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As of August 01, 2026, the average salary for a Sr Credit Analyst in Texas is $65,879 per year, which breaks down to an hourly rate of $32.
However, a Sr Credit Analyst's salary can vary significantly. Here’s a look at the typical salary range:
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Sr Credit Analyst Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $73,514 | $6,126 | $1,414 | $35 |
| Average | $65,879 | $5,490 | $1,267 | $32 |
| 25th Percentile | $56,157 | $4,680 | $1,080 | $27 |
Texas First Bank . Insurance - Houston, TX
Mitsubishi HC Capital America Inc - Flower Mound, TX
BritePros Medical Staffing - Dallas, TX
Stellantis Financial Services US - Houston, TX
A Sr Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Sr Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Credit An... Level Sr Credit Analyst | $55,727 |
| Sr Credit... Level Sr Credit Analyst | $66,554 |
| Credit An... Level Sr Credit Analyst | $81,581 |
| Credit An... Level Sr Credit Analyst | $112,878 |
| VP of Cre... Level Sr Credit Analyst | $198,802 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Sr Credit Analysts. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Sr Credit Analyst roles, the industry you choose can affect earning potential by as much as 83% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Sr Credit Analyst positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view Sr Credit Analyst as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Pharmaceuticals | $85,642 | $41.0 | 30% |
| Financial Services | $82,348 | $40.0 | 25% |
| Software & Networking | $79,054 | $38.0 | 20% |
| Biotechnology | $75,761 | $36.0 | 15% |
| Insurance | $73,784 | $35.0 | 12% |
Understanding how a Sr Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $73,514 | $6,126 | $1,414 | $35 |
| Average | $65,879 | $5,490 | $1,267 | $32 |
| 25th Percentile | $56,157 | $4,680 | $1,080 | $27 |
Ready to take the next step in your career? Browse thousands of current Sr Credit Analyst job openings on our job board. Use the search bar below to find your perfect match.
Braviant Holdings
Dallas, TX
Braviant Holdings | Dallas, TX
Job Description. Job Description. Title: Senior Credit Risk Analyst. Function: Credit Risk. Reports to: Head of Credit. Level: Mid-Level / Senior. Location... more
9 Days Ago
Sunflower Bank, N.A.
Austin, TX
Sunflower Bank, N.A. | Austin, TX
Job Description. Job Description. Description. At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed t... more
8 Days Ago
Sunflower Bank, N.A.
Dallas, TX
Sunflower Bank, N.A. | Dallas, TX
Job Description. Job Description. Description. At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed t... more
9 Days Ago
Citigroup
Irving, TX
Citigroup | Irving, TX
Credit Portfolio Senior Analyst. The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit ap... more
9 Days Ago
Spencer Gray
Irving, TX
Spencer Gray | Irving, TX
Job Description. Job Description. This position is onsite. The Credit Analyst is responsible for conducting credit investigations and analyzing credit info... more
6 Days Ago
Professional Alternatives
Houston, TX
Professional Alternatives | Houston, TX
Job Description. Job Description. Credit & Collections Specialist. Location. Houston, TX 77041. Schedule. Monday–Friday | Flexible Hours. Work Arrangement.... more
6 Days Ago
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