Underwriter Salary in San Diego, California

How much does an Underwriter make in San Diego, CA?

As of April 01, 2025, the average annual salary for an Underwriter in San Diego, CA is $106,305. According to Salary.com, salaries can range from a low of $83,982 to a high of $136,755, with most professionals earning between $94,620 and $122,243.

Search Underwriter Jobs in San Diego, CA

Develop a Job description

Pay Equity

2024 Compensation Trend

Benefits Consulting

Salary range for an Underwriter

$94,620 to $122,243

Employers: Find Surveys For This Job

Employers: Price Your Company Jobs

View Average Salary for United States
Adjust Underwriter Salary:
Select State
Select City in CA
Choose Similar Job
Pick Related Category
View Cost of Living in San Diego, California

Facing Salary Structure Challenges? Let Our Expert Guide You

The job market is increasingly challenging. Our whitepaper, Navigating the Challenges of Creating Salary Structures, offers guidance on creating salary structures. Provide your phone number and work email to download the full version.

We will handle your contact details in line with our Privacy Policy. If you prefer not to receive marketing emails from Salary.com, you can opt-out out of marketing communications at any time by clicking unsubscribe.

Underwriter

Review the job openings and experience requirements for the Underwriter job to confirm that it is the job you are seeking.

See user submitted job responsibilities for Underwriter.

Search Underwriter Job Openings

Job Openings for Underwriter in San Diego, CA

What does an Underwriter do?

Common responsibilities of an Underwriter

Evaluates new business submissions, renewals, and policy change requests for their book of business resulting in underwriting decisions within their authority or recommendations for decisions exceeding their authority.

November 24, 2022

Assists the Quality Control Department and the Post-Closing Department in obtaining missing documentation needed in order to render a loan saleable in the secondary market.

December 31, 2022

Provides primary communication and direction for all processing requirements including policy issuance instruction, endorsement requests, billing requirements and audit review.

February 11, 2023

Demonstrates continual learning by attending industry seminars, webinars and other training programs.

February 22, 2023

Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.

March 12, 2023

Works closely with Account Managers, Lending Officers & Management to answer specific loan questions or verify condition and documentation request.

April 05, 2023

Submit Other Responsibilities

Not the job you're looking for? Search more salaries here:

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

Detailed skills and competency reports for specific positions
Job and employee pricing reports
Compensation data tools, salary structures, surveys and benchmarks.

Learn about

Underwriter Salary By Experience Levels in San Diego, CA

How much should you be earning in Underwriter in San Diego, CA based on your current experience?

Tell us how much experience you have and see an estimate of earnings and view how different experience leavels impact potential pay for Underwriter in San Diego, CA

RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Underwriter Salary By Level of Education in San Diego, CA

Do you know how much should you be paid for an Underwriter position in San Diego, CA based on your education level?

Tell us about your education and see an estimate of earnings for Underwriter in San Diego, CA and well to know the impact of education on future careers.

LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Underwriter in San Diego, CA

Average Base Salary

Core compensation

94620

122243

106305

Average Total Cash Compensation

Includes base and annual incentives

99725

133610

113612

What is the average salary for Underwriter in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Underwriter in San Diego, CA. The base salary for Underwriter ranges from $94,620 to $122,243 with the average base salary of $106,305. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $99,725 to $133,610 with the average total cash compensation of $113,612.

View Average Salary for Underwriter as table

	Average Salary	Average Salary Range
Base Salary	$106,305	$94,620 - $122,243
Bonus	$7,307	$5,105 - $11,367
Total Pay	$113,612	$99,725 - $133,610

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Underwriter Salary Near San Diego, CA

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO San Diego, CA
CITY, STATE El Cajon, CA	AVERAGE SALARY RANGE $94,341 - $121,882	COMPARE TO San Diego, CA
CITY, STATE Chula Vista, CA	AVERAGE SALARY RANGE $94,620 - $122,243	COMPARE TO San Diego, CA 0%
CITY, STATE Escondido, CA	AVERAGE SALARY RANGE $94,096 - $121,566	COMPARE TO San Diego, CA
CITY, STATE Oceanside, CA	AVERAGE SALARY RANGE $94,402 - $121,961	COMPARE TO San Diego, CA
CITY, STATE Carlsbad, CA	AVERAGE SALARY RANGE $94,096 - $121,566	COMPARE TO San Diego, CA
CITY, STATE Murrieta, CA	AVERAGE SALARY RANGE $93,947 - $121,374	COMPARE TO San Diego, CA

See salaries for Underwriter in locations close to San Diego, CA. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About San Diego, California

According to SDSU professor emeritus Monte Marshall, San Diego Bay is "the surface expression of a north-south-trending, nested graben". The Rose Canyon and Point Loma fault zones are part of the San Andreas Fault system. About 40 miles (64 km) east of the bay are the Laguna Mountains in the Peninsular Ranges, which are part of the backbone of the American continents. The city lies on approximately 200 deep canyons and hills separating its mesas, creating small pockets of natural open space scattered throughout the city and giving it a hilly geography. Traditionally, San Diegans have built the...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

View Salary for Similar Jobs to Underwriter in San Diego, CA

See Additional Similar Jobs

Loading results...

JOB TITLE	LOCATION	MINIMUM SALARY	MAXIMUM SALARY
JOB TITLE Underwriter I	LOCATION San Diego, CA	MINIMUM SALARY $58,207	MAXIMUM SALARY $73,026
JOB TITLE Underwriter II	LOCATION San Diego, CA	MINIMUM SALARY $69,214	MAXIMUM SALARY $83,467
JOB TITLE Underwriter III	LOCATION San Diego, CA	MINIMUM SALARY $91,714	MAXIMUM SALARY $109,673
JOB TITLE Underwriter IV	LOCATION San Diego, CA	MINIMUM SALARY $109,434	MAXIMUM SALARY $126,517
JOB TITLE Underwriter V	LOCATION San Diego, CA	MINIMUM SALARY $129,083	MAXIMUM SALARY $160,998
JOB TITLE Health Underwriter	LOCATION San Diego, CA	MINIMUM SALARY $69,214	MAXIMUM SALARY $83,467

The Underwriter job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in San Diego, CA that might be a good fit for the type of job and salary you are looking for.

Discover how your pay is adjusted for skills, experience, and other factors

How much should you be paid?

For a real-time salary target, tell us more about your role in the four categories below.