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As of August 01, 2026, the average salary for a Credit and Collections Analyst in Kentucky is $57,216 per year, which breaks down to an hourly rate of $28.
However, a Credit and Collections Analyst's salary can vary significantly. Here’s a look at the typical salary range:
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Credit and Collections Analyst Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $61,519 | $5,127 | $1,183 | $30 |
| Average | $57,216 | $4,768 | $1,100 | $28 |
| 25th Percentile | $51,253 | $4,271 | $986 | $25 |
Gateway First Bank - Louisville, KY
FUJIFILM - Bowling Green, KY
FUJIFILM - Owensboro, KY
FUJIFILM - Bardstown, KY
A Credit and Collections Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Credit and Collections Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Credit an... Level Credit and Collections Analyst | $56,900 |
| Credit an... Level Credit and Collections Analyst | $63,012 |
| Credit an... Level Credit and Collections Analyst | $74,278 |
| Credit an... Level Credit and Collections Analyst | $68,975 |
| Credit an... Level Credit and Collections Analyst | $102,730 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit and Collections Analysts. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Credit and Collections Analyst roles, the industry you choose can affect earning potential by as much as 55% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Pharmaceuticals sectors offer the strongest compensation, at 25% above the average. In contrast, Credit and Collections Analyst positions in Hospitality & Leisure or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Credit and Collections Analyst as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $71,521 | $34.0 | 25% |
| Pharmaceuticals | $68,660 | $33.0 | 20% |
| Software & Networking | $68,660 | $33.0 | 20% |
| Biotechnology | $65,799 | $32.0 | 15% |
| Energy & Utilities | $65,799 | $32.0 | 15% |
Understanding how a Credit and Collections Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $61,519 | $5,127 | $1,183 | $30 |
| Average | $57,216 | $4,768 | $1,100 | $28 |
| 25th Percentile | $51,253 | $4,271 | $986 | $25 |
Ready to take the next step in your career? Browse thousands of current Credit and Collections Analyst job openings on our job board. Use the search bar below to find your perfect match.
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