Home Loan Officer Salary in Buffalo, New York

How much does a Home Loan Officer make in Buffalo, NY?

As of April 01, 2025, the average annual salary for a Home Loan Officer in Buffalo, NY is $87,701. Salary.com reports that pay typically ranges from $74,235 to $104,341, with most professionals earning between $61,975 and $119,490.

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Salary range for a Home Loan Officer

$74,235 to $104,341

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Home Loan Officer

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Job Openings for Home Loan Officer in Buffalo, NY

What does a Home Loan Officer do?

Common responsibilities of a Home Loan Officer

Obtain necessary information related to outstanding conditions on loan files.

December 26, 2022

Evaluate applicant's eligibility for other types of credit union loans, products, services, and cross sell and/or refer to the appropriate department.

January 05, 2023

Attend, as required, internal training sessions, internal sales meetings, and external training opportunities as assigned by supervisor.

January 06, 2023

Demonstrated ability to analyze a customer's particular financial and housing situation and make appropriate recommendations for mortgage and other financial products based on that analysis.

February 15, 2023

Develops and executes a business development and marketing plan based on monthly and quarterly production standards under the guidance of assigned mentor or Branch Manager.

March 27, 2023

Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.

March 28, 2023

Requires a bachelor's degree in business, finance, or equivalent work experience.

April 21, 2023

Manage pipeline, work load, and stay in touch with all parties involved in transaction.

May 07, 2023

Review all Bulletins as they come out to be aware of industry, Investor and company requirements.

May 17, 2023

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Home Loan Officer Salary By Experience Levels in Buffalo, NY

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Home Loan Officer Salary By Level of Education in Buffalo, NY

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Home Loan Officer in Buffalo, NY

Average Base Salary

Core compensation

74235

104341

87701

Average Total Cash Compensation

Includes base and annual incentives

80174

126146

99795

What is the average salary for Home Loan Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Home Loan Officer in Buffalo, NY. The base salary for Home Loan Officer ranges from $74,235 to $104,341 with the average base salary of $87,701. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $80,174 to $126,146 with the average total cash compensation of $99,795.

View Average Salary for Home Loan Officer as table

	Average Salary	Average Salary Range
Base Salary	$87,701	$74,235 - $104,341
Bonus	$12,093	$5,939 - $21,806
Total Pay	$99,795	$80,174 - $126,146

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Home Loan Officer Salary Near Buffalo, NY

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Buffalo, NY
CITY, STATE Niagara Falls, NY	AVERAGE SALARY RANGE $74,081 - $104,125	COMPARE TO Buffalo, NY
CITY, STATE Jamestown, NY	AVERAGE SALARY RANGE $72,853 - $102,399	COMPARE TO Buffalo, NY
CITY, STATE Henrietta, NY	AVERAGE SALARY RANGE $75,294 - $105,830	COMPARE TO Buffalo, NY
CITY, STATE Rochester, NY	AVERAGE SALARY RANGE $75,294 - $105,830	COMPARE TO Buffalo, NY
CITY, STATE Erie, PA	AVERAGE SALARY RANGE $69,906 - $98,256	COMPARE TO Buffalo, NY
CITY, STATE Syracuse, NY	AVERAGE SALARY RANGE $76,576 - $107,631	COMPARE TO Buffalo, NY

See salaries for Home Loan Officer in locations close to Buffalo, NY. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Buffalo, New York

Buffalo is the second largest city in the U.S. state of New York and the largest city in Western New York. As of July 2016[update], the population was 256,902. The city is the county seat of Erie County and a major gateway for commerce and travel across the Canada–United States border, forming part of the bi-national Buffalo Niagara Region. The Buffalo area was inhabited before the 17th century by the Native American Iroquois tribe and later by French settlers. The city grew significantly in the 19th and 20th centuries as a result of immigration, the construction of the Erie Canal and rail tra...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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