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Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience.
The Credit Analyst - Mortgage Loans gathers necessary credit, income, and tax information to conduct financial assessments. Assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Being a Credit Analyst - Mortgage Loans prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. In addition, Credit Analyst - Mortgage Loans may require a bachelor's degree. Typically reports to a manager. Being a Credit Analyst - Mortgage Loans work is closely managed. Works on projects/matters of limited complexity in a support role. Working as a Credit Analyst - Mortgage Loans typically requires 0-2 years of related experience.