Credit Coordinator II Salary in Albany, NY

Coordinator - Credit - Average Salary $61,134

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Credit and Collections Analyst II - Average Salary $69,722

Credit and Collections Analyst II analyzes credit history and information related to applications for credit and overdue/delinquent accounts. Ensures compliance with credit and collections regulations and adherence to best practices. Being a Credit and Collections Analyst II provides reporting on outstanding account balances, credit applications, and collection activity. Recommends terms and conditions pertaining to credit and debt repayment. Additionally, Credit and Collections Analyst II typically requires a bachelor's degree. Typically reports to a manager. The Credit and Collections Analyst II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Credit and Collections Analyst II typically requires 2-4 years of related experience.

Credit Analyst II - Average Salary $71,157

Credit Analyst II analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Being a Credit Analyst II makes recommendations on credit extensions within established guidelines. Typically requires a bachelor's degree. Additionally, Credit Analyst II typically reports to a supervisor or manager. The Credit Analyst II gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. To be a Credit Analyst II typically requires 2 to 4 years of related experience.

Commercial Credit Analyst II - Average Salary $75,158

Commercial Credit Analyst II collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst II calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst II presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Commercial Credit Analyst II typically requires 2 -4 years of related experience.

Credit and Collections Representative II - Average Salary $52,370

Credit and Collections Representative II collects and maintains accurate credit information. Reviews and verifies overdue accounts. Being a Credit and Collections Representative II contacts customers to confirm outstanding payments and renews credit information to help minimize outstanding debts. Requires a high school diploma. Additionally, Credit and Collections Representative II typically reports to a manager. The Credit and Collections Representative II works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. To be a Credit and Collections Representative II typically requires 1-3 years of related experience.