Key Factors That Influence Credit Clerk, Sr. Salaries
A Credit Clerk, Sr.'s salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
How Experience Level Affects Credit Clerk, Sr. Salaries?
Experience is a primary driver of a Credit Clerk, Sr.'s salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Credit Clerk (0-1 years): $41,272
Credit Clerk, Sr. (1-3 years): $47,727
Credit Analysis Manager (3-5 years): $117,656
VP of Credit Analysis (5+ years): $207,228
Job Role
Years of Experience
Average Salary
Credit Clerk
0-1 years
$41,272
Credit Clerk, Sr.
1-3 years
$47,727
Credit Analysis Manager
3-5 years
$117,656
VP of Credit Analysis
5+ years
$207,228
$41,272Credit Cl...
$47,727Credit Cl...
$117,656Credit An...
$207,228VP of Cre...
View as Table
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What Am I Worth?
How Do Credit Clerk, Sr. Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Credit Clerk, Sr.s.
For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $60,198
San Francisco: $59,539
Oakland: $58,284
San Jose, CA$60,198
San Francisco, CA$59,539
Oakland, CA$58,284
New York, NY$54,952
Paramus, NJ$54,284
Queens Village, NY$54,282
Passaic, NJ$54,236
Bergenfield, NJ$54,232
Stamford, CT$54,127
Huntington, NY$54,108
Newark, NJ$53,755
Bridgeport, CT$53,654
Vallejo, CA$53,559
New Brunswick, NJ$53,540
Petaluma, CA$53,512
Middlesex, NJ$53,421
Somerset, NJ$53,387
Santa Cruz, CA$53,325
Boston, MA$53,034
Monterey, CA$52,867
Seattle, WA$52,757
Santa Rosa, CA$52,748
Los Angeles, CA$52,734
Juneau, AK$52,609
Washington, DC$52,557
Orange, CA$52,387
Santa Ana, CA$52,261
Long Beach, CA$52,213
Anaheim, CA$52,204
Anchorage, AK$52,180
Santa Maria, CA$52,037
Everett, WA$52,027
Danbury, CT$51,859
Bremerton, WA$51,793
Tacoma, WA$51,622
New Suffolk, NY$51,621
Sacramento, CA$51,607
Santa Barbara, CA$51,555
Trenton, NJ$51,502
San Diego, CA$51,502
Brockton, MA$51,450
Fairbanks, AK$51,333
Lompoc, CA$51,211
Lowell, MA$51,172
Ventura, CA$51,163
Nashua, NH$51,154
Stockton, CA$51,149
Modesto, CA$50,801
Poughkeepsie, NY$50,696
Olympia, WA$50,605
Kennewick, WA$50,605
New Haven, CT$50,586
Lawrence, MA$50,414
Hartford, CT$50,366
Riverside, CA$50,357
New Bedford, MA$50,309
Richland, WA$50,309
Bakersfield, CA$50,242
San Bernardino, CA$50,223
New Britain, CT$50,218
Atlantic City, NJ$50,218
New London, CT$50,199
Norwich, CT$50,185
Portsmouth, NH$50,175
Boulder, CO$50,074
Portland, OR$50,008
Worcester, MA$50,004
Minneapolis, MN$49,856
Philadelphia, PA$49,789
Honolulu, HI$49,631
Saint Paul, MN$49,608
Vineland, NJ$49,598
Providence, RI$49,459
Chicago, IL$49,321
Bellingham, WA$49,264
Springfield, MA$49,226
Baltimore, MD$49,211
Chico, CA$49,092
Pittsfield, MA$48,963
Manchester, NH$48,872
Spokane, WA$48,662
Denver, CO$48,658
Albany, NY$48,433
Troy, NY$48,414
Nassau, NY$48,363
Schenectady, NY$48,314
Wilmington, DE$48,276
Burlington, VT$48,209
Salem, OR$48,190
Portland, ME$48,042
Yakima, WA$47,994
Rochester, MN$47,846
Reno, NV$47,822
Fresno, CA$47,822
Milwaukee, WI$47,779
Detroit, MI$47,732
Ann Arbor, MI$47,724
Allentown, PA$47,717
Colorado Springs, CO$47,636
Syracuse, NY$47,612
Carson City, NV$47,612
Houston, TX$47,546
Eugene, OR$47,522
Gary, IN$47,465
Springfield, OR$47,426
Bismarck, ND$47,417
Galveston, TX$47,383
Medford, OR$47,312
Fort Collins, CO$47,293
Concord, NH$47,269
