Mortgage Lending Officer Salary in Rockford, IL

How much does a Mortgage Lending Officer make in Rockford, IL?

As of April 01, 2025, the average annual salary for a Mortgage Lending Officer in Rockford, IL is $44,682. According to Salary.com, salaries can range from a low of $36,736 to a high of $55,844, with most professionals earning between $40,522 and $50,525.

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Salary range for a Mortgage Lending Officer

$40,522 to $50,525

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Mortgage Lending Officer

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Job Openings for Mortgage Lending Officer in Rockford, IL

What does a Mortgage Lending Officer do?

Common responsibilities of a Mortgage Lending Officer

Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements.

November 03, 2022

Obtain contact info for realtors, insurance agents, and other relevant 3rd parties related to the loan.

January 15, 2023

Promote mortgage programs to realtors and other group organizations.

January 20, 2023

Maintains awareness of community and civic activities and participates in activities to enhance the image, reputation, and professionalism of the Company and to promote Company services.

January 21, 2023

Develop and maintain a strong understanding of documentation required for all mortgage lending products, policies, processes, and required documentation for Government-Sponsored Enterprise (GSE), Federal Housing Administration (FHA), Veterans Affairs (VA), United States Department of Agriculture (USDA), and portfolio products as required.

March 27, 2023

Assisting with mortgage loan operations activities including reporting results on originations, in process, and closed loans.

April 08, 2023

Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.

April 30, 2023

Stays abreast of relevant laws and regulations.

April 30, 2023

Provide high-quality customer service and support in order to guide the NASB borrower through the loan application process after the Loan Officer has secured a commitment from the borrower to proceed with the loan.

May 12, 2023

Understands the connection of the level of service provided being directly correlated to driving sales volume.

May 17, 2023

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Mortgage Lending Officer Salary By Experience Levels in Rockford, IL

How much should you be earning in Mortgage Lending Officer in Rockford, IL based on your current experience?

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Mortgage Lending Officer Salary By Level of Education in Rockford, IL

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Mortgage Lending Officer in Rockford, IL

Average Base Salary

Core compensation

40522

50525

44682

Average Total Cash Compensation

Includes base and annual incentives

41897

53060

46563

What is the average salary for Mortgage Lending Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Mortgage Lending Officer in Rockford, IL. The base salary for Mortgage Lending Officer ranges from $40,522 to $50,525 with the average base salary of $44,682. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $41,897 to $53,060 with the average total cash compensation of $46,563.

View Average Salary for Mortgage Lending Officer as table

	Average Salary	Average Salary Range
Base Salary	$44,682	$40,522 - $50,525
Bonus	$1,881	$1,375 - $2,536
Total Pay	$46,563	$41,897 - $53,060

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Mortgage Lending Officer Salary Near Rockford, IL

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Rockford, IL
CITY, STATE Janesville, WI	AVERAGE SALARY RANGE $40,628 - $50,656	COMPARE TO Rockford, IL
CITY, STATE Elgin, IL	AVERAGE SALARY RANGE $42,756 - $53,310	COMPARE TO Rockford, IL
CITY, STATE Hoffman Estates, IL	AVERAGE SALARY RANGE $43,101 - $53,740	COMPARE TO Rockford, IL
CITY, STATE Aurora, IL	AVERAGE SALARY RANGE $43,139 - $53,787	COMPARE TO Rockford, IL
CITY, STATE Madison, WI	AVERAGE SALARY RANGE $41,448 - $51,679	COMPARE TO Rockford, IL
CITY, STATE Wheaton, IL	AVERAGE SALARY RANGE $42,891 - $53,478	COMPARE TO Rockford, IL

See salaries for Mortgage Lending Officer in locations close to Rockford, IL. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Rockford, Illinois

Rockford is a city in Winnebago County in the U.S. state of Illinois, in far northern Illinois. Located on the banks of the Rock River, Rockford is the county seat of Winnebago County (a small portion of the city is located in Ogle County). The largest city in Illinois outside of the Chicago metropolitan area, Rockford is the third-largest city in the state and the 171st most populous in the United States According to 2010 U.S. Census Data, the City of Rockford had a population of 152,871, with an outlying metropolitan area population of 348,360. The City of Rockford's population is 147,051...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

View Salary for Similar Jobs to Mortgage Lending Officer in Rockford, IL

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JOB TITLE	LOCATION	MINIMUM SALARY	MAXIMUM SALARY
JOB TITLE VP of Mortgage Lending	LOCATION Rockford, IL	MINIMUM SALARY $192,942	MAXIMUM SALARY $257,182
JOB TITLE Mortgage Lending Branch Manager	LOCATION Rockford, IL	MINIMUM SALARY $95,092	MAXIMUM SALARY $114,902
JOB TITLE Mortgage Lending Manager	LOCATION Rockford, IL	MINIMUM SALARY $95,767	MAXIMUM SALARY $118,466
JOB TITLE Mortgage Lending Assistant Manager	LOCATION Rockford, IL	MINIMUM SALARY $72,528	MAXIMUM SALARY $96,479
JOB TITLE Mortgage Lending Executive	LOCATION Rockford, IL	MINIMUM SALARY $192,963	MAXIMUM SALARY $257,203
JOB TITLE Lending Officer	LOCATION Rockford, IL	MINIMUM SALARY $65,316	MAXIMUM SALARY $80,647

The Mortgage Lending Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Rockford, IL that might be a good fit for the type of job and salary you are looking for.

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40522

50525

About Rockford, Illinois Rockford is a city in Winnebago County in the U.S. state of Illinois, in far northern Illinois. Located on the banks of the Rock River, Rockford is t....More

Rockford, Illinois area prices were up 1.3% from a year ago

Mortgage Lending Officer Salary in popular cities: Chicago, Aurora, Joliet

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