Cash Flow Specialist Salary in the United States

How much does a Cash Flow Specialist make in the United States?

As of May 01, 2026, the average salary for a Cash Flow Specialist in the United States is $78,250 per year, which breaks down to an hourly rate of $38.

However, a Cash Flow Specialist's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $100,256
  • Majority Range (25th-75th percentile): $66,944 to $89,769
  • Entry-Level (10th percentile): $56,650
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View as table View as graph 25% $66,944 10% $56,650 90% $100,256 75% $89,769 $78,250 50%(Median) Didn’t find job title? Click

Cash Flow Specialist Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $89,769 $7,481 $1,726 $43
Average $78,250 $6,521 $1,505 $38
25th Percentile $66,944 $5,579 $1,287 $32
Check out Cash Flow Specialist Job Openings in the United States
Sr Cash Flow Analyst

Signet Jewelers - Fairlawn, OH

Cash Application Specialist

Carter Lumber - Kent, OH

CASH APP SPECIALIST CANTON

LHH - Independence, OH

Cash Application Specialist

Syntricate Technologies - Mason, OH

Search More Cash Flow Specialist Jobs in the United States

Key Factors That Influence Cash Flow Specialist Salaries

A Cash Flow Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Cash Flow Specialist Salaries?

Experience is a primary driver of a Cash Flow Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $75,110
  • Early Career (1-2 years): $75,581
  • Mid-Level (2-4 years): $80,886
  • Senior-Level (5-8 years): $83,107
  • Expert (over 8 years): $83,662
Levels Salary
Entry Level Cash Flow Specialist$75,110
Intermediate Level Cash Flow Specialist$75,581
Senior Level Cash Flow Specialist$80,886
Specialist Level Cash Flow Specialist$83,107
Expert Level Cash Flow Specialist$83,662
$75,110 0 yr
$75,581 < 2 yrs
$80,886 2-4 yrs
$83,107 5-8 yrs
$83,662 > 8 yrs
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What Am I Worth?

How Do Cash Flow Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Cash Flow Specialists. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $86,639.
  • California: $86,310.
  • Massachusetts: $85,160.

Top Paying Cities for Cash Flow Specialists

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $98,697
  • San Francisco: $97,616
  • Oakland: $95,559

What Skills Can Increase a Cash Flow Specialist's Salary?

Demanded Skills for the Role:

  • Products and Services (Mentioned in 15% Job Postings): Knowledge of the full array of our organization's products and services including those that are created for internal customers; insight into the differentiating factors that distinguish them from those of competitors.
  • Cash Management (Mentioned in 0.92% Job Postings): Cash management refers to a broad area of finance involving the collection, handling, and usage of cash. It involves assessing market liquidity, cash flow, and investments. In banking, cash management, or treasury management, is a marketing term for certain services related to cash flow offered primarily to larger business customers. It may be used to describe all bank accounts (such as checking accounts) provided to businesses of a certain size, but it is more often used to describe specific services such as cash concentration, zero balance accounting, and clearing house facilities. Sometimes, private banking customers are given cash management services. Financial instruments involved in cash management include money market funds, treasury bills, and certificates of deposit.
  • Economics (Mentioned in 0.33% Job Postings): Economics is a social science that focuses on the production, distribution, and consumption of goods and services, and analyzes the choices that individuals, businesses, governments, and nations make to allocate resources.
See More Skills
Skills Demand Percentage
Products and Services 15%
Cash Management 0.92%
Economics 0.33%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Cash Flow Specialist's salary.
  • Financial Accounting: Can increase your salary by up to 25%.
  • Negotiating: Can increase your salary by up to 20%.
  • Interpersonal Communication: Can increase your salary by up to 19%.
Skill Salary Salary % Increase
Financial Accounting
$97,813
25%
Negotiating
$93,900
20%
Interpersonal Communication
$93,118
19%
Business Acumen
$93,118
19%
Financial Statements
$92,335
18%
Business To Business
$92,335
18%
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How Education impacts a Cash Flow Specialist's Salary?

Your level of education can impact your salary potential. While many Cash Flow Specialists enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Cash Flow Specialist with a Bachelor's Degree is between $71,893 and $76,695).

Cash Flow Specialist Salaries by Degree Level

Typical Education for Cash Flow Specialist
Degree Level % of user with this level of education
No Diploma 10.0%
High School 10.0%
Associates 3.3%
Bachelors 70.0%
Masters 13.3%
Doctorate 3.3%
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Cash Flow Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Cash Flow Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on May 01, 2026

Salary Trends for Cash Flow Specialist

Salaries for a Cash Flow Specialist can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $80,837 in 2023 to around $79,909 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Cash Flow Specialist salary trends, .

Average Annual Salary of Cash Flow Specialist Over Time

2022
$???
2023
$80,837
2024
$80,919
2025
$79,909
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $80,837
2024 $80,919
2025 $79,909
2026
View More
2027
View More

Most common benefits for Cash Flow Specialist

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Cash Flow Specialist

Here are companies hiring for Cash Flow Specialist and their salaries, click below for more details.

Find Your Next Cash Flow Specialist Job

Ready to take the next step in your career? Browse thousands of current Cash Flow Specialist job openings on our job board. Use the search bar below to find your perfect match.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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