The lowest pay for Consumer Lending Manager is $79,350.
Manages the team responsible for evaluating, approving, and managing consumer loans. Monitors loan applications and analyzes applicants' financial statements and credit histories to determine creditworthiness and repayment potential. Reviews loan terms and conditions and ensures loan agreements are complete and accurate. Monitors existing loan portfolios to identify risks, ensure compliance, and support timely repayment. May specialize in one product line (auto, personal, etc.) or may be diversified. Requires a bachelor's degree. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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