How much does a Lending Officer II make in the United States? The average Lending Officer II salary in the United States is $76,269 as of January 26, 2024, but the range typically falls between $66,067 and $83,958. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, helps you determine your exact pay target. 

Lending Officer II Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Lending Officer II Salary $56,778 US January 26, 2024
25th Percentile Lending Officer II Salary $66,067 US January 26, 2024
50th Percentile Lending Officer II Salary $76,269 US January 26, 2024
75th Percentile Lending Officer II Salary $83,958 US January 26, 2024
90th Percentile Lending Officer II Salary $90,958 US January 26, 2024
25% $66,067 10% $56,778 90% $90,958 75% $83,958 $76,269 50%(Median) Didn’t find job title? Click
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What skills does a Lending Officer II need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.


Customer Service: Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.


Customer Satisfaction: Customer satisfaction (often abbreviated as CSAT, more correctly CSat) is a term frequently used in marketing. It is a measure of how products and services supplied by a company meet or surpass customer expectation. Customer satisfaction is defined as "the number of customers, or percentage of total customers, whose reported experience with a firm, its products, or its services (ratings) exceeds specified satisfaction goals." The Marketing Accountability Standards Board (MASB) endorses the definitions, purposes, and constructs of classes of measures that appear in Marketing Metrics as part of its ongoing Common Language in Marketing Project. In a survey of nearly 200 senior marketing managers, 71 percent responded that they found a customer satisfaction metric very useful in managing and monitoring their businesses. It is seen as a key performance indicator within business and is often part of a Balanced Scorecard. In a competitive marketplace where businesses compete for customers, customer satisfaction is seen as a key differentiator and increasingly has become a key element of business strategy.


Mortgage Products: Mortgage Products means residential real estate secured loan products as from time to time offered by Bank.

Customer Service 1.91%
Customer Satisfaction 0.74%
Mortgage Products 0.43%
Others 96.92%

Job Description for Lending Officer II

Lending Officer II conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer II performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer II may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Lending Officer II typically requires 2 -4 years of related experience. (Copyright 2024 View full job description

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See user submitted job responsibilities for Lending Officer II. job board provides millions of Lending Officer II information for you to search for. Click on search button below to see Lending Officer II job openings or enter a new job title here.

Job Openings for Lending Officer II

Career Path for Lending Officer II

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Lending Officer II, the first career path typically progresses to Construction Loan Manager.

The second career path typically progresses to Community Reinvestment Officer.

The third career path typically progresses to Middle Market Lending Manager.

Additionally, the fourth career path typically starts with a Lending Officer III position, and then progresses to Vice President of Lending.

Those that have already made the climb...
John D. Rainey, Former Chief Financial Officer and EVP, Global Customer Operations
PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, PayPal Zettle, Hyperwallet, PayPal Honey, and Paidy names. Its payments platform allows consu... More
Fiscal Year Ended in 2022
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Lending Officer II salary varies from city to city. Compared with national average salary of Lending Officer II, the highest Lending Officer II salary is in San Francisco, CA, where the Lending Officer II salary is 25.0% above. The lowest Lending Officer II salary is in Miami, FL, where the Lending Officer II salary is 2.9% lower than national average salary.

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
City, State Chicago, IL Compared to national average
+ 5.5%
City, State Boston, MA Compared to national average
+ 12.7%
City, State New York, NY Compared to national average
+ 17.5%
City, State Dallas, TX Compared to national average

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These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Lending Officer II in the United States. The base salary for Lending Officer II ranges from $66,067 to $83,958 with the average base salary of $76,269. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $67,468 to $94,079 with the average total cash compensation of $80,083.
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Skills associated with Lending Officer II: Prospecting, Banking Products, Loan Software, Risk Analysis ...More

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Lending Officer II Salary in United States
Lending Officer II Salary Graph, Regional Distribution and Summary