Austin, TX$47,255
Mesa, AZ$47,154
Reading, PA$47,150
Phoenix, AZ$47,145
Dallas, TX$47,130
Saint Cloud, MN$47,085
Madison, WI$47,021
Utica, NY$46,892
Rochester, NY$46,815
Des Moines, IA$46,811
Raleigh, NC$46,806
Atlanta, GA$46,734
Battle Creek, MI$46,720
Salt Lake City, UT$46,706
Lancaster, PA$46,634
Harrisburg, PA$46,567
Kansas City, MO$46,520
Champaign, IL$46,510
Kansas City, KS$46,510
Fort Worth, TX$46,505
Columbus, OH$46,497
Boca Raton, FL$46,486
Pittsburgh, PA$46,467
Richmond, VA$46,448
Indianapolis, IN$46,438
Cleveland, OH$46,434
Las Vegas, NV$46,376
Cincinnati, OH$46,376
Petersburg, VA$46,305
Huntsville, AL$46,233
Lansing, MI$46,201
Lebanon, PA$46,195
Pueblo, CO$46,190
Appleton, WI$46,176
Buffalo, NY$46,157
Dayton, OH$46,142
Racine, WI$46,133
Charlotte, NC$46,128
Saint Louis, MO$46,114
York, PA$46,085
Elkhart, IN$46,085
Gastonia, NC$46,076
Billings, MT$46,065
Beaumont, TX$46,052
Lorain, OH$46,042
Benton Harbor, MI$46,033
Toledo, OH$46,023
Binghamton, NY$45,999
Rock Hill, SC$45,995
Rockford, IL$45,971
Springfield, IL$45,952
Elyria, OH$45,947
Fargo, ND$45,947
Flagstaff, AZ$45,913
Fort Lauderdale, FL$45,885
Duluth, MN$45,856
Miami, FL$45,856
Cheyenne, WY$45,823
Grand Forks, ND$45,823
Bangor, ME$45,718
Cedar Rapids, IA$45,665
Durham, NC$45,645
Louisville, KY$45,641
Grand Rapids, MI$45,632
Hialeah, FL$45,627
Casper, WY$45,560
Scranton, PA$45,503
New Orleans, LA$45,489
Virginia Beach, VA$45,484
Akron, OH$45,460
Peoria, IL$45,398
Sarasota, FL$45,388
Nashville, TN$45,355
Omaha, NE$45,355
Green Bay, WI$45,355
Baton Rouge, LA$45,331
Charleston, SC$45,322
Jamestown, NY$45,298
Davenport, IA$45,298
Tucson, AZ$45,274
Saint Petersburg, FL$45,245
Tampa, FL$45,236
Evansville, IN$45,207
Port Arthur, TX$45,207
Bradenton, FL$45,188
Santa Fe, NM$45,102
Orlando, FL$45,016
Clearwater, FL$45,002
Canton, OH$44,902
La Crosse, WI$44,902
Albuquerque, NM$44,873
Newport News, VA$44,868
High Point, NC$44,854
Ogden, UT$44,835
Corpus Christi, TX$44,797
Norfolk, VA$44,768
Laramie, WY$44,768
Rock Island, IL$44,739
Saginaw, MI$44,730
Jacksonville, FL$44,725
Salisbury, NC$44,715
Boise, ID$44,706
Moline, IL$44,682
Fort Myers, FL$44,668
Memphis, TN$44,658
Tulsa, OK$44,634
Waterloo, IA$44,606
Spartanburg, SC$44,558
Lincoln, NE$44,534
Fort Wayne, IN$44,525
Provo, UT$44,520
Cedar Falls, IA$44,462
San Antonio, TX$44,443
Greensboro, NC$44,424
South Bend, IN$44,420
Savannah, GA$44,367
Muskegon, MI$44,348
Birmingham, AL$44,343
Winston Salem, NC$44,320
Lake Charles, LA$44,205
Anderson, IN$44,195
Lexington, KY$44,181
Augusta, GA$44,167
Greenville, SC$44,167
Lima, OH$44,128
Wichita, KS$44,124
Tuscaloosa, AL$44,124
Columbia, SC$44,081
Springfield, OH$44,071
Asheville, NC$43,995
Bloomington, IN$43,961
Knoxville, TN$43,790
Shreveport, LA$43,785
Wilmington, NC$43,723
Roanoke, VA$43,723
Topeka, KS$43,637
Frankfort, KY$43,632
Oklahoma City, OK$43,599
Chillicothe, OH$43,580
Longview, TX$43,575
Melbourne, FL$43,570
Sioux Falls, SD$43,494
Mobile, AL$43,489
Terre Haute, IN$43,470
Altoona, PA$43,441
Amarillo, TX$43,408
Killeen, TX$43,393
Fayetteville, AR$43,355
Chattanooga, TN$43,341
Sioux City, IA$43,298
Idaho Falls, ID$43,288
Lynchburg, VA$43,250
Gainesville, FL$43,188
Portsmouth, OH$43,164
Little Rock, AR$43,155
Lafayette, LA$43,136
Youngstown, OH$43,136
Daytona Beach, FL$43,107
