Appraisal Specialist Mortgage Salary in the United States

How much does an Appraisal Specialist Mortgage make in the United States?

As of January 01, 2026, the average salary for an Appraisal Specialist Mortgage in the United States is $78,595 per year, which breaks down to an hourly rate of $38.

However, an Appraisal Specialist Mortgage's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $94,975
  • Majority Range (25th-75th percentile): $69,576 to $87,169
  • Entry-Level (10th percentile): $61,364
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View as table View as graph 25% $69,576 10% $61,364 90% $94,975 75% $87,169 $78,595 50%(Median) Didn’t find job title? Click

Appraisal Specialist Mortgage Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $87,169 $7,264 $1,676 $42
Average $78,595 $6,550 $1,511 $38
25th Percentile $69,576 $5,798 $1,338 $33
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Key Factors That Influence Appraisal Specialist Mortgage Salaries

An Appraisal Specialist Mortgage's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Appraisal Specialist Mortgage Salaries?

Experience is a primary driver of an Appraisal Specialist Mortgage's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $59,149
  • Early Career (1-2 years): $77,965
  • Mid-Level (2-4 years): $94,756
  • Senior-Level (5-8 years): $117,184
  • Expert (over 8 years): $114,017
Levels Salary
Appraiser... Level Appraisal Specialist Mortgage$59,149
Appraisal... Level Appraisal Specialist Mortgage$77,965
Appraiser... Level Appraisal Specialist Mortgage$94,756
Appraiser... Level Appraisal Specialist Mortgage$117,184
Appraisal... Level Appraisal Specialist Mortgage$114,017
$59,149 0 yr
$77,965 < 2 yrs
$94,756 2-4 yrs
$117,184 5-8 yrs
$114,017 > 8 yrs
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What Am I Worth?

How Do Appraisal Specialist Mortgage Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Appraisal Specialist Mortgages. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $87,021.
  • California: $86,691.
  • Massachusetts: $85,535.

Top Paying Cities for Appraisal Specialist Mortgages

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $99,132
  • San Francisco: $98,158
  • Oakland: $95,980

What Skills Can Increase an Appraisal Specialist Mortgage's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 6.73% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Economics (Mentioned in 2.3% Job Postings): Economics is a social science that focuses on the production, distribution, and consumption of goods and services, and analyzes the choices that individuals, businesses, governments, and nations make to allocate resources.
  • Accounts Receivable (Mentioned in 1.33% Job Postings): Accounts receivable is a legally enforceable claim for payment held by a business for goods supplied and/or services rendered that customers/clients have ordered but not paid for. These are generally in the form of invoices raised by a business and delivered to the customer for payment within an agreed time frame. Accounts receivable is shown in a balance sheet as an asset. It is one of a series of accounting transactions dealing with the billing of a customer for goods and services that the customer has ordered. These may be distinguished from notes receivable, which are debts created through formal legal instruments called promissory notes.
See More Skills
Skills Demand Percentage
Customer Service 6.73%
Economics 2.3%
Accounts Receivable 1.33%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Appraisal Specialist Mortgage's salary.
  • Continuous Learning: Can increase your salary by up to 16%.
  • Logistics: Can increase your salary by up to 15%.
  • Consulting: Can increase your salary by up to 13%.
Skill Salary Salary % Increase
Continuous Learning
$91,170
16%
Logistics
$90,384
15%
Consulting
$88,813
13%
Real Estate Practice
$88,027
12%
Verbal Communication
$86,455
10%
Diversity and Inclusion
$83,311
6%
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How Education impacts an Appraisal Specialist Mortgage's Salary?

Your level of education can impact your salary potential. While many Appraisal Specialist Mortgages enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Appraisal Specialist Mortgage with a Bachelor's Degree is between $68,314 and $73,631).

Appraisal Specialist Mortgage Salaries by Degree Level

Typical Education for Appraisal Specialist Mortgage
Degree Level % of user with this level of education
No Diploma 7.4%
High School 14.8%
Associates 18.5%
Bachelors 37.0%
Masters 22.2%
Doctorate 0.0%
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Appraisal Specialist Mortgage Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Appraisal Specialist Mortgage's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for Appraisal Specialist Mortgage

Salaries for an Appraisal Specialist Mortgage can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $64,283 in 2023 to around $63,586 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Appraisal Specialist Mortgage salary trends, .

Average Annual Salary of Appraisal Specialist Mortgage Over Time

2022
$???
2023
$64,283
2024
$64,179
2025
$63,586
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $64,283
2024 $64,179
2025 $63,586
2026
View More
2027
View More

Most common benefits for Appraisal Specialist Mortgage

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Appraisal Specialist Mortgage

Here are companies hiring for Appraisal Specialist Mortgage and their salaries, click below for more details.

Find Your Next Appraisal Specialist Mortgage Job

Ready to take the next step in your career? Browse thousands of current Appraisal Specialist Mortgage job openings on our job board. Use the search bar below to find your perfect match.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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