What are the main factors that influence a Consumer Underwriter's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Consumer Underwriter?

The Financial Services industry offers the highest average compensation for Consumer Underwriter roles, with salaries approximately 40% above the market median.

How does experience change A Consumer Underwriter's salary?

A Consumer Underwriter's salary grows with experience: a Consumer Loan Officer I (0-2 years)earns $49,648, a Consumer Underwriter (2-4 years)earns $55,359, a Consumer Loan Officer III (4-7 years)earns $65,014, a Consumer Lending Manager (7+ years)earns $100,765, a Consumer Lending Senior Manager (7+ years)earns $117,411,

What are the highest paying states for a Consumer Underwriter?

Consumer Underwriter salary varies significantly by state. The top 3 highest paying states for Consumer Underwriter roles are District of Columbia $61,295, California $61,062, Massachusetts $60,248. These tech hubs typically pay 10-15% above the national average.

How much do different types of Consumer Underwriter roles make?

Salaries for Consumer Underwriter level roles vary by specialization: Underwriter V: $133,433; Loan Underwriter IV: $103,774; Underwriter: $93,941; Underwriter III: $92,694; Loan Underwriter III: $85,462.

Consumer Underwriter Salary in Delaware

How much does a Consumer Underwriter make in Delaware?

As of July 01, 2026, the average salary for a Consumer Underwriter in Delaware is $56,063 per year, which breaks down to an hourly rate of $27.

However, a Consumer Underwriter's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $74,351
Majority Range (25th-75th percentile): $51,807 to $65,636
Entry-Level (10th percentile): $47,932

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Consumer Underwriter Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$65,636	$5,470	$1,262	$32
Average	$56,063	$4,672	$1,078	$27
25th Percentile	$51,807	$4,317	$996	$25

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Consumer Underwriter Salaries

A Consumer Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Consumer Underwriter Salaries?

Experience is a primary driver of a Consumer Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $49,648
Early Career (1-2 years): $55,359
Mid-Level (2-4 years): $65,014
Senior-Level (5-8 years): $100,765
Expert (over 8 years): $117,411

Levels	Salary
Consumer ... Level Consumer Underwriter	$49,648
Consumer ... Level Consumer Underwriter	$55,359
Consumer ... Level Consumer Underwriter	$65,014
Consumer ... Level Consumer Underwriter	$100,765
Consumer ... Level Consumer Underwriter	$117,411

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What Am I Worth?

How Do Consumer Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Underwriters. For example, consider the average annual salaries in these key locations:

District of Columbia: $61,295.
California: $61,062.
Massachusetts: $60,248.

District of Columbia $61,295 California $61,062 Massachusetts $60,248 Washington $60,027 New Jersey $60,005 Alaska $59,927 Connecticut $59,163 New York $58,853

Hawaii $57,862 Rhode Island $57,397 Maryland $57,082 Minnesota $56,650 Colorado $56,484 Illinois $56,428 Oregon $56,218 Delaware $56,063

New Hampshire $55,966 Virginia $55,748 Pennsylvania $55,111 Nevada $54,790 North Dakota $54,685 Michigan $54,519 Wisconsin $54,458 Vermont $54,336

Texas $53,998 Maine $53,976 Arizona $53,943 Ohio $53,904 Georgia $53,395 Indiana $53,140 Wyoming $53,090 Utah $53,013

Iowa $52,980 Kansas $52,714 Louisiana $52,636 North Carolina $52,609 Missouri $52,598 Florida $52,382 Montana $52,265 Nebraska $52,155

Kentucky $52,094 South Carolina $51,872 Tennessee $51,734 Idaho $51,679 New Mexico $51,274 Oklahoma $51,186 Alabama $50,859 South Dakota $50,311

Arkansas $50,012 West Virginia $49,852 Mississippi $49,370

Top Paying Cities for Consumer Underwriters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Lincoln: $55,811
Little Creek: $56,219
Magnolia: $56,138

Lincoln, DE $55,811 Little Creek, DE $56,219 Magnolia, DE $56,138 Milford, DE $55,952 Marydel, DE $56,044 Millsboro, DE $55,576 Millville, DE $55,662 Milton, DE $55,759

Nassau, DE $55,799 Ocean View, DE $55,653 Rehoboth Beach, DE $55,760 Seaford, DE $55,791 Selbyville, DE $55,560 Smyrna, DE $56,258 Viola, DE $55,999 Woodside, DE $56,149

Bear, DE $56,020 Newark, DE $55,999 Claymont, DE $56,113 Delaware City, DE $56,055 Hockessin, DE $55,994 Kirkwood, DE $56,044 Middletown, DE $56,066 Montchanin, DE $56,007

New Castle, DE $56,015 Odessa, DE $56,094 Port Penn, DE $56,131 Rockland, DE $56,012 Saint Georges, DE $56,048 Townsend, DE $56,134 Winterthur, DE $56,019 Lewes, DE $55,780

Wilmington, DE $55,997 Dover, DE $56,219 Dover Afb, DE $55,923 Bethany Beach, DE $55,594 Bethel, DE $55,652 Bridgeville, DE $55,783 Camden Wyoming, DE $56,061 Cheswold, DE $56,201

Clayton, DE $56,203 Dagsboro, DE $55,555 Delmar, DE $55,466 Ellendale, DE $55,635 Felton, DE $55,948 Fenwick Island, DE $55,568 Frankford, DE $55,471 Frederica, DE $56,003

Georgetown, DE $55,534 Greenwood, DE $55,792 Harbeson, DE $55,594 Harrington, DE $55,877 Hartly, DE $56,051 Houston, DE $55,797 Kenton, DE $56,205 Laurel, DE $55,501

Yorklyn, DE $56,010

Consumer Underwriter Salary by Industry: Top Paying Sectors

For Consumer Underwriter roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Consumer Underwriter positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Underwriter as a support function rather than a direct revenue driver.

The top paying industries for a Consumer Underwriter

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$78,488	$38.0	40%
Edu., Gov't. & Nonprofit	$61,669	$30.0	10%

Consumer Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on July 01, 2026

$51,807

Average $56,063/year

$65,636

$4,317

Average $4,672/month

$5,470

$996

Average $1,078/week

$1,262

$25

Average $27/hour

$32

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$65,636	$5,470	$1,262	$32
Average	$56,063	$4,672	$1,078	$27
25th Percentile	$51,807	$4,317	$996	$25

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