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Loan Underwriter IV Salary in North Java, NY

How much does a Loan Underwriter IV make in North Java, NY?

As of April 01, 2026, the average salary for a Loan Underwriter IV in North Java, NY is $99,839 per year, which breaks down to an hourly rate of $48.

However, a Loan Underwriter IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $111,020
  • Majority Range (25th-75th percentile): $92,253 to $105,691
  • Entry-Level (10th percentile): $85,346
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View as table View as graph 25% $92,253 10% $85,346 90% $111,020 75% $105,691 $99,839 50%(Median) Didn’t find job title? Click

Loan Underwriter IV Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $105,691 $8,808 $2,033 $51
Average $99,839 $8,320 $1,920 $48
25th Percentile $92,253 $7,688 $1,774 $44
Check out Loan Underwriter IV Job Openings in North Java, NY
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Key Factors That Influence Loan Underwriter IV Salaries

A Loan Underwriter IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Loan Underwriter Salaries?

Experience is a primary driver of a Loan Underwriter IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Loan Underwriter II (2-4 years): $66,748
  • Loan Underwriter III (4-7 years): $82,224
  • Loan Underwriter IV (7+ years): $99,839
  • Loan Underwriting Supervisor (7+ years): $91,875
  • Loan Underwriting Manager I (7+ years): $102,507
Job Role Years of Experience Average Salary
Loan Underwriter II2-4 years$66,748
Loan Underwriter III4-7 years$82,224
Loan Underwriter IV7+ years$99,839
Loan Underwriting Supervisor7+ years$91,875
Loan Underwriting Manager I7+ years$102,507
$66,748 Loan Unde...
$82,224 Loan Unde...
$99,839 Loan Unde...
$91,875 Loan Unde...
$102,507 Loan Unde...
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What Am I Worth?

Top Paying Cities for Loan Underwriter IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $130,888
  • San Francisco: $129,601
  • Oakland: $126,726

Loan Underwriter IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Loan Underwriter IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on April 01, 2026
$92,253
Average $99,839/year
$105,691
$7,688
Average $8,320/month
$8,808
$1,774
Average $1,920/week
$2,033
$44
Average $48/hour
$51
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $105,691 $8,808 $2,033 $51
Average $99,839 $8,320 $1,920 $48
25th Percentile $92,253 $7,688 $1,774 $44

Loan Underwriter IV Salary Growth & Career Path

Loan Underwriter IV
Loan Underwriting Supervisor
Consumer Credit Director

For a Loan Underwriter IV, the most direct path to higher earnings is advancing to the Loan Underwriting Supervisor role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $91,875 - a projected growth of -8% over your current level.

Salaries of jobs related to Loan Underwriter IV

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Cost of Living In North Java, NY

Cost of Living in North Java, NY is
1.2% Higher
than the National Average

Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.

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