First Merchant Access Salary

How much does the First Merchant Access Pay for employees?

As of August 2026, the average annual salary for employees at First Merchant Access in the United States is $106,777. This translates to an approximate hourly wage of $51. Salaries at First Merchant Access typically range from $93,660 to $121,000 annually, reflecting the diverse roles and experience levels within the company. First Merchant Access’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does First Merchant Access Pay for Different Roles?

Explore detailed salary information for specific jobs at First Merchant Access. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at First Merchant Access

Ready for your next career move? Explore current job openings at First Merchant Access. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is First Merchant Access’s Pay Competitive? Salary Benchmarking Analysis

How does First Merchant Access’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
First Merchant Access
Financial Services
THINX Network
Crispus Attucks Alumni Lettermen
Industry Comparison
Our data shows that, on average, compensation at First Merchant Access is below the average for the U.S. Financial Services industry by approximately 12%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared First Merchant Access average annual salary with several similar companies. First Merchant Access average salary of $106,777 is higher than THINX Network, which has an average salary of $86,008. It is higher than Crispus Attucks Alumni Lettermen, with their average salary at $86,167. This places First Merchant Access in a competitive position among its peers.
See Your True Competitors
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Employee Reviews: Working at First Merchant Access

Considering a career at First Merchant Access? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Supportive management and consistent feedback have made a difference in my growth. I feel like I’m building a long-term career, not just doing a job. Managers share context behind decisions. The organization maintains a stable work environment with clear expectations, but innovation is limited by bureaucratic procedures. Time limits are respected.
It’s a reliable and forward-thinking workplace with a strong foundation in the financial services sector. It’s a predictable job environment suited for those who thrive in structure and are fine with fewer surprises. Well-organized and process-driven. Working at this financial services firm has been an exceptional experience. This discipline prevents wasted time. This financial firm offers stable ...
The collaborative spirit here is unmatched. Processes are smooth and well-documented. Training programs are top-notch. The systems in place help with productivity, and the support from colleagues has been fantastic.

First Merchant Access Overview

Website
www.firstmerchantaccess.com
Founded In
2012
Employees
<25 employees
Industry
Financial Services
Headquarter Address
80 Broad St New York City New York NY 10004
Revenue
<$5 Million
Phone Number
+1 8557107735
Social Media
About First Merchant Access
First Merchant Access offers access to Business cash Advance loans ranging from $2,500 - $1MM, with terms between 3 - 24months. Is a merchant cash advances exactly the same as business cash advance loan? No. A true business cash advance loans have fixed terms and payments, which are typically up to 50% less expensive than a merchant cash advance. Additionally, a business cash advance loan can repo

What Benefits Does First Merchant Access Offer Beyond Salary?

A competitive compensation package is more than just a salary. First Merchant Access offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near New York?

Understanding the cost of living near New York is key to truly evaluating a salary offer or your current compensation at First Merchant Access.
New York City's Cost of Living Index is approximately 204.5 (104.5% more than US average; 63.5% more than NY average). Extremely expensive globally, driven by exorbitant housing. Extensive MTA subway/bus. When planning your budget based on a salary from First Merchant Access, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $3,500 - $5,000+ (Highly variable by borough) A significant portion of First Merchant Access salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $127 (MTA 30-day MetroCard) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $450 - $700 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $1,000+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $450 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $5,177 - $7,877+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of First Merchant Access

1. What is the average salary for employees at First Merchant Access?

The average annual total compensation for employees at First Merchant Access is approximately $106,777. However, this is an aggregate figure, actual salaries can range significantly, typically from $93,660 to $121,000, depending on factors like job role, experience, and location.

2. How much does First Merchant Access pay compared to THINX Network?

The average annual salary at First Merchant Access is $106,777, or an hourly wage of $51, in comparison to THINX Network which pays $86,008 per year or $41 per hour.

3. How does having a professional certification impact salary for relevant roles at First Merchant Access?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at First Merchant Access for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

4. Does First Merchant Access offer cost-of-living adjustments (COLA) for employees in high-cost areas like New York?

While some companies offer formal COLA, many, including potentially First Merchant Access, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

5. What's the typical process for salary reviews and raises at First Merchant Access?

Most companies, likely including First Merchant Access, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.