Construction Underwriter Salary in the United States

How much does a Construction Underwriter make in the United States?

As of July 01, 2026, the average salary for a Construction Underwriter in the United States is $88,455 per year, which breaks down to an hourly rate of $43.

However, a Construction Underwriter's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $100,580
  • Majority Range (25th-75th percentile): $79,674 to $94,802
  • Entry-Level (10th percentile): $71,680
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View as table View as graph 25% $79,674 10% $71,680 90% $100,580 75% $94,802 $88,455 50%(Median) Didn’t find job title? Click

Construction Underwriter Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $94,802 $7,900 $1,823 $46
Average $88,455 $7,371 $1,701 $43
25th Percentile $79,674 $6,640 $1,532 $38
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Key Factors That Influence Construction Underwriter Salaries

A Construction Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Construction Underwriter Salaries?

Experience is a primary driver of a Construction Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $58,945
  • Early Career (1-2 years): $69,450
  • Mid-Level (2-4 years): $90,284
  • Senior-Level (5-8 years): $105,467
  • Expert (over 8 years): $129,964
Levels Salary
Underwrit... Level Construction Underwriter$58,945
Underwrit... Level Construction Underwriter$69,450
Construct... Level Construction Underwriter$90,284
Underwrit... Level Construction Underwriter$105,467
Underwrit... Level Construction Underwriter$129,964
$58,945 0 yr
$69,450 < 2 yrs
$90,284 2-4 yrs
$105,467 5-8 yrs
$129,964 > 8 yrs
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What Am I Worth?

Top Paying Cities for Construction Underwriters

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $111,568
  • San Francisco: $110,346
  • Oakland: $108,021

What Skills Can Increase a Construction Underwriter's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 6.15% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Collective Bargaining (Mentioned in 1.54% Job Postings): Collective bargaining is a process of negotiation between employers and a group of employees aimed at agreements to regulate working salaries, working conditions, benefits, and other aspects of workers' compensation and rights for workers. The interests of the employees are commonly presented by representatives of a trade union to which the employees belong. The collective agreements reached by these negotiations usually set out wage scales, working hours, training, health and safety, overtime, grievance mechanisms, and rights to participate in workplace or company affairs. The union may negotiate with a single employer (who is typically representing a company's shareholders) or may negotiate with a group of businesses, depending on the country, to reach an industry-wide agreement. A collective agreement functions as a labour contract between an employer and one or more unions. Collective bargaining consists of the process of negotiation between representatives of a union and employers (generally represented by management, or, in some countries such as Austria, Sweden and the Netherlands, by an employers' organization) in respect of the terms and conditions of employment of employees, such as wages, hours of work, working conditions, grievance procedures, and about the rights and responsibilities of trade unions. The parties often refer to the result of the negotiation as a collective bargaining agreement (CBA) or as a collective employment agreement (CEA).
  • Financial Analysis (Mentioned in 1.54% Job Postings): Financial statement analysis (or financial analysis) is the process of reviewing and analyzing a company's financial statements to make better economic decisions to earn income in future. These statements include the income statement, balance sheet, statement of cash flows, notes to accounts and a statement of changes in equity (if applicable). Financial statement analysis is a method or process involving specific techniques for evaluating risks, performance, financial health, and future prospects of an organization. It is used by a variety of stakeholders, such as credit and equity investors, the government, the public, and decision-makers within the organization. These stakeholders have different interests and apply a variety of different techniques to meet their needs. For example, equity investors are interested in the long-term earnings power of the organization and perhaps the sustainability and growth of dividend payments. Creditors want to ensure the interest and principal is paid on the organizations debt securities (e.g., bonds) when due.
See More Skills
Skills Demand Percentage
Customer Service 6.15%
Collective Bargaining 1.54%
Financial Analysis 1.54%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Construction Underwriter's salary.
  • Sales Support: Can increase your salary by up to 17%.
  • Collective Bargaining: Can increase your salary by up to 11%.
  • Conflict Resolution: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Sales Support
$103,492
17%
Collective Bargaining
$98,185
11%
Conflict Resolution
$94,647
7%
Leadership Development
$92,877
5%
Consultative Services
$91,993
4%
Innovation
$91,993
4%
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Construction Underwriter Salary by Industry: Top Paying Sectors

For Construction Underwriter roles, the industry you choose can affect earning potential by as much as 100% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Healthcare sectors offer the strongest compensation, at 50% above the average. In contrast, Construction Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Construction Underwriter as a support function rather than a direct revenue driver.

The top paying industries for a Construction Underwriter

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$132,682$64.050%
Healthcare$106,146$51.020%
Insurance$97,300$47.010%

How Education impacts a Construction Underwriter's Salary?

Your level of education can impact your salary potential. While many Construction Underwriters enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Construction Underwriter with a Bachelor's Degree is between $91,478 and $97,844).

Construction Underwriter Salaries by Degree Level

Typical Education for Construction Underwriter
Degree Level % of user with this level of education
No Diploma 12.7%
High School 12.7%
Associates 6.3%
Bachelors 63.3%
Masters 17.7%
Doctorate 0.0%
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Construction Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Construction Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on July 01, 2026

Salary Trends for Construction Underwriter

Salaries for a Construction Underwriter can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $96,087 in 2023 to around $90,160 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Construction Underwriter salary trends, .

Average Annual Salary of Construction Underwriter Over Time

2022
$???
2023
$96,087
2024
$93,080
2025
$90,160
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $96,087
2024 $93,080
2025 $90,160
2026
View More
2027
View More

Most common benefits for Construction Underwriter

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Construction Underwriter

Here are companies hiring for Construction Underwriter and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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