Upstart Salary

How Much Does Upstart Pay for employees?

As of April 2026, the average annual salary for employees at Upstart in the United States is $108,376. This translates to an approximate hourly wage of $52. Salaries at Upstart typically range from $95,029 to $123,024 annually, reflecting the diverse roles and experience levels within the company. Upstart’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Upstart Pay for Different Roles?

The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Upstart.
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About Upstart: Company Profile

Website
www.upstart.com
Founded In
2012
Employees
200 - 500 employees
Industry
Financial Services
Headquarter Location
SAN MATEO
Revenue
<$5 Million
Phone Number
-
Social Media
About UPSTART
Upstart is the leading AI lending platform partnering with banks to expand access to affordable credit. Forbes recently ranked Upstart #12 on its list of "most promising AI companies in America." Inc. Magazine also recognized Upstart as one of the Best Workplaces for 2020. By leveraging Upstart's AI platform, Upstart-powered banks can have higher approval rates and lower loss rates, while simultan

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Upstart's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
Strong leadership encourages transparent communication and trust. Consistent recognition for performance. Workloads are balanced thoughtfully, preventing burnout common in financial services.
Management is polite but often distant from frontline employees. Schedules are predictable, and responsibilities are well-structured. Excellent internal mobility and training. Supportive team environment with focus on work-life balance.
Working has been an exceptional experience. Everyone has clearly defined roles and boundaries. Colleagues are polite and professional. The organization maintains a stable work environment with clear expectations, but innovation is limited by bureaucratic procedures. Management is approachable and invests in employee growth through regular training and mentoring.
The focus on sustainable productivity prevents burnout. Most tasks are procedural and repeatable. Recognition programs make employees feel valued. The onboarding process was smooth, and mentorship programs helped me adapt quickly. There's a strong balance between delivering results and maintaining well-being. Employees are expected to follow procedures closely, and there isn’t much deviation from ...
Even in a highly structured setting, creativity is still welcome and valued. This culture of respect, trust, and innovation makes it an excellent place to work. ERGs have executive sponsorship and budget. There's little to no emphasis on innovation. Transparent communication promotes trust and collaboration.

Is Upstart’s Pay Competitive? Salary Benchmarking Analysis

How does Upstart’s compensation stack up against the market? This analysis visualizes their average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
180k
150k
120k
90k
60k
30k
0
Average Salary ($/year)
Upstart
Financial Services
RELIABLE AUTO, UNA DIVISI
MARINER
Industry Comparison
Our data shows that, on average, compensation at Upstart is below the average for the U.S. Financial Services industry by approximately 11%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Upstart average annual salary with several similar companies. Upstart average salary of $108,376 is higher than RELIABLE AUTO, UNA DIVISI, which has an average salary of $86,035. It is higher than MARINER, with their average salary at $78,086. This places Upstart in a competitive position among its peers.
See Your True Competitors
The companies behind the question marks could be hiring your best people. Don't operate with incomplete data. Unlock your full competitive view with Salary.com for Business to precisely benchmark salaries, benefits, and more against your true competitors.

What Is the Cost of Living Near San Francisco?

Understanding the cost of living near San Francisco is key to truly evaluating a salary offer or your current compensation at Upstart.
San Francisco's Cost of Living Index is approximately 243.5 (143.5% more expensive than US average; 74.2% more than CA average). One of the most expensive cities globally, extreme housing costs, high transportation, and very high prices for all goods/services. When planning your budget based on a salary from Upstart, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $3,200 - $5,000+ A significant portion of Upstart salary. Location choices impact this heavily.
Utilities (Basic) $200 - $320 Electricity, Heating, Cooling, Water etc.
Public Transportation $81 (Muni Monthly Pass 'M') Essential for most commuters; car ownership is costly.
Groceries (Single Person) $550 - $850 Can be higher with more dining out or specialty stores.
Personal & Leisure $600 - $1,200+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $450 - $850+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $5,081 - $8,221+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Upstart

FAQ 1: What is the typical salary range (low to high) for most roles at Upstart?
The typical annual salary range for most roles at Upstart is approximately from $95,029 to $123,024. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: How much does Upstart pay compared to RELIABLE AUTO, UNA DIVISI?
The average annual salary at Upstart is $108,376, or an hourly wage of $52, in comparison to RELIABLE AUTO, UNA DIVISI which pays $86,035 per year or $41 per hour.
FAQ 3: How does experience level affect salary at Upstart?
Experience level is a significant factor in determining salary at Upstart, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.
FAQ 4: How can I determine if a salary offer from Upstart in San Francisco is fair given the local cost of living?
To determine if a salary offer from Upstart in San Francisco is fair, first compare the gross salary to our data for similar roles at Upstart and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for San Francisco" to understand its purchasing power.
FAQ 5: What are the key factors that influence salary levels at Upstart?
Several key factors influence salary levels at Upstart. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Upstart likely benchmarks its salaries against other companies in the Financial Services sector. You can explore how these factors play out in our detailed salary data.