Credit Officer Salary in Macon, Georgia

How much does a Credit Officer make in Macon, GA?

As of March 01, 2025, the average annual salary for a Credit Officer in Macon, GA is $60,430. Salary.com reports that pay typically ranges from $47,965 to $71,501, with most professionals earning between $36,616 and $81,582.

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Salary range for a Credit Officer

$47,965 to $71,501

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Credit Officer

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Job Openings for Credit Officer in Macon, GA

What does a Credit Officer do?

Common responsibilities of a Credit Officer

Works with processing/funding to ensure accurate flow of information in documents to provide efficient closing of loan funding.

November 04, 2022

Prepares a Credit Analysis Summary (CAS) of Commercial applicants requesting large lines of credit by analyzing the customer, interpreting the request, identifying the risk factors, performing a risk assessment, and providing a summary and recommendation.

November 16, 2022

Assists with credit presentations to include financial statement spreads, covenant testing, collateral analysis, obligor/facility ratings, cash flow analysis, relationship exposure, and underwriting.

December 25, 2022

Demonstrated track record of managing transactions, leading and cultivating individuals, interacting with all levels of the organization and working within a team environment to manage, monitor and grow portfolio in a business environment based upon mutual respect and teamwork.

February 13, 2023

Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans.

February 22, 2023

Monitors adherence to such policies and validates that exceptions are adequately identified, fully justified and properly approved.

March 29, 2023

Performs In-depth analysis of a guarantor's financial position through a thorough investigation of personal financial statements, understanding any contingent liabilities, constructing a global cash flow analysis, thorough investigation of personal tax returns and credit reporting documentation/ Fair Isaac output data.

April 03, 2023

Review, analyze and interpret financial statements, perform cash flow and personal financial statement analysis in order to assess the financial strength of a borrower.

April 12, 2023

Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives.

April 12, 2023

Complete all actions in a timely manner to meet established deadlines and customer expectations.

April 28, 2023

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Credit Officer Salary By Experience Levels in Macon, GA

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Credit Officer Salary By Level of Education in Macon, GA

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LEVEL OF EDUCATION

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Average Salary Range for Credit Officer in Macon, GA

Average Base Salary

Core compensation

47965

71501

60430

Average Total Cash Compensation

Includes base and annual incentives

48450

79866

61949

What is the average salary for Credit Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Credit Officer in Macon, GA. The base salary for Credit Officer ranges from $47,965 to $71,501 with the average base salary of $60,430. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $48,450 to $79,866 with the average total cash compensation of $61,949.

View Average Salary for Credit Officer as table

	Average Salary	Average Salary Range
Base Salary	$60,430	$47,965 - $71,501
Bonus	$1,519	$485 - $8,365
Total Pay	$61,949	$48,450 - $79,866

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Credit Officer Salary Near Macon, GA

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Macon, GA
CITY, STATE Columbus, GA	AVERAGE SALARY RANGE $48,523 - $72,334	COMPARE TO Macon, GA
CITY, STATE Athens, GA	AVERAGE SALARY RANGE $52,030 - $77,561	COMPARE TO Macon, GA
CITY, STATE Atlanta, GA	AVERAGE SALARY RANGE $52,403 - $78,118	COMPARE TO Macon, GA
CITY, STATE Roswell, GA	AVERAGE SALARY RANGE $52,204 - $77,820	COMPARE TO Macon, GA
CITY, STATE Albany, GA	AVERAGE SALARY RANGE $49,043 - $73,110	COMPARE TO Macon, GA
CITY, STATE Marietta, GA	AVERAGE SALARY RANGE $52,254 - $77,895	COMPARE TO Macon, GA

See salaries for Credit Officer in locations close to Macon, GA. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Macon, Georgia

Macon (/ˈmeɪkən/), officially Macon–Bibb County, is a consolidated city-county located in the state of Georgia, United States. Macon lies near the geographic center of the state, approximately 85 miles (137 km) south of Atlanta, hence the city's nickname "The Heart of Georgia." Located near the fall line of the Ocmulgee River, Macon is the county seat of Bibb County and had a 2017 estimated population of 152,663. Macon is the principal city of the Macon metropolitan area, which had an estimated population of 228,914 in 2017. Macon is also the largest city in the Macon–Warner Robins Combined St...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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JOB TITLE Letter of Credit Officer	LOCATION Macon, GA	MINIMUM SALARY $46,819	MAXIMUM SALARY $70,524
JOB TITLE Senior Credit Officer	LOCATION Macon, GA	MINIMUM SALARY $181,101	MAXIMUM SALARY $248,401
JOB TITLE Credit Review Officer	LOCATION Macon, GA	MINIMUM SALARY $52,664	MAXIMUM SALARY $74,989
JOB TITLE Commercial Credit Officer	LOCATION Macon, GA	MINIMUM SALARY $43,850	MAXIMUM SALARY $57,158
JOB TITLE Credit Administration Officer	LOCATION Macon, GA	MINIMUM SALARY $201,355	MAXIMUM SALARY $276,290
JOB TITLE Credit Control Officer	LOCATION Macon, GA	MINIMUM SALARY $55,230	MAXIMUM SALARY $88,312

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