As of January 01, 2026, the average annual salary for Commercial Lending Officer in the US is $51,758, equivalent to $25 per hour, $995 weekly, or $4,313 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Commercial Lending Officer in cities like Santa Clara, San Jose, and Fremont.
Annually Salaries for Commercial Lending Officer in the US vary widely, spanning from $39,291 to $66,646. Most professionals fall between the 25th percentile ($45,232) and 75th percentile ($59,551), while top earners (90th percentile) make $66,646 per year. This $14,319 pay gap underscores opportunities for salary growth through certifications, specialized skills like Customer Service or Customer Satisfaction, or targeting high-paying regions like District of Columbia or California.
Location and experience significantly influence earnings. For example, District of Columbia Commercial Lending Officer often earn 10.7% above national averages due to demand from Fortune 63 companies and industry startups. Professionals are advised to focus on high-growth sectors like to offset market challenges.
