As of January 01, 2026, the average salary for a Remote Mortgage Underwriter in the United States is $94,277 per year, which breaks down to an hourly rate of $45.
However, a Remote Mortgage Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
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A Remote Mortgage Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Remote Mortgage Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Mortgage ... Level Remote Mortgage Underwriter | $65,968 |
| Mortgage ... Level Remote Mortgage Underwriter | $74,179 |
| Remote Mo... Level Remote Mortgage Underwriter | $96,041 |
| Mortgage ... Level Remote Mortgage Underwriter | $113,544 |
| Mortgage ... Level Remote Mortgage Underwriter | $112,422 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Remote Mortgage Underwriters. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 4.63% |
| Tax Return | 1.67% |
| Financial Services | 1.03% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Analytical Skills
|
$108,419 |
15%
|
|
Team Management
|
$106,533 |
13%
|
|
Insight
|
$104,648 |
11%
|
|
Communication Skills
|
$102,762 |
9%
|
|
Written Communication
|
$102,762 |
9%
|
|
Financial Services
|
$101,820 |
8%
|
Your level of education can impact your salary potential. While many Remote Mortgage Underwriters enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Remote Mortgage Underwriter with a High School Diploma or Technical Certificate is between $83,860 and $89,803).
Remote Mortgage Underwriter Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 3.1% |
| High School | 32.3% |
| Associates | 16.2% |
| Bachelors | 41.5% |
| Masters | 6.9% |
| Doctorate | 0.0% |
Understanding how a Remote Mortgage Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Salaries for a Remote Mortgage Underwriter can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $92,363 in 2023 to around $91,077 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Remote Mortgage Underwriter salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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|
| 2023 | $92,363 |
| 2024 | $92,174 |
| 2025 | $91,077 |
| 2026 |
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|
| 2027 |
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|
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Compensation PlanningHere are companies hiring for Remote Mortgage Underwriter and their salaries, click below for more details.
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