Headwaters Agency Inc Salary

How much does the Headwaters Agency Inc Pay for employees?

As of August 2026, the average annual salary for employees at Headwaters Agency Inc in the United States is $84,057. This translates to an approximate hourly wage of $40. Salaries at Headwaters Agency Inc typically range from $73,959 to $95,051 annually, reflecting the diverse roles and experience levels within the company. Headwaters Agency Inc’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Headwaters Agency Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at Headwaters Agency Inc. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Headwaters Agency Inc

Ready for your next career move? Explore current job openings at Headwaters Agency Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Headwaters Agency Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Headwaters Agency Inc’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Headwaters Agency Inc
Insurance
Asap Auto Insurance Services Inc
Theiss Agency
Industry Comparison
Our data shows that, on average, compensation at Headwaters Agency Inc is below the average for the U.S. Insurance industry by approximately 32%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Headwaters Agency Inc average annual salary with several similar companies. Headwaters Agency Inc average salary of $84,057 is lower than Asap Auto Insurance Services Inc, which has an average salary of $96,409. It is lower than Theiss Agency, with their average salary at $84,152. This places Headwaters Agency Inc in a developing position among its peers.
See Your True Competitors
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Employee Reviews: Working at Headwaters Agency Inc

Considering a career at Headwaters Agency Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The office space is bright and ergonomic, making it a pleasant place to work. Work-life balance is good, and benefits are competitive. Friendly workplace, modern office. Work-life balance is respected, making it a great place for long-term employment.
The insurance training is comprehensive, and career growth is encouraged. Colleagues are professional, though team bonding is minimal. The culture here is inclusive and motivating. Benefits like tuition reimbursement and wellness incentives are valuable. Workload distribution is fair, though some tasks can be repetitive. I appreciate the company’s commitment to innovation in insurance solutions.
Standard corporate environment. While no workplace is perfect, the pros here far outweigh any minor challenges. I’ve gained valuable skills here, and the company’s reputation in the insurance sector is strong. The insurance industry is demanding, but the team makes it manageable. The company runs smoothly, with clear expectations.

Headwaters Agency Inc Overview

Website
www.hwagency.com
Founded In
2008
Employees
<25 employees
Industry
Insurance
Headquarter Address
315 Park Ave S Park Rapids Minnesota MN 56470
Revenue
<$5 Million
Phone Number
+1 2187321421
Social Media
About Headwaters Agency Inc
The Headwaters Agency Inc. is committed to providing clients with the highest quality insurance plans available combined with some of the lowest rates available. Whether you're shopping for auto insurance, home insurance, health, life or business insurance, we can help get you the best coverage available with the lowest rate possible. At Headwaters Agency Inc., our ultimate goal is to create lasti

What Benefits Does Headwaters Agency Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Headwaters Agency Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Minneapolis?

Understanding the cost of living near Minneapolis is key to truly evaluating a salary offer or your current compensation at Headwaters Agency Inc.
Minneapolis' Cost of Living Index is approximately 104.8 (4.8% more expensive than US average; 7.9% more than MN average). Major city, vibrant, housing costs above US avg, cold winters (high heating). Metro Transit. When planning your budget based on a salary from Headwaters Agency Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,400 - $2,100+ A significant portion of Headwaters Agency Inc salary. Location choices impact this heavily.
Utilities (Basic) $130 - $230 (Heating significant) Electricity, Heating, Cooling, Water etc.
Public Transportation $120 (Metro Transit monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $430 - $630 Can be higher with more dining out or specialty stores.
Personal & Leisure $450 - $800+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $390 - $720+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,920 - $4,480+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Headwaters Agency Inc

1. What is the typical salary range (low to high) for most roles at Headwaters Agency Inc?

The typical annual salary range for most roles at Headwaters Agency Inc is approximately from $73,959 to $95,051. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Headwaters Agency Inc pay compared to Asap Auto Insurance Services Inc?

The average annual salary at Headwaters Agency Inc is $84,057, or an hourly wage of $40, in comparison to Asap Auto Insurance Services Inc which pays $96,409 per year or $46 per hour.

3. Do salaries differ significantly between departments at Headwaters Agency Inc?

Yes, salaries often differ between departments at Headwaters Agency Inc due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Headwaters Agency Inc?

Experience level is a significant factor in determining salary at Headwaters Agency Inc, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Headwaters Agency Inc in Minneapolis is fair given the local cost of living?

To determine if a salary offer from Headwaters Agency Inc in Minneapolis is fair, first compare the gross salary to our data for similar roles at Headwaters Agency Inc and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Minneapolis" to understand its purchasing power.

6. What factors influence salary increases at Headwaters Agency Inc?

Salary increases at Headwaters Agency Inc are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.