Clarksville, TN$43,102
Pensacola, FL$43,097
Temple, TX$43,094
Hopkinsville, KY$42,954
Erie, PA$42,945
Florence, SC$42,926
Charleston, WV$42,849
Great Falls, MT$42,825
Macon, GA$42,759
Tallahassee, FL$42,754
Fayetteville, NC$42,744
Waco, TX$42,735
Helena, MT$42,701
Pine Bluff, AR$42,683
Vincennes, IN$42,625
Lubbock, TX$42,606
Alamogordo, NM$42,577
Twin Falls, ID$42,534
Rapid City, SD$42,520
Jackson, MS$42,434
Huntington, WV$42,431
Greenville, MS$42,429
Parkersburg, WV$42,381
Montgomery, AL$42,372
Wichita Falls, TX$42,324
Springfield, MO$42,324
Biloxi, MS$42,300
Monroe, LA$42,253
Johnstown, PA$42,219
Sumter, SC$42,200
Columbus, GA$42,195
Pascagoula, MS$42,105
Abilene, TX$42,105
Kingsport, TN$41,981
Albany, GA$41,981
Gulfport, MS$41,966
Alexandria, LA$41,809
Fort Smith, AR$41,690
El Paso, TX$41,561
Las Cruces, NM$41,346
Harlingen, TX$41,225
Pocatello, ID$41,217
Florence, AL$41,155
Brownsville, TX$41,145
Mcallen, TX$41,045
Dothan, AL$40,978
Columbus, MS$40,695
Altus, OK$40,472
Lawton, OK$40,382
Pierre, SD$40,210
What Skills Can Increase a Credit Clerk, Sr.'s Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 10.7% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Credit Reports (Mentioned in 2.07% Job Postings): Credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts. It allows to check for any delinquency in past and present credit accounts.
Bankruptcy (Mentioned in 1.24% Job Postings): Bankruptcy helps people who can no longer pay their debts get a fresh start by liquidating assets to pay their debts or by creating a repayment plan.
See More Skills
Skills
Demand Percentage
Customer Service
10.7%
Credit Reports
2.07%
Bankruptcy
1.24%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Credit Clerk, Sr.'s salary.
Presentation: Can increase your salary by up to 22%.
Risk Management: Can increase your salary by up to 21%.
Credit Analysis: Can increase your salary by up to 15%.
Skill
Salary
Salary % Increase
Presentation
$58,227
22%
Risk Management
$57,750
21%
Credit Analysis
$54,886
15%
Financial Analysis
$52,022
9%
Economics
$52,022
9%
Underwriting
$51,545
8%
Get Latest Data
Credit Clerk, Sr. Salary by Company Size: Startups vs. Enterprise
Credit Clerk, Sr. salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $53,382.
While startup companies pay approximate $45,145.
Credit Clerk, Sr. Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$45,145
Growth Stage
51~500
$47,748
Established
501~5000
$51,551
Enterprise
5000+
$53,382
Credit Clerk, Sr. Salary by Industry: Top Paying Sectors
For Credit Clerk, Sr. roles, the industry you choose can affect earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the Aerospace & Defense and Biotechnology
sectors offer the strongest compensation, at 20% above the average.
In contrast, Credit Clerk, Sr. positions in Transportation or Telecom typically offer lower base pay,
as these industries often view Credit Clerk, Sr. as a support function rather than a direct revenue driver.
The top paying industries for a Credit Clerk, Sr.
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Aerospace & Defense
$57,272
$28.0
20%
Biotechnology
$57,272
$28.0
20%
Business Services
$57,272
$28.0
20%
Chemicals
$57,272
$28.0
20%
Construction
$57,272
$28.0
20%
How Education impacts a Credit Clerk, Sr.'s Salary?
