How much does a Lending Officer make in Phoenix, AZ?

As of March 01, 2025, the average annual salary for a Lending Officer in Phoenix, AZ is $75,416. Salary.com reports that pay typically ranges from $66,894 to $82,603, with most professionals earning between $59,135 and $89,146.

Search Lending Officer Jobs in Phoenix, AZ

Salary range for a Lending Officer
$66,894 to $82,603
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What is a Lending Officer?

A Lending Officer is responsible for evaluating and approving loan applications, as well as managing the loan portfolio of a financial institution. They work with individuals and businesses to assess their creditworthiness, determine the appropriate loan products, and negotiate terms and conditions. Lending officers also monitor the performance of existing loans, identify potential risks, and work with clients to address any issues that may arise. Additionally, they may be involved in marketing and promoting loan products to attract new customers and grow the loan portfolio. Strong analytical skills, knowledge of lending regulations, and excellent communication and customer service abilities are essential for success in this role.

See user submitted job responsibilities for Lending Officer.

Job Openings for Lending Officer in Phoenix, AZ
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How much should you be earning in Lending Officer in Phoenix, AZ based on your current experience?
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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.
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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Base Salary

Core compensation

 
 
 
66894
82603
75416

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
68219
90623
78507
What is the average salary for Lending Officer in 2025?
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Lending Officer in Phoenix, AZ. The base salary for Lending Officer ranges from $66,894 to $82,603 with the average base salary of $75,416. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $68,219 to $90,623 with the average total cash compensation of $78,507.
Average Salary Average Salary Range
Base Salary $75,416 $66,894 - $82,603
Bonus $3,091 $1,325 - $8,020
Total Pay $78,507 $68,219 - $90,623
* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.
* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.
CITY, STATE AVERAGE SALARY RANGE COMPARE TO Phoenix, AZ
CITY, STATE Glendale, AZ AVERAGE SALARY RANGE $66,884 - $82,590 COMPARE TO Phoenix, AZ
CITY, STATE Peoria, AZ AVERAGE SALARY RANGE $66,748 - $82,423 COMPARE TO Phoenix, AZ
CITY, STATE Tempe, AZ AVERAGE SALARY RANGE $66,894 - $82,603 COMPARE TO Phoenix, AZ 0%
CITY, STATE Sun City, AZ AVERAGE SALARY RANGE $66,613 - $82,256 COMPARE TO Phoenix, AZ
CITY, STATE Scottsdale, AZ AVERAGE SALARY RANGE $66,894 - $82,603 COMPARE TO Phoenix, AZ 0%
CITY, STATE Avondale, AZ AVERAGE SALARY RANGE $66,703 - $82,367 COMPARE TO Phoenix, AZ
See salaries for Lending Officer in locations close to Phoenix, AZ. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.
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JOB TITLE LOCATION MINIMUM SALARY MAXIMUM SALARY
JOB TITLE Entry Lending Officer LOCATION Phoenix, AZ MINIMUM SALARY $46,400 MAXIMUM SALARY $57,700
JOB TITLE Lending Officer I LOCATION Phoenix, AZ MINIMUM SALARY $46,396 MAXIMUM SALARY $57,620
JOB TITLE Lending Officer III LOCATION Phoenix, AZ MINIMUM SALARY $85,590 MAXIMUM SALARY $106,129
JOB TITLE Lending Officer II LOCATION Phoenix, AZ MINIMUM SALARY $66,108 MAXIMUM SALARY $81,969
JOB TITLE Senior Lending Officer LOCATION Phoenix, AZ MINIMUM SALARY $85,600 MAXIMUM SALARY $106,130
JOB TITLE Intermediate Lending Officer LOCATION Phoenix, AZ MINIMUM SALARY $66,200 MAXIMUM SALARY $82,000
The Lending Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Phoenix, AZ that might be a good fit for the type of job and salary you are looking for.

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66894
82603

 

About Phoenix, Arizona    Phoenix is in the southwestern United States, in the south-central portion of Arizona; about halfway between Tucson to the southeast and Flagstaff to ....More

Phoenix, Arizona  area prices were up 2.2% from a year ago

Lending Officer Salary in popular cities: TucsonMesaChandler

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