Payment 1 Financial Salary

How much does the Payment 1 Financial Pay for employees?

As of August 2026, the average hourly salary for employees at Payment 1 Financial in the United States is $38. This translates to an approximate annual wage of $78,329. Salaries at Payment 1 Financial typically range from $33 to $43 hourly, reflecting the diverse roles and experience levels within the company. Payment 1 Financial’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Payment 1 Financial Pay for Different Roles?

Explore detailed salary information for specific jobs at Payment 1 Financial. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Payment 1 Financial

Ready for your next career move? Explore current job openings at Payment 1 Financial. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Payment 1 Financial’s Pay Competitive? Salary Benchmarking Analysis

How does Payment 1 Financial’s compensation stack up against the market? This analysis visualizes their hourly average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Payment 1 Financial
Financial Services
Florida Community Bank, Na
Consumer First Financial Inc
Industry Comparison
Our data shows that, on average, compensation at Payment 1 Financial is below the average for the U.S. Financial Services industry by approximately 36%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Payment 1 Financial average annual salary with several similar companies. Payment 1 Financial average salary of $78,329 is lower than Florida Community Bank, Na, which has an average salary of $90,322. It is lower than Consumer First Financial Inc, with their average salary at $88,519. This places Payment 1 Financial in a developing position among its peers.
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Employee Reviews: Working at Payment 1 Financial

Considering a career at Payment 1 Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Workload is manageable, yet some roles lack challenge. With a clear vision and strategic direction, they guide the company toward sustained success. Engagement with upper management is rare. Training is offered it is well organized. Everyone’s role feels meaningful and respected.
Recognition is specific and meaningful. I’ve grown immensely here, both in knowledge and confidence. The company balances innovation and risk with care, which I greatly respect. I’ve never felt more aligned with an organization’s mission and values. It’s a decent workplace with few major issues, though not particularly inspiring or engaging for ambitious employees. Training programs are frequent a...
Despite having team members, IT support is responsive and systems are user-friendly. Fertility benefits show understanding of modern needs. Goals are achievable, and coworkers are respectful.
Leadership listens to employee feedback and takes action to improve culture and processes. This principled approach makes me genuinely proud to be part of this organization and its positive impact. Meetings are functional, rarely creative. Despite its large size, teams work seamlessly across different divisions and geographical locations.

Payment 1 Financial Overview

Website
www.payment1.com
Founded In
2006
Employees
25 - 50 employees
Industry
Financial Services
Headquarter Address
1810 E Lohman Ave Las Cruces New Mexico NM 88001
Revenue
$5 Million - $10 Million
Phone Number
+1 5755230424
Social Media
About Payment 1 Financial
At Payment 1 Financial we've recognized a need in the consumer loan industry and have addressed it. We offer the best loan program to customers that might typically use high interest Title or Installment loans. We give our customers a much lower rate and a simple payment plan. We can even payoff your current loan! Title and Installment loans are too expensive and too hard to get out of. Let Paymen

What Benefits Does Payment 1 Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. Payment 1 Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Las Cruces?

Understanding the cost of living near Las Cruces is key to truly evaluating a salary offer or your current compensation at Payment 1 Financial.
Las Cruces' Cost of Living Index is approximately 86.5 (13.5% less expensive than US average; 7.6% less than NM average). Southern NM city (NM State Univ.), affordable housing. RoadRUNNER Transit. When planning your budget based on a salary from Payment 1 Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $800 - $1,200+ A significant portion of Payment 1 Financial salary. Location choices impact this heavily.
Utilities (Basic) $140 - $230 Electricity, Heating, Cooling, Water etc.
Public Transportation $30 (RoadRUNNER monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $550 Can be higher with more dining out or specialty stores.
Personal & Leisure $300 - $580+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $660+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,010 - $3,220+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Payment 1 Financial

1. What is the typical salary range (low to high) for most roles at Payment 1 Financial?

The typical salary range for most roles at Payment 1 Financial is approximately from $33 to $43 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Payment 1 Financial pay compared to Florida Community Bank, Na?

The average annual salary at Payment 1 Financial is $78,329, or an hourly wage of $38, in comparison to Florida Community Bank, Na which pays $90,322 per year or $43 per hour.

3. Do salaries differ significantly between departments at Payment 1 Financial?

Yes, salaries often differ between departments at Payment 1 Financial due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Payment 1 Financial?

Experience level is a significant factor in determining salary at Payment 1 Financial, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Payment 1 Financial in Las Cruces is fair given the local cost of living?

To determine if a salary offer from Payment 1 Financial in Las Cruces is fair, first compare the gross salary to our data for similar roles at Payment 1 Financial and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Las Cruces" to understand its purchasing power.

6. What factors influence salary increases at Payment 1 Financial?

Salary increases at Payment 1 Financial are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.