SPCO Credit Union Salary

How much does the SPCO Credit Union Pay for employees?

As of August 2026, the average annual salary for employees at SPCO Credit Union in the United States is $90,607. This translates to an approximate hourly wage of $44. Salaries at SPCO Credit Union typically range from $79,475 to $102,673 annually, reflecting the diverse roles and experience levels within the company. SPCO Credit Union’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does SPCO Credit Union Pay for Different Roles?

Explore detailed salary information for specific jobs at SPCO Credit Union. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at SPCO Credit Union

Ready for your next career move? Explore current job openings at SPCO Credit Union. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is SPCO Credit Union’s Pay Competitive? Salary Benchmarking Analysis

How does SPCO Credit Union’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
SPCO Credit Union
Financial Services
Montecito Advisors Inc
GFS Financial Solutions LLC
Industry Comparison
Our data shows that, on average, compensation at SPCO Credit Union is below the average for the U.S. Financial Services industry by approximately 25%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared SPCO Credit Union average annual salary with several similar companies. SPCO Credit Union average salary of $90,607 is lower than Montecito Advisors Inc, which has an average salary of $94,753. It is higher than GFS Financial Solutions LLC, with their average salary at $85,787. This places SPCO Credit Union in a mid-range position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

Employee Reviews: Working at SPCO Credit Union

Considering a career at SPCO Credit Union? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company fosters a culture of continuous learning through access to industry certifications and workshops. Pilot programs test new approaches before full rollout. While the environment is generally respectful, there’s room to improve recognition and cross-functional collaboration. Hackathons spark creative solutions. This company provides a positive, results-driven work environment with excelle...
The company provides a consistent work environment with reliable benefits but limited autonomy. Benefits include competitive salaries, healthcare, and retirement plans. There's a genuine commitment to ethical financial advice. There’s a genuine effort to match people’s roles with their long-term strengths and interests. The overall work atmosphere is fast-paced yet respectful, and coworkers genuin...
Benefits are competitive, but work can feel monotonous. The benefits package, including retirement plans and wellness perks, is top-tier. Pay and benefits are competitive and it is somehow outstanding. This synergy not only enhances operational efficiency but also creates a supportive and intellectually stimulating environment for all employees.

SPCO Credit Union Overview

Website
www.spcocu.org
Founded In
1968
Employees
<25 employees
Industry
Financial Services
Headquarter Address
12755 N Houston Rosslyn Rd Houston Texas TX 77086
Revenue
<$5 Million
Phone Number
+1 7134558586
Social Media
About SPCO Credit Union
SPCO Credit Union is located in Houston, Texas, where they offer many banking services such as opening a savings account, applying for direct deposit, setting up a stop payment or use various other services.

What Benefits Does SPCO Credit Union Offer Beyond Salary?

A competitive compensation package is more than just a salary. SPCO Credit Union offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

Get an estimated calculation of how much you should be earning and insight into your career options.

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What Is the Cost of Living Near Houston?

Understanding the cost of living near Houston is key to truly evaluating a salary offer or your current compensation at SPCO Credit Union.
Houston's Cost of Living Index is approximately 98.5 (1.5% less expensive than US average; 5.9% more than TX average). Major city, energy/medical hub, housing generally affordable for size, but varies. METRO bus/rail. When planning your budget based on a salary from SPCO Credit Union, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,800+ A significant portion of SPCO Credit Union salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 (High AC use) Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (METRO Q Card monthly) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,570 - $4,090+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of SPCO Credit Union

1. What is the typical salary range (low to high) for most roles at SPCO Credit Union?

The typical annual salary range for most roles at SPCO Credit Union is approximately from $79,475 to $102,673. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does SPCO Credit Union pay compared to Montecito Advisors Inc?

The average annual salary at SPCO Credit Union is $90,607, or an hourly wage of $44, in comparison to Montecito Advisors Inc which pays $94,753 per year or $46 per hour.

3. Do salaries differ significantly between departments at SPCO Credit Union?

Yes, salaries often differ between departments at SPCO Credit Union due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at SPCO Credit Union?

Experience level is a significant factor in determining salary at SPCO Credit Union, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from SPCO Credit Union in Houston is fair given the local cost of living?

To determine if a salary offer from SPCO Credit Union in Houston is fair, first compare the gross salary to our data for similar roles at SPCO Credit Union and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Houston" to understand its purchasing power.

6. Why might an individual's actual salary at SPCO Credit Union differ from the ranges shown here?

An individual's actual salary at SPCO Credit Union can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.