Smith Bonds & Surety Salary

How much does the Smith Bonds & Surety Pay for employees?

As of August 2026, the average annual salary for employees at Smith Bonds & Surety in the United States is $88,350. This translates to an approximate hourly wage of $42. Salaries at Smith Bonds & Surety typically range from $77,734 to $99,905 annually, reflecting the diverse roles and experience levels within the company. Smith Bonds & Surety’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Smith Bonds & Surety Pay for Different Roles?

Explore detailed salary information for specific jobs at Smith Bonds & Surety. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Smith Bonds & Surety

Ready for your next career move? Explore current job openings at Smith Bonds & Surety. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Smith Bonds & Surety’s Pay Competitive? Salary Benchmarking Analysis

How does Smith Bonds & Surety’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Smith Bonds & Surety
Insurance
Losey Insurance and Financial Services
Logan Insurance
Industry Comparison
Our data shows that, on average, compensation at Smith Bonds & Surety is below the average for the U.S. Insurance industry by approximately 29%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Smith Bonds & Surety average annual salary with several similar companies. Smith Bonds & Surety average salary of $88,350 is higher than Losey Insurance and Financial Services, which has an average salary of $84,563. It is lower than Logan Insurance, with their average salary at $110,258. This places Smith Bonds & Surety in a mid-range position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

Employee Reviews: Working at Smith Bonds & Surety

Considering a career at Smith Bonds & Surety? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The work atmosphere is positive, and leadership is accessible. The company operates efficiently, and processes are well-structured. I’ve had a rewarding experience here with ample learning opportunities. Great benefits and growth opportunities make this a top choice.
The leadership team is transparent about company goals, which helps employees align their efforts. The company has a great culture, and managers are invested in employee success. Training programs are comprehensive, aiding professional growth. The company also prioritizes mental health with wellness programs. Benefits are above average, and career growth is possible. A great employer. The culture ...
It’s a great place for those seeking stability and professional growth. Compensation is fair, with regular adjustments for performance. The company values innovation, allowing employees to suggest process improvements.

Smith Bonds & Surety Overview

Website
www.smithbondsurety.com
Founded In
1989
Employees
<25 employees
Industry
Insurance
Headquarter Address
316 N Michigan St Toledo Ohio OH 43604
Revenue
$5 Million - $10 Million
Phone Number
+1 4192419200
Social Media
About Smith Bonds & Surety
We pride ourselves on nearly three decades of building a professional reputation among attorneys and court systems, allowing us to smooth things for our clients and care for them properly. Smith Bonds & Surety is a bonding company that goes above and beyond to uphold the heart of the industry and fight for our client's rights. If you have any questions, do not hesitate to reach out - our friendly

What Benefits Does Smith Bonds & Surety Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smith Bonds & Surety offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Toledo?

Understanding the cost of living near Toledo is key to truly evaluating a salary offer or your current compensation at Smith Bonds & Surety.
Toledo's Cost of Living Index is approximately 75.2 (24.8% less expensive than US average; 17.2% less than OH average). NW OH city, 'Glass City', very affordable. TARTA bus. When planning your budget based on a salary from Smith Bonds & Surety, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $700 - $1,050+ A significant portion of Smith Bonds & Surety salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $45 (TARTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $350 - $520 Can be higher with more dining out or specialty stores.
Personal & Leisure $280 - $550+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $340 - $630+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $1,865 - $3,005+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smith Bonds & Surety

1. What is the typical salary range (low to high) for most roles at Smith Bonds & Surety?

The typical annual salary range for most roles at Smith Bonds & Surety is approximately from $77,734 to $99,905. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Smith Bonds & Surety pay compared to Losey Insurance and Financial Services?

The average annual salary at Smith Bonds & Surety is $88,350, or an hourly wage of $42, in comparison to Losey Insurance and Financial Services which pays $84,563 per year or $41 per hour.

3. Do salaries differ significantly between departments at Smith Bonds & Surety?

Yes, salaries often differ between departments at Smith Bonds & Surety due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Smith Bonds & Surety?

Experience level is a significant factor in determining salary at Smith Bonds & Surety, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Smith Bonds & Surety in Toledo is fair given the local cost of living?

To determine if a salary offer from Smith Bonds & Surety in Toledo is fair, first compare the gross salary to our data for similar roles at Smith Bonds & Surety and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Toledo" to understand its purchasing power.

6. What are the key factors that influence salary levels at Smith Bonds & Surety?

Several key factors influence salary levels at Smith Bonds & Surety. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Smith Bonds & Surety likely benchmarks its salaries against other companies in the Insurance sector. You can explore how these factors play out in our detailed salary data.