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Loan Underwriter IV Salary in Applegate, CA

How much does a Loan Underwriter IV make in Applegate, CA?

As of May 01, 2026, the average salary for a Loan Underwriter IV in Applegate, CA is $108,663 per year, which breaks down to an hourly rate of $52.

However, a Loan Underwriter IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $120,820
  • Majority Range (25th-75th percentile): $100,428 to $115,026
  • Entry-Level (10th percentile): $92,931
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View as table View as graph 25% $100,428 10% $92,931 90% $120,820 75% $115,026 $108,663 50%(Median) Didn’t find job title? Click

Loan Underwriter IV Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $115,026 $9,586 $2,212 $55
Average $108,663 $9,055 $2,090 $52
25th Percentile $100,428 $8,369 $1,931 $48
Check out Loan Underwriter IV Job Openings in Applegate, CA
Consumer Loan Underwriter On

CoastHills Credit Union - Santa Maria, CA

Consumer Loan Underwriter

CoastHills Credit Union - Santa Maria, CA

Commercial Loan Underwriter

Chino Commercial Bank - Chino, CA

Senior Consumer Loan Underwriter

Atmos Financial - San Francisco, CA

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Key Factors That Influence Loan Underwriter IV Salaries

A Loan Underwriter IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Loan Underwriter Salaries?

Experience is a primary driver of a Loan Underwriter IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Loan Underwriter II (2-4 years): $72,648
  • Loan Underwriter III (4-7 years): $89,490
  • Loan Underwriter IV (7+ years): $108,663
  • Loan Underwriting Supervisor (7+ years): $99,995
  • Loan Underwriting Manager I (7+ years): $111,560
Job Role Years of Experience Average Salary
Loan Underwriter II2-4 years$72,648
Loan Underwriter III4-7 years$89,490
Loan Underwriter IV7+ years$108,663
Loan Underwriting Supervisor7+ years$99,995
Loan Underwriting Manager I7+ years$111,560
$72,648 Loan Unde...
$89,490 Loan Unde...
$108,663 Loan Unde...
$99,995 Loan Unde...
$111,560 Loan Unde...
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What Am I Worth?

Top Paying Cities for Loan Underwriter IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $130,888
  • San Francisco: $129,455
  • Oakland: $126,726

Loan Underwriter IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Loan Underwriter IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on May 01, 2026
$100,428
Average $108,663/year
$115,026
$8,369
Average $9,055/month
$9,586
$1,931
Average $2,090/week
$2,212
$48
Average $52/hour
$55
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $115,026 $9,586 $2,212 $55
Average $108,663 $9,055 $2,090 $52
25th Percentile $100,428 $8,369 $1,931 $48

Loan Underwriter IV Salary Growth & Career Path

Loan Underwriter IV
Mortgage Underwriting Manager
Loan Underwriting Supervisor
Loan Underwriting Director

Promotions are the fastest way to increase your earnings. As a Loan Underwriter IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Loan Underwriter IV Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Mortgage Underwriting Manager $116,357 7%
Loan Underwriting Supervisor $99,995 -8%

Salaries of jobs related to Loan Underwriter IV

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Cost of Living In Applegate, CA

Cost of Living in Applegate, CA is
23.6% Higher
than the National Average

Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.

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