Provides direct support to Senior Credit Officers/Credit Manager to develop and analyze all relevant credit information in conjunction with account officers pertaining to more complex commercial and business loans.
April 18, 2020
Review, analyze and interpret financial statements, perform cash flow and personal financial statement analysis in order to assess the financial strength of a borrower.
June 02, 2020
Prepares a Credit Analysis Summary (CAS) of Commercial applicants requesting large lines of credit by analyzing the customer, interpreting the request, identifying the risk factors, performing a risk assessment, and providing a summary and recommendation.
June 07, 2020
Works with processing/funding to ensure accurate flow of information in documents to provide efficient closing of loan funding.
July 07, 2020
Complete all actions in a timely manner to meet established deadlines and customer expectations.
July 24, 2020
Monitors adherence to such policies and validates that exceptions are adequately identified, fully justified and properly approved.
July 26, 2020
Assists with credit presentations to include financial statement spreads, covenant testing, collateral analysis, obligor/facility ratings, cash flow analysis, relationship exposure, and underwriting.
August 07, 2020
Performs In-depth analysis of a guarantor's financial position through a thorough investigation of personal financial statements, understanding any contingent liabilities, constructing a global cash flow analysis, thorough investigation of personal tax returns and credit reporting documentation/ Fair Isaac output data.
August 15, 2020
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives.
August 20, 2020
Demonstrated track record of managing transactions, leading and cultivating individuals, interacting with all levels of the organization and working within a team environment to manage, monitor and grow portfolio in a business environment based upon mutual respect and teamwork.
August 29, 2020