Your level of education can impact your salary potential.
While many Credit Clerk, Sr.s enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Credit Clerk, Sr. with a High School Diploma or Technical Certificate is between
$45,317
and $49,487).
Understanding how a Credit Clerk, Sr.'s annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on July 01, 2026
$42,062
Average$47,727/year
$54,113
$3,505
Average$3,977/month
$4,509
$809
Average$918/week
$1,041
$20
Average$23/hour
$26
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$54,113
$4,509
$1,041
$26
Average
$47,727
$3,977
$918
$23
25th Percentile
$42,062
$3,505
$809
$20
Credit Clerk, Sr. Salary Growth & Career Path
For a Credit Clerk, Sr., the most direct path to higher earnings is advancing to the Credit Analysis Manager role.
This promotion typically comes with a significant pay increase, bringing the average annual salary to
$117,656 - a projected growth of
147%
over your current level.
Salaries for a Credit Clerk, Sr. can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $48,146 in 2023
to around $47,477 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Credit Clerk, Sr. salary trends,
.
Average Annual Salary of Credit Clerk, Sr. Over Time
2022
$???
2023
$48,146
2024
$48,057
2025
$47,477
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$48,146
2024
$48,057
2025
$47,477
2026
View More
2027
View More
Most common benefits for Credit Clerk, Sr.
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit Clerk, Sr.
Here are companies hiring for Credit Clerk, Sr. and their salaries, click below for more details.
C
$128,509/per year
C R Bard Inc
Biotechnology
the United States
H
$124,697/per year
Henry Schein Canada
Biotechnology
the United States
N
$123,899/per year
Nordex Inc
Biotechnology
the United States
N
$120,416/per year
Nipro Corp
Biotechnology
the United States
E
$115,870/per year
Enovis
Biotechnology
the United States
A
$114,553/per year
Advanced Research Projects Agency - Energy
Biotechnology
the United States
M
$112,110/per year
MiniMed Inc
Biotechnology
the United States
L
$111,500/per year
Labcorp Drug Development
Biotechnology
the United States
L
$110,229/per year
Life Technologies Corp
Biotechnology
the United States
Z
$106,224/per year
Zimmer Biomet
Biotechnology
the United States
P
$103,077/per year
Promontory Therapeutics
Biotechnology
the United States
S
$102,181/per year
Steris PLC
Biotechnology
the United States
G
$97,274/per year
Gavin Conferences Pty Ltd
Biotechnology
the United States
E
$94,764/per year
Endeavor BioMedicines
Biotechnology
the United States
R
$94,402/per year
Replay Holdings LLC
Biotechnology
the United States
P
$94,235/per year
Pleno Inc
Biotechnology
the United States
S
$93,666/per year
Simulaids Inc
Biotechnology
the United States
N
$88,880/per year
NOIRLab/CAS
Biotechnology
the United States
O
$86,468/per year
Onward Technology
Biotechnology
the United States
L
$84,895/per year
LED Medical Diagnostics Inc
Biotechnology
the United States
E
$84,682/per year
Eyeco Ltd
Biotechnology
the United States
P
$84,523/per year
Paerosol
Biotechnology
the United States
I
$83,525/per year
IONIQ Sciences Inc
Biotechnology
the United States
S
$82,815/per year
Stateside PPE
Biotechnology
the United States
D
$82,041/per year
Digi Bio
Biotechnology
the United States
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FAQ about Credit Clerk, Sr.
1. Where can a Credit Clerk, Sr. earn the most?
A Credit Clerk, Sr.'s earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer.
According to the latest salary data by Salary.com, a Credit Clerk, Sr. earns the most in San Jose, CA, where the annual salary of a Credit Clerk, Sr. is $60,198.
2. What is the highest pay for Credit Clerk, Sr.?
The highest pay for Credit Clerk, Sr. is $59,927.
3. What is the lowest pay for Credit Clerk, Sr.?
The lowest pay for Credit Clerk, Sr. is $36,904.
4. What are the responsibilities of Credit Clerk, Sr.?
Evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Requires a high school diploma or equivalent. Typically reports to a supervisor or manager. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience.
5. What industry pays the highest salary for Credit Clerk, Sr.?
The Aerospace & Defense industry offers the highest average compensation for Credit Clerk, Sr. roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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