What are the main factors that influence a Collections Agent's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Collections Agent's salary?

A Collections Agent's salary grows with experience: a Collections Representative I (0-1 years)earns $40,174, a Collections Agent (1-3 years)earns $44,746, a Collections Representative III (3-5 years)earns $49,515, a Collections Supervisor (5+ years)earns $68,885, a VP of Collections (5+ years)earns $240,877,

What are the highest paying states for a Collections Agent?

Collections Agent salary varies significantly by state. The top 3 highest paying states for Collections Agent roles are District of Columbia $48,171, California $47,989, Massachusetts $47,349. These tech hubs typically pay 10-15% above the national average.

How much do different types of Collections Agent roles make?

Salaries for Collections Agent level roles vary by specialization: Head of Collections: $236,590; VP of Collections: $236,562; Collections Manager: $111,590; Collections Attorney: $87,165; Collections Paralegal: $79,642.

Collections Agent Salary in Rhode Island

How much does a Collections Agent make in Rhode Island?

As of April 01, 2026, the average salary for a Collections Agent in Rhode Island is $45,108 per year, which breaks down to an hourly rate of $22.

However, a Collections Agent's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $54,534
Majority Range (25th-75th percentile): $40,980 to $50,042
Entry-Level (10th percentile): $37,221

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Collections Agent Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$50,042	$4,170	$962	$24
Average	$45,108	$3,759	$867	$22
25th Percentile	$40,980	$3,415	$788	$20

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Collections Agent Salaries

A Collections Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Collections Agent Salaries?

Experience is a primary driver of a Collections Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $40,174
Early Career (1-2 years): $44,746
Mid-Level (2-4 years): $49,515
Senior-Level (5-8 years): $68,885
Expert (over 8 years): $240,877

Levels	Salary
Collectio... Level Collections Agent	$40,174
Collectio... Level Collections Agent	$44,746
Collectio... Level Collections Agent	$49,515
Collectio... Level Collections Agent	$68,885
VP of Col... Level Collections Agent	$240,877

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What Am I Worth?

How Do Collections Agent Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Collections Agents. For example, consider the average annual salaries in these key locations:

District of Columbia: $48,171.
California: $47,989.
Massachusetts: $47,349.

District of Columbia $48,171 California $47,989 Massachusetts $47,349 Washington $47,175 New Jersey $47,158 Alaska $47,097 Connecticut $46,496 New York $46,253

Hawaii $45,474 Rhode Island $45,108 Maryland $44,860 Minnesota $44,521 Colorado $44,390 Illinois $44,347 Oregon $44,182 Delaware $44,060

New Hampshire $43,983 Virginia $43,812 Pennsylvania $43,312 Nevada $43,059 North Dakota $42,977 Michigan $42,846 Wisconsin $42,798 Vermont $42,702

Texas $42,437 Maine $42,420 Arizona $42,394 Ohio $42,363 Georgia $41,963 Indiana $41,763 Wyoming $41,724 Utah $41,663

Iowa $41,636 Kansas $41,428 Louisiana $41,367 North Carolina $41,345 Missouri $41,336 Florida $41,167 Montana $41,075 Nebraska $40,988

Kentucky $40,940 South Carolina $40,766 Tennessee $40,658 Idaho $40,614 New Mexico $40,296 Oklahoma $40,227 Alabama $39,970 South Dakota $39,539

Arkansas $39,304 West Virginia $39,178 Mississippi $38,800

Top Paying Cities for Collections Agents

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Adamsville: $45,848
Albion: $45,087
Ashaway: $46,022

Adamsville, RI $45,848 Albion, RI $45,087 Ashaway, RI $46,022 Barrington, RI $45,087 Block Island, RI $45,783 Bradford, RI $45,992 Bristol, RI $45,043 Carolina, RI $45,617

Charlestown, RI $45,665 Chepachet, RI $45,000 Clayville, RI $45,043 Coventry, RI $45,000 West Greenwich, RI $44,969 East Greenwich, RI $45,030 Exeter, RI $45,992 Fiskeville, RI $45,087

Forestdale, RI $45,043 Foster, RI $44,969 Glendale, RI $44,969 Greene, RI $45,474 Greenville, RI $45,087 Harmony, RI $45,074 Harrisville, RI $45,000 Hope, RI $45,087

Hope Valley, RI $46,022 Hopkinton, RI $46,035 Jamestown, RI $45,574 Kenyon, RI $45,979 Little Compton, RI $45,831 Manville, RI $45,087 Mapleville, RI $44,969 Newport, RI $45,583

Middletown, RI $45,774 North Kingstown, RI $44,956 North Scituate, RI $45,074 Oakland, RI $45,013 Pascoag, RI $44,987 Pawtucket, RI $45,087 Central Falls, RI $45,087 Cumberland, RI $45,087

Lincoln, RI $45,087 Portsmouth, RI $45,400 Prudence Island, RI $45,000 Rockville, RI $46,035 Saunderstown, RI $45,600 Shannock, RI $45,965 Slatersville, RI $45,043 Slocum, RI $45,600

Tiverton, RI $45,861 Wakefield, RI $45,552 Kingston, RI $45,561 Narragansett, RI $45,570 Peace Dale, RI $45,552 Warren, RI $45,074 Warwick, RI $45,087 Westerly, RI $46,048

West Kingston, RI $45,587 West Warwick, RI $45,087 Wood River Junction, RI $45,992 Woonsocket, RI $45,043 North Smithfield, RI $45,074 Wyoming, RI $45,979 Providence, RI $45,087 Cranston, RI $45,087

North Providence, RI $45,087 East Providence, RI $45,087 Riverside, RI $45,087 Rumford, RI $45,087 Smithfield, RI $45,087 Johnston, RI $45,087

Collections Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collections Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on April 01, 2026

$40,980

Average $45,108/year

$50,042

$3,415

Average $3,759/month

$4,170

$788

Average $867/week

$962

$20

Average $22/hour

$24

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$50,042	$4,170	$962	$24
Average	$45,108	$3,759	$867	$22
25th Percentile	$40,980	$3,415	$788	$20

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