Credit Officer Salary in Montgomery, Alabama

How much does a Credit Officer make in Montgomery, AL?

As of March 01, 2025, the average annual salary for a Credit Officer in Montgomery, AL is $59,690. Salary.com reports that pay typically ranges from $47,378 to $70,626, with most professionals earning between $36,168 and $80,583.

Search Credit Officer Jobs in Montgomery, AL

Develop a Job description

Pay Equity

2024 Compensation Trend

Benefits Consulting

Salary range for a Credit Officer

$47,378 to $70,626

Employers: Find Surveys For This Job

Employers: Price Your Company Jobs

View Average Salary for United States
Adjust Credit Officer Salary:
Select State
Select City in AL
Choose Similar Job
Pick Related Category
View Cost of Living in Montgomery, Alabama

Facing Salary Structure Challenges? Let Our Expert Guide You

The job market is increasingly challenging. Our whitepaper, Navigating the Challenges of Creating Salary Structures, offers guidance on creating salary structures. Provide your phone number and work email to download the full version.

We will handle your contact details in line with our Privacy Policy. If you prefer not to receive marketing emails from Salary.com, you can opt-out out of marketing communications at any time by clicking unsubscribe.

Credit Officer

Review the job openings and experience requirements for the Credit Officer job to confirm that it is the job you are seeking.

See user submitted job responsibilities for Credit Officer.

Search Credit Officer Job Openings

Job Openings for Credit Officer in Montgomery, AL

What does a Credit Officer do?

Common responsibilities of a Credit Officer

Works with processing/funding to ensure accurate flow of information in documents to provide efficient closing of loan funding.

November 04, 2022

Prepares a Credit Analysis Summary (CAS) of Commercial applicants requesting large lines of credit by analyzing the customer, interpreting the request, identifying the risk factors, performing a risk assessment, and providing a summary and recommendation.

November 16, 2022

Assists with credit presentations to include financial statement spreads, covenant testing, collateral analysis, obligor/facility ratings, cash flow analysis, relationship exposure, and underwriting.

December 25, 2022

Demonstrated track record of managing transactions, leading and cultivating individuals, interacting with all levels of the organization and working within a team environment to manage, monitor and grow portfolio in a business environment based upon mutual respect and teamwork.

February 13, 2023

Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans.

February 22, 2023

Monitors adherence to such policies and validates that exceptions are adequately identified, fully justified and properly approved.

March 29, 2023

Performs In-depth analysis of a guarantor's financial position through a thorough investigation of personal financial statements, understanding any contingent liabilities, constructing a global cash flow analysis, thorough investigation of personal tax returns and credit reporting documentation/ Fair Isaac output data.

April 03, 2023

Review, analyze and interpret financial statements, perform cash flow and personal financial statement analysis in order to assess the financial strength of a borrower.

April 12, 2023

Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives.

April 12, 2023

Complete all actions in a timely manner to meet established deadlines and customer expectations.

April 28, 2023

Submit Other Responsibilities

Not the job you're looking for? Search more salaries here:

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

Detailed skills and competency reports for specific positions
Job and employee pricing reports
Compensation data tools, salary structures, surveys and benchmarks.

Learn about

Credit Officer Salary By Experience Levels in Montgomery, AL

How much should you be earning in Credit Officer in Montgomery, AL based on your current experience?

Tell us how much experience you have and see an estimate of earnings and view how different experience leavels impact potential pay for Credit Officer in Montgomery, AL

RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Credit Officer Salary By Level of Education in Montgomery, AL

Do you know how much should you be paid for a Credit Officer position in Montgomery, AL based on your education level?

Tell us about your education and see an estimate of earnings for Credit Officer in Montgomery, AL and well to know the impact of education on future careers.

LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Credit Officer in Montgomery, AL

Average Base Salary

Core compensation

47378

70626

59690

Average Total Cash Compensation

Includes base and annual incentives

47857

78889

61191

What is the average salary for Credit Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Credit Officer in Montgomery, AL. The base salary for Credit Officer ranges from $47,378 to $70,626 with the average base salary of $59,690. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $47,857 to $78,889 with the average total cash compensation of $61,191.

View Average Salary for Credit Officer as table

	Average Salary	Average Salary Range
Base Salary	$59,690	$47,378 - $70,626
Bonus	$1,501	$480 - $8,262
Total Pay	$61,191	$47,857 - $78,889

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Credit Officer Salary Near Montgomery, AL

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Montgomery, AL
CITY, STATE Prattville, AL	AVERAGE SALARY RANGE $47,847 - $71,326	COMPARE TO Montgomery, AL
CITY, STATE Auburn, AL	AVERAGE SALARY RANGE $48,150 - $71,777	COMPARE TO Montgomery, AL
CITY, STATE Georgiana, AL	AVERAGE SALARY RANGE $47,420 - $70,690	COMPARE TO Montgomery, AL
CITY, STATE Columbus, GA	AVERAGE SALARY RANGE $48,523 - $72,334	COMPARE TO Montgomery, AL
CITY, STATE Dothan, AL	AVERAGE SALARY RANGE $45,911 - $68,439	COMPARE TO Montgomery, AL
CITY, STATE Birmingham, AL	AVERAGE SALARY RANGE $50,355 - $75,065	COMPARE TO Montgomery, AL

See salaries for Credit Officer in locations close to Montgomery, AL. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Montgomery, Alabama

Montgomery is the capital city of the U.S. state of Alabama and the county seat of Montgomery County. Named for Richard Montgomery, it stands beside the Alabama River, on the coastal Plain of the Gulf of Mexico. In the 2010 Census, Montgomery's population was 205,764. It is the second most populous city in Alabama, after Birmingham, and is the 118th most populous in the United States. The Montgomery Metropolitan Statistical Area's population in 2010 was estimated at 374,536; it is the fourth largest in the state and 136th among United States metropolitan areas. The city was incorporated in 18...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

View Salary for Similar Jobs to Credit Officer in Montgomery, AL

See Additional Similar Jobs

Loading results...

JOB TITLE	LOCATION	MINIMUM SALARY	MAXIMUM SALARY
JOB TITLE Letter of Credit Officer	LOCATION Montgomery, AL	MINIMUM SALARY $46,246	MAXIMUM SALARY $69,662
JOB TITLE Senior Credit Officer	LOCATION Montgomery, AL	MINIMUM SALARY $178,901	MAXIMUM SALARY $245,401
JOB TITLE Credit Review Officer	LOCATION Montgomery, AL	MINIMUM SALARY $52,020	MAXIMUM SALARY $74,071
JOB TITLE Commercial Credit Officer	LOCATION Montgomery, AL	MINIMUM SALARY $43,850	MAXIMUM SALARY $57,158
JOB TITLE Credit Administration Officer	LOCATION Montgomery, AL	MINIMUM SALARY $201,355	MAXIMUM SALARY $276,290
JOB TITLE Credit Control Officer	LOCATION Montgomery, AL	MINIMUM SALARY $54,554	MAXIMUM SALARY $87,232

The Credit Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Montgomery, AL that might be a good fit for the type of job and salary you are looking for.

Discover how your pay is adjusted for skills, experience, and other factors

How much should you be paid?

For a real-time salary target, tell us more about your role in the four categories below.