Credit Officer Salary in High Point, North Carolina

How much does a Credit Officer make in High Point, NC?

As of April 01, 2025, the average annual salary for a Credit Officer in High Point, NC is $63,145. Salary.com reports that pay typically ranges from $50,119 to $74,714, with most professionals earning between $38,259 and $85,247.

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Salary range for a Credit Officer

$50,119 to $74,714

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Credit Officer

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Job Openings for Credit Officer in High Point, NC

What does a Credit Officer do?

Common responsibilities of a Credit Officer

Works with processing/funding to ensure accurate flow of information in documents to provide efficient closing of loan funding.

November 04, 2022

Prepares a Credit Analysis Summary (CAS) of Commercial applicants requesting large lines of credit by analyzing the customer, interpreting the request, identifying the risk factors, performing a risk assessment, and providing a summary and recommendation.

November 16, 2022

Assists with credit presentations to include financial statement spreads, covenant testing, collateral analysis, obligor/facility ratings, cash flow analysis, relationship exposure, and underwriting.

December 25, 2022

Demonstrated track record of managing transactions, leading and cultivating individuals, interacting with all levels of the organization and working within a team environment to manage, monitor and grow portfolio in a business environment based upon mutual respect and teamwork.

February 13, 2023

Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans.

February 22, 2023

Monitors adherence to such policies and validates that exceptions are adequately identified, fully justified and properly approved.

March 29, 2023

Performs In-depth analysis of a guarantor's financial position through a thorough investigation of personal financial statements, understanding any contingent liabilities, constructing a global cash flow analysis, thorough investigation of personal tax returns and credit reporting documentation/ Fair Isaac output data.

April 03, 2023

Review, analyze and interpret financial statements, perform cash flow and personal financial statement analysis in order to assess the financial strength of a borrower.

April 12, 2023

Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives.

April 12, 2023

Complete all actions in a timely manner to meet established deadlines and customer expectations.

April 28, 2023

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Credit Officer Salary By Experience Levels in High Point, NC

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Credit Officer Salary By Level of Education in High Point, NC

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LEVEL OF EDUCATION

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Average Salary Range for Credit Officer in High Point, NC

Average Base Salary

Core compensation

50119

74714

63145

Average Total Cash Compensation

Includes base and annual incentives

50625

83463

64731

What is the average salary for Credit Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Credit Officer in High Point, NC. The base salary for Credit Officer ranges from $50,119 to $74,714 with the average base salary of $63,145. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $50,625 to $83,463 with the average total cash compensation of $64,731.

View Average Salary for Credit Officer as table

	Average Salary	Average Salary Range
Base Salary	$63,145	$50,119 - $74,714
Bonus	$1,586	$506 - $8,749
Total Pay	$64,731	$50,625 - $83,463

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Credit Officer Salary Near High Point, NC

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO High Point, NC
CITY, STATE Greensboro, NC	AVERAGE SALARY RANGE $49,639 - $73,999	COMPARE TO High Point, NC
CITY, STATE Winston Salem, NC	AVERAGE SALARY RANGE $49,628 - $73,983	COMPARE TO High Point, NC
CITY, STATE Burlington, NC	AVERAGE SALARY RANGE $49,415 - $73,665	COMPARE TO High Point, NC
CITY, STATE Salisbury, NC	AVERAGE SALARY RANGE $49,964 - $74,483	COMPARE TO High Point, NC
CITY, STATE Chapel Hill, NC	AVERAGE SALARY RANGE $51,324 - $76,511	COMPARE TO High Point, NC
CITY, STATE Durham, NC	AVERAGE SALARY RANGE $51,985 - $77,497	COMPARE TO High Point, NC

See salaries for Credit Officer in locations close to High Point, NC. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About High Point, North Carolina

High Point is a city located in the Piedmont Triad region of the state of North Carolina. Most of the city is located in Guilford County, with portions spilling into neighboring Randolph, Davidson, and Forsyth counties. High Point is North Carolina's only city that extends into four counties. As of the 2010 census the city had a total population of 104,371, with an estimated population of 108,629 in 2014. High Point is currently the ninth-largest municipality in North Carolina, and the 259th largest city in America. High Point is known for its furniture, textiles, and bus manufacturing. The ci...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

View Salary for Similar Jobs to Credit Officer in High Point, NC

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JOB TITLE Letter of Credit Officer	LOCATION High Point, NC	MINIMUM SALARY $57,238	MAXIMUM SALARY $73,178
JOB TITLE Senior Credit Officer	LOCATION High Point, NC	MINIMUM SALARY $176,001	MAXIMUM SALARY $204,401
JOB TITLE Credit Review Officer	LOCATION High Point, NC	MINIMUM SALARY $55,032	MAXIMUM SALARY $78,368
JOB TITLE Commercial Credit Officer	LOCATION High Point, NC	MINIMUM SALARY $35,151	MAXIMUM SALARY $45,633
JOB TITLE Credit Administration Officer	LOCATION High Point, NC	MINIMUM SALARY $187,236	MAXIMUM SALARY $217,404
JOB TITLE Credit Control Officer	LOCATION High Point, NC	MINIMUM SALARY $58,002	MAXIMUM SALARY $92,777

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