How much does a Lending Officer make in Austin, TX?

As of March 01, 2025, the average annual salary for a Lending Officer in Austin, TX is $75,569. Salary.com reports that pay typically ranges from $67,029 to $82,770, with most professionals earning between $59,254 and $89,326.

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Salary range for a Lending Officer
$67,029 to $82,770
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What is a Lending Officer?

A Lending Officer is responsible for evaluating and approving loan applications, as well as managing the loan portfolio of a financial institution. They work with individuals and businesses to assess their creditworthiness, determine the appropriate loan products, and negotiate terms and conditions. Lending officers also monitor the performance of existing loans, identify potential risks, and work with clients to address any issues that may arise. Additionally, they may be involved in marketing and promoting loan products to attract new customers and grow the loan portfolio. Strong analytical skills, knowledge of lending regulations, and excellent communication and customer service abilities are essential for success in this role.

See user submitted job responsibilities for Lending Officer.

Job Openings for Lending Officer in Austin, TX
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How much should you be earning in Lending Officer in Austin, TX based on your current experience?
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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.
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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Base Salary

Core compensation

 
 
 
67029
82770
75569

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
68357
90806
78666
What is the average salary for Lending Officer in 2025?
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Lending Officer in Austin, TX. The base salary for Lending Officer ranges from $67,029 to $82,770 with the average base salary of $75,569. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $68,357 to $90,806 with the average total cash compensation of $78,666.
Average Salary Average Salary Range
Base Salary $75,569 $67,029 - $82,770
Bonus $3,097 $1,327 - $8,036
Total Pay $78,666 $68,357 - $90,806
* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.
* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.
CITY, STATE AVERAGE SALARY RANGE COMPARE TO Austin, TX
CITY, STATE Round Rock, TX AVERAGE SALARY RANGE $66,337 - $81,915 COMPARE TO Austin, TX
CITY, STATE Killeen, TX AVERAGE SALARY RANGE $61,561 - $76,018 COMPARE TO Austin, TX
CITY, STATE Temple, TX AVERAGE SALARY RANGE $61,166 - $75,530 COMPARE TO Austin, TX
CITY, STATE San Antonio, TX AVERAGE SALARY RANGE $65,296 - $80,630 COMPARE TO Austin, TX
CITY, STATE Waco, TX AVERAGE SALARY RANGE $61,388 - $75,804 COMPARE TO Austin, TX
CITY, STATE Houston, TX AVERAGE SALARY RANGE $68,891 - $85,069 COMPARE TO Austin, TX
See salaries for Lending Officer in locations close to Austin, TX. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.
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JOB TITLE LOCATION MINIMUM SALARY MAXIMUM SALARY
JOB TITLE Entry Lending Officer LOCATION Austin, TX MINIMUM SALARY $46,500 MAXIMUM SALARY $57,800
JOB TITLE Lending Officer I LOCATION Austin, TX MINIMUM SALARY $46,490 MAXIMUM SALARY $57,737
JOB TITLE Lending Officer III LOCATION Austin, TX MINIMUM SALARY $85,763 MAXIMUM SALARY $106,344
JOB TITLE Lending Officer II LOCATION Austin, TX MINIMUM SALARY $66,242 MAXIMUM SALARY $82,135
JOB TITLE Senior Lending Officer LOCATION Austin, TX MINIMUM SALARY $85,770 MAXIMUM SALARY $106,350
JOB TITLE Intermediate Lending Officer LOCATION Austin, TX MINIMUM SALARY $66,300 MAXIMUM SALARY $82,200
The Lending Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Austin, TX that might be a good fit for the type of job and salary you are looking for.

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67029
82770

 

About Austin, Texas    Austin is the capital of the U.S. state of Texas and the seat of Travis County, with portions extending into Hays and Williamson counties. It is the 1....More

Austin, Texas  area prices were up 1.2% from a year ago

Lending Officer Salary in popular cities: HoustonSan AntonioDallas

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