Spencer Financial Inc Salary

How much does the Spencer Financial Inc Pay for employees?

As of August 2026, the average annual salary for employees at Spencer Financial Inc in the United States is $85,207. This translates to an approximate hourly wage of $41. Salaries at Spencer Financial Inc typically range from $74,976 to $96,344 annually, reflecting the diverse roles and experience levels within the company. Spencer Financial Inc’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Spencer Financial Inc Pay for Different Roles?

Explore detailed salary information for specific jobs at Spencer Financial Inc. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Spencer Financial Inc

Ready for your next career move? Explore current job openings at Spencer Financial Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Spencer Financial Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Spencer Financial Inc’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Spencer Financial Inc
Insurance
Collinsworth Insurance and Risk Management Services
JM HARLAN Benefit Advisors LLC
Industry Comparison
Our data shows that, on average, compensation at Spencer Financial Inc is below the average for the U.S. Insurance industry by approximately 31%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Spencer Financial Inc average annual salary with several similar companies. Spencer Financial Inc average salary of $85,207 is lower than Collinsworth Insurance and Risk Management Services, which has an average salary of $87,358. It is lower than JM HARLAN Benefit Advisors LLC, with their average salary at $98,191. This places Spencer Financial Inc in a developing position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

Employee Reviews: Working at Spencer Financial Inc

Considering a career at Spencer Financial Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company offers great benefits, including health coverage and performance bonuses. This company stands out in the insurance sector for its employee-centric policies. Working here has been fulfilling—great leadership and a strong team spirit. The insurance products we work with are diverse, keeping the job engaging. Training programs are available, though more specialization options would be ben...
A reliable employer for steady career growth. Benefits are standard for the insurance industry. The work culture is inclusive, and everyone’s contributions are valued. This company provides stability and growth opportunities in the insurance sector. Great learning opportunities.
It’s a reliable employer for those seeking a steady role in the insurance field. With thousands of employees, there’s diversity in teams, which enhances creativity. The insurance training programs are top-notch, and leadership is invested in employee success. The leadership team is supportive, and the work culture is inclusive. There’s occasional flexibility in scheduling, which is appreciated. Th...

Spencer Financial Inc Overview

Website
www.spencer-financial.com
Founded In
2003
Employees
<25 employees
Industry
Insurance
Headquarter Address
3901 N Blvd Tampa Florida FL 33603
Revenue
<$5 Million
Phone Number
+1 8135144400
Social Media
About Spencer Financial Inc
Spencer Financial, Inc is an independently owned and locally operated insurance agency in Tampa, Florida. We help people across the state find affordable and reliable insurance products from a variety of trusted carriers. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs. What Does Independent Mean? "Independent" means we're not t

What Benefits Does Spencer Financial Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spencer Financial Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Tampa?

Understanding the cost of living near Tampa is key to truly evaluating a salary offer or your current compensation at Spencer Financial Inc.
Tampa's Cost of Living Index is approximately 100.1 (0.1% more expensive than US average; 2.9% less than FL average). Growing Gulf Coast city, housing costs near US average but have risen. HART bus/streetcar. When planning your budget based on a salary from Spencer Financial Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,400 - $2,100+ A significant portion of Spencer Financial Inc salary. Location choices impact this heavily.
Utilities (Basic) $160 - $260 Electricity, Heating, Cooling, Water etc.
Public Transportation $65 (HART monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,775 - $4,345+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spencer Financial Inc

1. How much does a Spencer Financial Inc employee make?

Spencer Financial Inc pays its employees an average of $85,207 per year. The average salary at Spencer Financial Inc range from $74,976 to $96,344 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Spencer Financial Inc?

The salary at Spencer Financial Inc is lesser than the similar company. The average annual salary at Spencer Financial Inc is $85,207, or an hourly wage of $41, in comparison to Collinsworth Insurance and Risk Management Services which pays $87,358 per year or $42 per hour.

3. Do employees with advanced degrees (Master's, PhD) earn more at Spencer Financial Inc?

In many roles at Spencer Financial Inc, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

4. How does the cost of living near Tampa affect the perceived value of a Spencer Financial Inc salary?

Tampa's Cost of Living Index is approximately 100.1 (0.1% more expensive than US average; 2.9% less than FL average). This significantly impacts the purchasing power of a salary from Spencer Financial Inc based there. Our "Cost of Living Insights for Tampa" module details this impact, helping you assess the 'real feel' value of your compensation.

5. What kind of benefits does Spencer Financial Inc typically offer employees?

Spencer Financial Inc generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Spencer Financial Inc" section on this page.