As of July 01, 2026, the average hourly rate for a Credit Analysis Manager in the United States is $57, which translates to an annual salary of about $117,656.
However, the hourly wage can vary significantly based on several factors. Here’s a detailed look at the typical pay range per hour:
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A Credit Analysis Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Analysis Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Credit Analyst I | 0-2 years | $58,087 |
| Credit Analyst II | 2-4 years | $69,370 |
| Credit Analyst III | 4-7 years | $85,034 |
| Credit Analysis Manager | 7+ years | $117,656 |
| VP of Credit Analysis | 7+ years | $207,228 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Analysis Managers. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Customer Service | 6.58% |
| Credit Card | 2.26% |
| Marketing Plans | 1.76% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Team Management
|
$125,892 |
7%
|
|
Front Office
|
$125,892 |
7%
|
|
Coaching
|
$124,715 |
6%
|
|
Integrity
|
$124,715 |
6%
|
|
Leadership
|
$123,539 |
5%
|
|
Economics
|
$123,539 |
5%
|
Credit Analysis Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $131,597. While startup companies pay approximate $111,292.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $111,292 |
| Growth Stage | 51~500 | $117,709 |
| Established | 501~5000 | $127,082 |
| Enterprise | 5000+ | $131,597 |
For Credit Analysis Manager roles, the industry you choose can affect earning potential by as much as 31% (the gap between the highest and lowest paying industries). Data shows that the Internet and Biotechnology sectors offer the strongest compensation, at 12% above the average. In contrast, Credit Analysis Manager positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view Credit Analysis Manager as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Internet | $131,775 | $63.0 | 12% |
| Biotechnology | $129,422 | $62.0 | 10% |
| Financial Services | $129,422 | $62.0 | 10% |
| Pharmaceuticals | $127,068 | $61.0 | 8% |
| Software & Networking | $127,068 | $61.0 | 8% |
Your level of education can impact your salary potential. While many Credit Analysis Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Credit Analysis Manager with a Bachelor's Degree is between $111,923 and $122,276).
Credit Analysis Manager Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 5.8% |
| High School | 5.8% |
| Associates | 1.9% |
| Bachelors | 43.3% |
| Masters | 44.2% |
| Doctorate | 4.8% |
Understanding how a Credit Analysis Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026Salaries for a Credit Analysis Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $109,163 in 2023 to around $107,904 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Analysis Manager salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $109,163 |
| 2024 | $108,607 |
| 2025 | $107,904 |
| 2026 |
View More
|
| 2027 |
View More
|
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The Internet industry offers the highest average compensation for Credit Analysis Manager roles, with salaries approximately 12% above the market median.
Develops and implements procedures for analyzing the creditworthiness of prospective and current customers. Manages a group of credit analysts and approves requests for credit extensions based on analyst recommendations. May personally handle larger/more complex accounts. Requires a bachelor's degree. Typically reports to a head of a unit/department. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. Typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required.
Specify the abilities and skills that a person needs in order to carry out the specified job duties. Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.
Customer Service: Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Credit Card: A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.
Marketing Plans: A marketing plan is the advertising strategy that a business will implement to sell its product or service. The marketing plan will help determine who the target market is, how to reach them, at what price point the product or service should be sold.
Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
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