First Central Credit Union Salary

How much does the First Central Credit Union Pay for employees?

As of August 2026, the average annual salary for employees at First Central Credit Union in the United States is $80,217. This translates to an approximate hourly wage of $39. Salaries at First Central Credit Union typically range from $70,367 to $90,906 annually, reflecting the diverse roles and experience levels within the company. First Central Credit Union’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does First Central Credit Union Pay for Different Roles?

Explore detailed salary information for specific jobs at First Central Credit Union. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
How accurate does the salary look to you?

Current Job Openings at First Central Credit Union

Ready for your next career move? Explore current job openings at First Central Credit Union. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is First Central Credit Union’s Pay Competitive? Salary Benchmarking Analysis

How does First Central Credit Union’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
First Central Credit Union
Financial Services
Credit Union Resources Inc
Union Bear
Industry Comparison
Our data shows that, on average, compensation at First Central Credit Union is below the average for the U.S. Financial Services industry by approximately 34%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared First Central Credit Union average annual salary with several similar companies. First Central Credit Union average salary of $80,217 is lower than Credit Union Resources Inc, which has an average salary of $86,947. It is lower than Union Bear, with their average salary at $88,688. This places First Central Credit Union in a developing position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

Employee Reviews: Working at First Central Credit Union

Considering a career at First Central Credit Union? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
With flexible schedules, remote work options, and generous PTO, employees can thrive both professionally and personally. This financial services organization stands out for its progressive approach to banking and finance. Communication and collaboration vary significantly between teams. Hiring standards are high but fair.
The company is agile and adapts well to market changes. The financial tools are advanced, and coworkers collaborate effectively. Follow-up check-ins ensure smooth transitions.
Despite having employees, the organization maintains agility, embracing cutting-edge technology and modern financial solutions. Most conversations are strictly about work. This company trusts its employees. Benefits are standard, not industry-leading.

First Central Credit Union Overview

Website
www.firstcentralcu.com
Founded In
1937
Employees
<25 employees
Industry
Financial Services
Headquarter Address
305 Coke Ave Hillsboro Texas TX 76645
Revenue
<$5 Million
Phone Number
+1 2545822489
Social Media
About First Central Credit Union
First Central Credit Union has been serving the Waco area since 1937, striving to provide the best financial services for its members. In the beginning, First Central was formed by 14 Southwestern Bell Telephone employees in 1937 and was named Waco Telco Credit Union. In 1977, Texas Power and Light employees joined with Waco Telco. A few years later, in 1980, Brazos Electric Co-op Credit Union mer

What Benefits Does First Central Credit Union Offer Beyond Salary?

A competitive compensation package is more than just a salary. First Central Credit Union offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Dallas?

Understanding the cost of living near Dallas is key to truly evaluating a salary offer or your current compensation at First Central Credit Union.
Dallas' Cost of Living Index is approximately 101.6 (1.6% more expensive than US average; 9.2% more than TX average). Major city, corporate hub, housing costs above US avg in desirable areas. DART bus/rail. When planning your budget based on a salary from First Central Credit Union, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $2,000+ A significant portion of First Central Credit Union salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $96 (DART monthly regional pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $410 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $430 - $800+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $390 - $720+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,776 - $4,376+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of First Central Credit Union

1. What is the estimated average total compensation at First Central Credit Union?

Salary.com estimates that the average total compensation package at First Central Credit Union, which can include base salary, potential bonuses, and benefits, is around $80,217 annually . Total compensation provides a more holistic view of an employee's earnings.

2. How much does First Central Credit Union pay compared to Credit Union Resources Inc?

The average annual salary at First Central Credit Union is $80,217, or an hourly wage of $39, in comparison to Credit Union Resources Inc which pays $86,947 per year or $42 per hour.

3. Do salaries differ significantly between departments at First Central Credit Union?

Yes, salaries often differ between departments at First Central Credit Union due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. What's the typical salary progression for an employee moving from an entry-level to a senior role at First Central Credit Union?

Salary progression from an entry-level to a senior role at First Central Credit Union can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.

5. How can I determine if a salary offer from First Central Credit Union in Dallas is fair given the local cost of living?

To determine if a salary offer from First Central Credit Union in Dallas is fair, first compare the gross salary to our data for similar roles at First Central Credit Union and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Dallas" to understand its purchasing power.

6. Are promotions at First Central Credit Union usually accompanied by a significant salary increase?

Yes, promotions at First Central Credit Union are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.