Senior Credit And Collections Analyst Salary in the United States

How much does a Senior Credit And Collections Analyst make in the United States?

As of August 01, 2026, the average salary for a Senior Credit And Collections Analyst in the United States is $68,426 per year, which breaks down to an hourly rate of $33.

However, a Senior Credit And Collections Analyst's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $83,578
  • Majority Range (25th-75th percentile): $58,329 to $76,357
  • Entry-Level (10th percentile): $49,136
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
AI-Powered Talent
AI-Powered HR
View as table View as graph 25% $58,329 10% $49,136 90% $83,578 75% $76,357 $68,426 50%(Median) Didn’t find job title? Click

Senior Credit And Collections Analyst Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $76,357 $6,363 $1,468 $37
Average $68,426 $5,702 $1,316 $33
25th Percentile $58,329 $4,861 $1,122 $28
Check out Senior Credit And Collections Analyst Job Openings in the United States
Chief AI Officer

Confidential - Columbus, OH

Associate Vice President Internal Communications

Confidential - Columbus, OH

Vice President Credit Risk Strategy&Data Science

Confidential - Columbus, OH

Regional Truck Driver Company

KreilKamp Trucking - Columbus, OH

Search More Senior Credit And Collections Analyst Jobs in the United States

Key Factors That Influence Senior Credit And Collections Analyst Salaries

A Senior Credit And Collections Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Senior Credit And Collections Analyst Salaries?

Experience is a primary driver of a Senior Credit And Collections Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $57,882
  • Early Career (1-2 years): $69,127
  • Mid-Level (2-4 years): $84,735
  • Senior-Level (5-8 years): $117,242
  • Expert (over 8 years): $206,489
Levels Salary
Credit An... Level Senior Credit And Collections Analyst$57,882
Senior Cr... Level Senior Credit And Collections Analyst$69,127
Credit An... Level Senior Credit And Collections Analyst$84,735
Credit An... Level Senior Credit And Collections Analyst$117,242
VP of Cre... Level Senior Credit And Collections Analyst$206,489
$57,882 0 yr
$69,127 < 2 yrs
$84,735 2-4 yrs
$117,242 5-8 yrs
$206,489 > 8 yrs
View as Table
View as Graph

What Am I Worth?

How Do Senior Credit And Collections Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Senior Credit And Collections Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $75,761.
  • California: $75,474.
  • Massachusetts: $74,468.

Top Paying Cities for Senior Credit And Collections Analysts

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $86,306
  • San Francisco: $85,361
  • Oakland: $83,562

What Skills Can Increase a Senior Credit And Collections Analyst's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 17.96% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Microsoft Office (Mentioned in 2.45% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
  • Loan Review (Mentioned in 1.02% Job Postings): Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.
See More Skills
Skills Demand Percentage
Analysis 17.96%
Microsoft Office 2.45%
Loan Review 1.02%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Senior Credit And Collections Analyst's salary.
  • Due Diligence: Can increase your salary by up to 8%.
  • Risk Management: Can increase your salary by up to 8%.
  • Commercial Banking: Can increase your salary by up to 5%.
Skill Salary Salary % Increase
Due Diligence
$73,900
8%
Risk Management
$73,900
8%
Commercial Banking
$71,847
5%
Leadership
$71,163
4%
Collaboration
$71,163
4%
Initiative
$71,163
4%
Get Latest Data

Senior Credit And Collections Analyst Salary by Industry: Top Paying Sectors

For Senior Credit And Collections Analyst roles, the industry you choose can affect earning potential by as much as 83% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Senior Credit And Collections Analyst positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view Senior Credit And Collections Analyst as a support function rather than a direct revenue driver.

The top paying industries for a Senior Credit And Collections Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Pharmaceuticals$88,954$43.030%
Financial Services$85,532$41.025%
Software & Networking$82,111$39.020%
Biotechnology$78,690$38.015%
Insurance$76,637$37.012%

How Education impacts a Senior Credit And Collections Analyst's Salary?

Your level of education can impact your salary potential. While many Senior Credit And Collections Analysts enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Senior Credit And Collections Analyst with a Associate's Degree is between $66,374 and $70,680).

Senior Credit And Collections Analyst Salaries by Degree Level

Typical Education for Senior Credit And Collections Analyst
Degree Level % of user with this level of education
No Diploma 8.2%
High School 8.2%
Associates 3.8%
Bachelors 57.7%
Masters 30.3%
Doctorate 0.0%
view as graph

Senior Credit And Collections Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Senior Credit And Collections Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Salary Trends for Senior Credit And Collections Analyst

Salaries for a Senior Credit And Collections Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $68,135 in 2023 to around $68,518 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Senior Credit And Collections Analyst salary trends, .

Average Annual Salary of Senior Credit And Collections Analyst Over Time

2022
$???
2023
$68,135
2024
$68,893
2025
$68,518
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $68,135
2024 $68,893
2025 $68,518
2026
View More
2027
View More

Most common benefits for Senior Credit And Collections Analyst

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Common company salaries for Senior Credit And Collections Analyst

Here are companies hiring for Senior Credit And Collections Analyst and their salaries, click below for more details.

Find Your Next Senior Credit And Collections Analyst Job

Ready to take the next step in your career? Browse thousands of current Senior Credit And Collections Analyst job openings on our job board. Use the search bar below to find your perfect match.

United States
  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Vice President, Payments Engineering. About the Company. Globally-recognized provider of corporate payment solutions. Industry. Financial Services. Type. P... more

    21 Days Ago

  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Senior Vice President of Project Delivery. About the Company. A multi-billion-dollar construction organization with collaborative, servant-minded leadershi... more

    21 Days Ago

  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Chief of Staff. About the Company. Innovative travel platform for booking & managing work trips. Industry. Computer Software. Type. Privately Held, VC-back... more

    21 Days Ago

  • McDonalds

    Columbus, OH

    McDonalds | Columbus, OH

    McDonald’s is seeking Crew Team Members to assist with daily restaurant operations including customer service, food preparation, and maintaining restaurant... more

    28 Days Ago

  • Amazon Flex

    Columbus, OH

    Amazon Flex | Columbus, OH

    Amazon Flex Delivery Drivers use their own vehicle to deliver Amazon packages to customers on scheduled delivery blocks. Drivers are responsible for pickin... more

    28 Days Ago

  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Vice President, Commercial. About the Company. Globally-recognized manufacturer of packaging components & delivery systems for injectable drugs. Industry. ... more

    1 Month Ago

For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

FAQ about Senior Credit And Collections Analyst

1. What industry pays the highest salary for Senior Credit And Collections Analyst?

The Pharmaceuticals industry offers the highest average compensation for Senior Credit And Collections Analyst roles, with salaries approximately 30% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst