Habersham Bancorp Salary

How much does the Habersham Bancorp Pay for employees?

As of August 2026, the average annual salary for employees at Habersham Bancorp in the United States is $92,305. This translates to an approximate hourly wage of $44. Salaries at Habersham Bancorp typically range from $80,914 to $104,697 annually, reflecting the diverse roles and experience levels within the company. Habersham Bancorp’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Habersham Bancorp

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Is Habersham Bancorp’s Pay Competitive? Salary Benchmarking Analysis

How does Habersham Bancorp’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Habersham Bancorp
Financial Services
E-mail GreenPoint Ag
Connecticut Community Bank
Industry Comparison
Our data shows that, on average, compensation at Habersham Bancorp is below the average for the U.S. Financial Services industry by approximately 24%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Habersham Bancorp average annual salary with several similar companies. Habersham Bancorp average salary of $92,305 is higher than E-mail GreenPoint Ag, which has an average salary of $84,173. It is lower than Connecticut Community Bank, with their average salary at $110,975. This places Habersham Bancorp in a mid-range position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

Employee Reviews: Working at Habersham Bancorp

Considering a career at Habersham Bancorp? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Work-life balance depends heavily on individual managers, leading to inconsistent experiences. Performance is tracked methodically. That’s beneficial in finance, but it sometimes hinders agility. Even as the company scales, it retains that sense of teamwork and mission.
It’s a values-driven environment ideal for long-term career development. Collaboration exists but is mostly limited to immediate teams. Focus on compliance sometimes no innovation. Management values feedback and implements changes that improve employee satisfaction. What impresses me most is how executives balance driving results with maintaining an ethical, employee-friendly culture. Good benefit...
Management is transparent, goals are realistic, and feedback is welcomed. I haven’t faced surprises, but there’s also little opportunity for input unless part of management. Technology supports rather than hinders interactions.

Habersham Bancorp Overview

Website
www.habcorp.com
Founded In
1984
Employees
100 - 200 employees
Industry
Financial Services
Headquarter Address
Historic Highway 441 North Cornelia Georgia GA 30531
Revenue
<$5 Million
Phone Number
+1 7067781000
Social Media
About Habersham Bancorp
Habersham Bancorp does not have significant operations. Previously, the company, operated as the bank holding company for Habersham Bank that provided commercial banking services to businesses and individuals in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall Counties in Georgia. Habersham Bancorp was founded in 1904 and is based in Cornelia, Georgia.

What Benefits Does Habersham Bancorp Offer Beyond Salary?

A competitive compensation package is more than just a salary. Habersham Bancorp offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Atlanta?

Understanding the cost of living near Atlanta is key to truly evaluating a salary offer or your current compensation at Habersham Bancorp.
Atlanta's Cost of Living Index is approximately 105.0 (5.0% more expensive than US average; 12.9% more than GA average). Major SE hub, housing costs above US avg, especially in desirable neighborhoods. MARTA rail/bus. When planning your budget based on a salary from Habersham Bancorp, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,500 - $2,300+ A significant portion of Habersham Bancorp salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $95 (MARTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,945 - $4,625+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Habersham Bancorp

1. How much does a Habersham Bancorp employee make?

Habersham Bancorp pays its employees an average of $92,305 per year. The average salary at Habersham Bancorp range from $80,914 to $104,697 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Habersham Bancorp?

The salary at Habersham Bancorp is higher than the similar company. The average annual salary at Habersham Bancorp is $92,305, or an hourly wage of $44, in comparison to E-mail GreenPoint Ag which pays $84,173 per year or $40 per hour.

3. Do employees with advanced degrees (Master's, PhD) earn more at Habersham Bancorp?

In many roles at Habersham Bancorp, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

4. How does the cost of living near Atlanta affect the perceived value of a Habersham Bancorp salary?

Atlanta's Cost of Living Index is approximately 105.0 (5.0% more expensive than US average; 12.9% more than GA average). This significantly impacts the purchasing power of a salary from Habersham Bancorp based there. Our "Cost of Living Insights for Atlanta" module details this impact, helping you assess the 'real feel' value of your compensation.

5. What kind of benefits does Habersham Bancorp typically offer employees?

Habersham Bancorp generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Habersham Bancorp" section on this page.