How much does a Lending Officer make in Rochester, NY?

As of February 01, 2025, the average annual salary for a Lending Officer in Rochester, NY is $74,915. Salary.com reports that pay typically ranges from $66,450 to $82,060, with most professionals earning between $58,743 and $88,565.

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Salary range for a Lending Officer
$66,450 to $82,060
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What is a Lending Officer?

A Lending Officer is responsible for evaluating and approving loan applications, as well as managing the loan portfolio of a financial institution. They work with individuals and businesses to assess their creditworthiness, determine the appropriate loan products, and negotiate terms and conditions. Lending officers also monitor the performance of existing loans, identify potential risks, and work with clients to address any issues that may arise. Additionally, they may be involved in marketing and promoting loan products to attract new customers and grow the loan portfolio. Strong analytical skills, knowledge of lending regulations, and excellent communication and customer service abilities are essential for success in this role.

See user submitted job responsibilities for Lending Officer.

Job Openings for Lending Officer in Rochester, NY
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How much should you be earning in Lending Officer in Rochester, NY based on your current experience?
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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.
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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Base Salary

Core compensation

 
 
 
66450
82060
74915

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
67768
90030
77991
What is the average salary for Lending Officer in 2025?
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Lending Officer in Rochester, NY. The base salary for Lending Officer ranges from $66,450 to $82,060 with the average base salary of $74,915. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $67,768 to $90,030 with the average total cash compensation of $77,991.
Average Salary Average Salary Range
Base Salary $74,915 $66,450 - $82,060
Bonus $3,076 $1,318 - $7,970
Total Pay $77,991 $67,768 - $90,030
* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.
* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.
CITY, STATE AVERAGE SALARY RANGE COMPARE TO Rochester, NY
CITY, STATE Henrietta, NY AVERAGE SALARY RANGE $66,571 - $82,209 COMPARE TO Rochester, NY
CITY, STATE Buffalo, NY AVERAGE SALARY RANGE $65,931 - $81,419 COMPARE TO Rochester, NY
CITY, STATE Niagara Falls, NY AVERAGE SALARY RANGE $65,796 - $81,253 COMPARE TO Rochester, NY
CITY, STATE Clay, NY AVERAGE SALARY RANGE $67,162 - $82,939 COMPARE TO Rochester, NY
CITY, STATE Syracuse, NY AVERAGE SALARY RANGE $67,162 - $82,939 COMPARE TO Rochester, NY
CITY, STATE Jamestown, NY AVERAGE SALARY RANGE $63,958 - $78,983 COMPARE TO Rochester, NY
See salaries for Lending Officer in locations close to Rochester, NY. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.
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JOB TITLE LOCATION MINIMUM SALARY MAXIMUM SALARY
JOB TITLE Entry Lending Officer LOCATION Rochester, NY MINIMUM SALARY $46,100 MAXIMUM SALARY $57,300
JOB TITLE Lending Officer I LOCATION Rochester, NY MINIMUM SALARY $46,092 MAXIMUM SALARY $57,238
JOB TITLE Lending Officer III LOCATION Rochester, NY MINIMUM SALARY $85,022 MAXIMUM SALARY $105,428
JOB TITLE Lending Officer II LOCATION Rochester, NY MINIMUM SALARY $65,669 MAXIMUM SALARY $81,430
JOB TITLE Senior Lending Officer LOCATION Rochester, NY MINIMUM SALARY $85,030 MAXIMUM SALARY $105,430
JOB TITLE Intermediate Lending Officer LOCATION Rochester, NY MINIMUM SALARY $65,700 MAXIMUM SALARY $81,500
The Lending Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Rochester, NY that might be a good fit for the type of job and salary you are looking for.

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66450
82060

 

About Rochester, New York    Rochester is at 43°9′56″N 77°36′41″W / 43.16556°N 77.61139°W / 43.16556; -77.61139 (43.165496, −77.611504). The city is about 73 miles (120 km) eas....More

Rochester, New York  area prices were up 1.5% from a year ago

Lending Officer Salary in popular cities: New YorkBuffaloYonkers

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